USDA Loan Vs. FHA loan for Chandler, TX [Henderson County ]

In 2025, the USDA loan limit for Chandler, within Henderson county, TX, is set at $336,500. In contrast, the FHA cap for a single-family home is $472,030.

Utilize Lendersa®'s USDA loan calculator to evaluate today's leading USDA and FHA rates. Determine the necessary income, credit score, reserves, and documents required for qualification. Our advanced mortgage calculators allow you to compare USDA, FHA, Conforming, and VA programs side by side, helping pinpoint the optimal choice for your financial situation in Alabama.

Exploring USDA and FHA Loan Options in Chandler, TX

Lendersa®'s objective is to quickly provide you with the best USDA or FHA loan, free of hassle. Choose one of three strategic starting points to connect with lenders and USDA loan programs that match your needs.

Lendersa USDA loan inquiry and matching results

Understanding USDA Loans in TX

A USDA home loan, backed by the Department of Agriculture—commonly referred to as a USDA rural development loan or mortgage—is exclusively offered in rural settings. Unlike FHA loans requiring a minimum of 3.5% down payment, no down payment is necessary for USDA mortgages.

Get top 10
USDA LENDERS
customized to yout needes

(912) 632-8631 Lender's profile and map Reviews Pineland Bank 501 W 12th St, Alma, GA, 31510 Pineland Bank began as Alma Exchange Bank & Trust and was chartered on September 13, 1939 in Alma GA when directors Valene Bennett, Nathan Cohen, M E Jones, John Mullis and J F Ramsey received permission to convert Alma Exchange Credit Union to a state chartered financial institution.
(765) 649-9226 Lender's profile and map Reviews Lampco Federal Credit Union 5411 Dr Martin Luther King Jr Blvd, Anderson, IN, 46013 The Lampco staff, management, and board of directors is dedicated to creating economic benefits for our members by providing quality financial products delivered with the highest level of service and integrity. Lampco Federal Credit Union has served the financial needs of our Madison County Community for over 50 years.
(765) 649-9271 Lender's profile and map Reviews Independent Federal Credit Union 3737 South Scatterfield Road, Anderson, IN, 46013 At Independent Federal Credit Union, you are more than a member, you are an owner! Independent Federal Credit Union is committed to being the primary financial institution in Madison and also Independent Federal Credit Union is committed to being the primary financial institution in Madison County and to improving the lives of its members
(563) 422-3883 Lender's profile and map Reviews Bank 1st 115 North Vine Street, West Union, IA, 52175 Our goal at Bank 1st is to help you with all of your financial needs. We offer competitive loan and deposit products, mobile and electronic services and with three locations and multiple ATMs, you can bank when and where it is convenient for you. We take pride in being an active community bank that provides helpful
(630) 618-4235 Lender's profile and map Reviews The Hill Mortgage Company 75 Executive Drive, Suite 117, Aurora, IL, 60504 The Hill Mortgage Company We have been providing easy access to affordable mortgage loans. The prospect of owning a Home lights up a million emotions in you – a deep sense of fulfilment, security for the entire family and an overwhelming feeling of relief and happiness for a place where you can spend delightful moments with your loved ones.
(331) 226-0550 Lender's profile and map Reviews Shamrock Mortgage Inc 1723 Simms Street, Suite 201, Aurora, IL, 60504 Ryan Carrigan is the founder of mortgage company Ryan has earned his clients' trust with honest and direct communication through every step of the financing process. He and his team handle the details that typically stress borrowers when they work with large mortgage lenders. Whether your credit is ideal or less than average.
(864) 366-9602 Lender's profile and map Reviews HopeSouth Credit Union 807 W Greenwood Street, Abbeville, SC, 29620 HopeSouth Credit Union is dedicated to helping you realize your financial goals, such as reducing your debt, saving for higher education, buying your first home, or planning for retirement and also Proudly serving the financial needs of those who live, work, worship, or attend school in Abbeville County, South Carolina.
(864) 366-2158 Lender's profile and map Reviews Abbeville First Bank, SSB 205 S. Main Street, Abbeville, SC, 29620 Abbeville First Bank was organized April 24, 1907 under the name of Building and Loan Association of Abbeville. The assets at the time were only a few hundred dollars. The principal objective of the association was to encourage the common person to save money monthly for the primary purpose of building or buying a home.
(706) 547-6502 Lender's profile and map Reviews First State Bank 300 Broad Street, Wrens, GA, 30833 We prefer to put people first. So, we made sure everything we do provides real value to our friends and neighbors. With branch offices in Wrens and Louisville, Georgia, First State Bank has been serving the citizens of Jefferson County and surrounding areas since 1964. A branch office was opened in 2002 in Americus,
(765) 647-4116 Lender's profile and map Reviews FCN Bank 501 Main St, Brookville, IN, 47012 At FCN Bank, our people are our greatest asset. We live in the communities we serve, and we are completely dedicated to providing unequaled customer service and financial solutions. We are truly a local bank. We’re headquartered in Brookville, with offices also in the nearby towns of Batesville, Connersville, Harrison, and Sunman.
(712) 362-5000 Lender's profile and map Reviews Bank Plus 1202 Central Avenue, Estherville, IA, 51334 Bank Plus, a locally owned financial institution with assets exceeding $130 million, serves more residential, agricultural and commercial customers than ever before with quality financial and real estate products, delivered by knowledgeable personnel from offices in four Northwest Iowa communities.
(712) 362-5897 Lender's profile and map Reviews Employees Credit Union 2714 Central Avenue, Estherville, IA, 51334 Our mission statement is simple. We will strive to become the optimum member service center for our members. We exist solely for the benefit of our members. We do NOT operate for profit. Every decision is made with the best interests of our membership in mind. Our volunteer Board of Directors works hard to keep our members needs in mind.