FHA Vs. USDA loan program for Cactus, Moore County, Texas

In 2026, the USDA loan limit in Cactus, within the county of Moore, TX, is $336,500; the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to contrast today's USDA and FHA optimal rates, and to discover the necessary income, credit rating, reserves, and documentation for qualification. This mortgage calculator provides a comparative view of USDA, FHA, Conforming, and VA loans side-by-side, assisting you in choosing the program that best suits your financial needs in .

USDA and FHA Loan Options in Cactus, TX

Lendersa® aims to quickly connect you with the best USDA or FHA loans, free from hassle. Choose one of the three starting points available to match with lenders and suitable USDA loan programs.

Explaining USDA Loans in TX

A USDA home loan, often called a USDA mortgage or rural development loan, is insured by the Department of Agriculture and is specifically available in rural regions only. Unlike FHA loans, which require a 3.5% down payment, USDA loans do not require any down payment.

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(877) 879-3622 Lender's profile and map Reviews FNCB Bank 100 South Blakely Street, Scranton, PA, 18512 FNCB Bank was established as a National Banking Association in 1910 as The First National Bank of Dunmore. After 70 years of operating in one location at Dunmore Corners, the Bank expanded to Scranton (1980) and Dickson City (1984). On October 27, 1987, upon approval at a special shareholder's meeting
(800) 388-4380 Lender's profile and map Reviews Fidelity Bank Pennsylvania 101 North Blakely Street, Scranton, PA, 18512 Fidelity Bank has over 118 year history of exceeding its clients' expectations with engaging and client-focused employees who listen, understand, and recommend the products and services that best suit YOU. The team of Fidelity Bankers focuses on serving as trusted financial advisors to its clients
(570) 335-9397 Lender's profile and map Reviews My City Mortgage 1439 Monroe Ave, Suite 2, Dunmore, PA, 18512 My City Mortgage strives to provide applicants with a smooth, transparent loan process. Learn how we combine technology with unsurpassed customer service in order to provide customers with the most efficient mortgage process possible. My City Mortgage strives to provide applicants with a smooth, transparent loan process.
(570) 290-7082 Lender's profile and map Reviews Mid Atlantic Funding, Inc. 203 East Drinker Street, 2nd Floor, Dunmore, PA, 18512 Our mortgage professionals give you the personal attention you deserve & treat you with the respect due a valued customer.We understand you’re making a commitment in buying a new home, refinancing a mortgage or cashing out your home equity.So we make a commitment to you.We will help you qualify, apply & be approved for the right mortgage loan for y
(786) 646-6335 Lender's profile and map Reviews TNC Mortgage Corp 1125 NE 125th street, Suite 250, North Miami, FL, 33161 TNC Mortgage Corporation specilizes in individual, one on one service. We believe every loan scenario is unique and deserves the personal attention of our mortgage loan origination team, that is why you will not find any standard loan parameters or interest rate calculators on our website.
305-788-3730 Lender's profile and map Reviews Top Class Mortgage, Inc 1125 NE 125 Street suite 300-8, Miami, FL, 33161 Top Class Mortgage Inc is a professional mortgage lending and brokering firm. We offer a wide range of loan options and mortgage services to homebuyers, investors and builders. We are license in Florida and Georgia, and we speak English and Creole. Your wealth fare and satisfaction are our priority.
954-526-5938 Lender's profile and map Reviews Rate Leaf, Inc. 999 NE 125th St, Miami, FL, 33161 Rate Leaf helps you buy homes the right way: simply and directly. We believe that the home-buying process should be free of hidden fees, roadblocks, and predatory rates. What we offer instead is a way for you to reclaim your community through the most important purchase of your life.
(305) 962-5280 Lender's profile and map Reviews Pacific Mortgage Services Corp 11547 South West 109 Road, Suite 26-Z, Miami, FL, 33176 Pacific Mortgage Services Corp. is a licensed mortgage brokerage business in the state of Florida. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract)
(305) 779-8420 Lender's profile and map Reviews 1st Florida Mortgage Lending 10689 North Kendall Drive, Suite 319, Miami, FL, 33176 1st Florida Mortgage Lending came about through the culmination of nearly twenty years of serving Floridians with honesty, integrity and competence. A “Boutique Style” business focusing mainly on our clientele’s experience as we work diligently to provide the best rates and products.
(844) 788-0787 Lender's profile and map Reviews United Lending 14411 South Dixie Hwy, Suite 209, Palmetto Bay, FL, 33176 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(305) 595-7355 Lender's profile and map Reviews Xcellence Mortgage, INC 10508 N Kendall Dr, Miami, FL, 33176 Xcellence Mortgage is currently working with Several of the Top Lenders & Investors in the Nation allowing us to provide a wide variety of loan options. Mortgage Broker Business serving the state of FL. We Love what we do so we do it with Passion & Strive for the highest level of Xcellence.
(305) 586-6645 Lender's profile and map Reviews M.C. Financial Group, Inc. 11160 N. Kendall Drive, Suite 106, Miami, FL, 33176 At M.C. Financial Group, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.