USDA and FHA Pro and Con in Spearman, Hansford County, TX
In 2025, the USDA loan limit for Spearman, situated in Hansford county, TX, is defined as $336,500. The FHA loan threshold for a single-family unit is $472,030.
Take advantage of Lendersa®'s USDA loan calculator to analyze today's premier USDA vs. FHA rates, and discern the income, credit, reserves, and documents necessary to qualify. Our sophisticated mortgage calculator allows side-by-side comparison of USDA, FHA, Conforming, and VA programs, helping choose the optimal one for your financial setting in Alabama.
2025 Loan Limits and Down Payment Specifications for Spearman, Hansford, TX
Type of Loan
Maximum Loan
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Spearman, TX
Lendersa® aims to connect you with the best USDA or FHA loan solutions quickly and effortlessly. Select among three beginning options to engage with suitable lenders and USDA loan offerings.
A USDA home loan is backed by the Department of Agriculture and is referred to as a USDA rural development loan or USDA mortgage. This option is solely available in rural locales. Different from FHA loans demanding a minimum down payment of 3.5%, the USDA mortgage requires no down payment.
At HomeServices Lending, you can choose from wide range of home financing options including conventional conforming, fixed rate and adjustable rate, FHA and VA loans, jumbo financing, investment property financing, refinancing and renovation loans. Our mission is to provide credit-worthy customers
1501 42nd St, Suite 465, West Des Moines, IA, 50266
Summit Mortgage is changing the way homebuyers view and experience the mortgage lending process. In today’s technology-driven world, it’s easy to end up as another piece of data in an automated system. But we think homebuyers deserve better. That’s why we’ll provide you with personalized service, complete transparency
Morton Mortgage, Inc. is a Texas Mortgage Company. Renee Morton and her team bring the expertise of over 40 years to the closing table. They take great pride in offering competitive rates, exemplary customer service and great attention to detail to insure your home lending experience is the finest.
Since its inception in 1950 the Dacotah Federal Credit Union has been serving its members in the Rapid City, South Dakota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages.
our customers progress through innumerable and significant changes. We have seen the introduction of the automobile, two World Wars, The Beatles, and banking on an iPhone. We stood solid through the Great Depression, fundamental shifts in post-war business and behavior, unthinkable interest rates in the 1970s, the financial crisis
Citizens State Bank is to be recognized as the uniquely committed conduit for economic and individual growth within the communities served. Citizens State Bank must develop and implement intentional initiatives through economic, social and political relationships that will produce robust and vibrant local economies for the benefit of the whole.
First National Bank in Philip has, for over 110 years, served a large part of western South Dakota by providing quality banking based on customer service. We are proud that some relationships started three generations ago continue today. When you walk into our lobby, you will certainly be met with a smile.
Our mission is to provide the most seamless mortgage process possible while minimizing the cost of securing a mortgage. We are able to provide this seamless process through our systems, our relationships, and, most importantly, our people. We are able to minimize costs by focusing on a volume-based approach that is geared toward.
25700 I-45 North, Suite 400, The Woodlands, TX, 77386
We are your one stop shop for all things mortgage. As you can see by our name we don’t mind being just a bit different. We built Storehouse Mortgage for YOU- to help you build a storehouse of wealth in your real estate needs. We are high tech, high touch and love helping people. We felt that there was a void in the mortgage industry.
