USDA VS FHA in Cactus, Moore County, TX

In 2025, the USDA loan limit in Cactus, within the county of Moore, TX, is $336,500; the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to contrast today's USDA and FHA optimal rates, and to discover the necessary income, credit rating, reserves, and documentation for qualification. This mortgage calculator provides a comparative view of USDA, FHA, Conforming, and VA loans side-by-side, assisting you in choosing the program that best suits your financial needs in .

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2025 Loan Limitations and Downpayment Specifications in Cactus, in Moore, TX

Loan Type Maximum Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Cactus, TX

Lendersa® aims to quickly connect you with the best USDA or FHA loans, free from hassle. Choose one of the three starting points available to match with lenders and suitable USDA loan programs.

Lendersa USDA loan application results

Explaining USDA Loans in TX

A USDA home loan, often called a USDA mortgage or rural development loan, is insured by the Department of Agriculture and is specifically available in rural regions only. Unlike FHA loans, which require a 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • MORTGAGE RESOURCE PLUS
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  • We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
  • FHG Capital
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  • FHG Capital team is proud to serve the lending needs of homeowners and home buyers in Florida. Our hands-on approach helps each of our clients understand the mortgage process Now more than ever it is important to have an experienced mortgage team helping you through the home loan process.
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  • Great Lakes Federal Credit Union and its members have enjoyed rich longevity in the Great Lakes Bay Region. Our story began in 1936, with the introduction of Wolverine Knitting Mills Federal Credit Union and includes mergers with the former Industrial Brownhoist Employees Federal Credit Union, Bay Medical Credit Union, and Birch Run Area Credit Uni
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  • 101 Loan - Specialists in Residential, Commercial and Reverse Mortgage Financing
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  • D&F Properties was established in 1984 as an independent brokerage. In 2000 DeFaria Realty & Investments was added to help the financing needs of our clients. We live, play and work in Santa Clara County. Diane LoVerde, owner of D&F Properties/DeFaria Realty & Investments specializes in real estate sales and loan sales.
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