USDA Vs. FHA Pro and Con comparison in Jacksonville, Cherokee County, TX
During 2025, the USDA loan cap in Jacksonville, located in the county of Cherokee, TX, is established at $336,500. Conversely, the FHA limit for a single-family dwelling is $472,030.
Take advantage of the Lendersa® USDA loan calculator to compare today's premier USDA vs. FHA rates, and identify the income, credit, reserves, and documentation required for eligibility. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, helping you to determine which program in best aligns with your financial needs.
2025 Loan Limits and Downpayment Requirements in Jacksonville, Cherokee, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Jacksonville, TX
Lendersa® aims to swiftly connect you with the most suitable USDA or FHA loans without complications. Choose one of three starting points to match with potential lenders and explore relevant USDA loan programs.
The USDA home loan, backed by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is intended solely for rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, a USDA mortgage does not require any down payment.
"Flip Finance is a private money lender based out of St. Louis that provides financing for real estate investments. The loans are short term and based on the value of the property when rehabbed. Flip Finance will loan 100% of the purchase and in most cases the fix as well.
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SouthernTrust Bank was organized in 2005 as a commercial state bank. The organizers had a strong desire to establish a community-minded financial institution that would service its local communities with personal service.
SouthernTrust Bank is a locally owned financial institution with offices in Marion, Goreville, and Vienna, Illinois.
The Credit Union was officially founded March 30th, 1972 as the Vienna Correctional Center Credit Union. The name was changed in 2008 to the River to River Credit Union. The credit union was organized for employees working at the Vienna Correctional Center to have a place to save and borrow money.
The First State Bank of Campbell Hill was chartered in December 1921. In 1971, the bank relocated to a new facility where we currently reside. Over the years, the bank has continued to grow and now has assets totaling approximately 105 million dollars. Part of this growth was due to the acquisition of the Coulterville Banking Center in October 2003
Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
North County Savings Bank was first chartered in 1887 as Evansville Building & Loan Association. The Building & Loan was located in the former Pautler Hotel in Evansville, IL. In 1973 our savings institution was approved for a location in Red Bud, IL and it became our home office with a branch in Evansville, IL.
The First National Bank of Murphysboro opened its doors for business on the 13th day of May, 1889. The Jackson County Bank, a private institution owned by Medar Lucier and Joseph VanCloostere, was purchased. The First National Bank then occupied their quarters on the south side of the square until 1891,
The Missouri Bank is an independently-owned and operated community bank primarily serving Warren, St. Charles, Pettis, Boone and Gasconade counties. Established in 1939, it is the oldest bank in Warrenton. We’ve been an industry leader in community banking since our inception, providing the latest in financial technologies to meet the needs.
