USDA and FHA Pro and Con in Spearman, Hansford County, TX
In 2025, the USDA loan limit for Spearman, situated in Hansford county, TX, is defined as $336,500. The FHA loan threshold for a single-family unit is $472,030.
Take advantage of Lendersa®'s USDA loan calculator to analyze today's premier USDA vs. FHA rates, and discern the income, credit, reserves, and documents necessary to qualify. Our sophisticated mortgage calculator allows side-by-side comparison of USDA, FHA, Conforming, and VA programs, helping choose the optimal one for your financial setting in Alabama.
2025 Loan Limits and Down Payment Specifications for Spearman, Hansford, TX
Type of Loan
Maximum Loan
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Spearman, TX
Lendersa® aims to connect you with the best USDA or FHA loan solutions quickly and effortlessly. Select among three beginning options to engage with suitable lenders and USDA loan offerings.
A USDA home loan is backed by the Department of Agriculture and is referred to as a USDA rural development loan or USDA mortgage. This option is solely available in rural locales. Different from FHA loans demanding a minimum down payment of 3.5%, the USDA mortgage requires no down payment.
14 Corporate Place, Suite 120, Newport Beach, CA, 92660
Century Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
23 Corporate Place, Suite 150B, Newport Beach, CA, 92660
Sol Terra Estates and Lending Inc. is a small boutique office created and run by extremely passionate and qualified individuals who have extensive high end corporate sales backgrounds and are top rated professionals in the Real Estate and Lending industries. We provide our clients with the best in Real Estate Sales, Marketing, Investing and Lending
1300 Bristol Street North, Suite 100, Newport Beach, CA, 92660
Coastal Capital Funding is a residential mortgage practice with a track record of closing on time and providing AMAZING communicating to our clients. Steve Berger has been a licensed mortgage professional in multiple states since 2003. He is the Founder and CEO for Coastal Capital Funding
4100 Campus Drive, Suite 210, Newport Beach, CA, 92660
We take pride in providing you with excellent service and appreciate the opportunity to assist you with your Mortgage Needs. Fast Direct Lending, a professional mortgage company specializing in residential mortgages.At Fast Direct Lending, we will find a loan that fits each borrower.
2549 Eastbluff Drive, Suite 208, Newport Beach, CA, 92660
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
4570 Campus Drive, Suite 8, Newport Beach, CA, 92660
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
Solomon Financial Mortgage, A California Corporation
3400 Irvine Avenue, Suite 221, Newport Beach, CA, 92660
Solomon Financial pledges to serve our clients with honest, up front, ethical information on matters pertaining to mortgage, real estate, investment and real estate finance. We pride ourselves in giving you the best consultation as if we were consulting our own family members. We are here to help you! We are A+ rated on the Better Business Bureau.
4570 Campus Drive, Suite 5, Newport Beach, CA, 92660
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1300 Quail Street, Suite 275, Newport Beach, CA, 92660
Established in Newport Beach, our presence is expanding throughout California. Our goal is to provide each client with personalized, honest and ethical service through numerous quality control systems. By utilizing proven strategies that take into account the borrower's current and future financial goals,
