In 2025, the USDA loan limit in Cactus, within the county of Moore, TX, is $336,500; the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to contrast today's USDA and FHA optimal rates, and to discover the necessary income, credit rating, reserves, and documentation for qualification. This mortgage calculator provides a comparative view of USDA, FHA, Conforming, and VA loans side-by-side, assisting you in choosing the program that best suits your financial needs in
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| Loan Type | Maximum Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to quickly connect you with the best USDA or FHA loans, free from hassle. Choose one of the three starting points available to match with lenders and suitable USDA loan programs.
A USDA home loan, often called a USDA mortgage or rural development loan, is insured by the Department of Agriculture and is specifically available in rural regions only. Unlike FHA loans, which require a 3.5% down payment, USDA loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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