USDA Vs. FHA your options comparison in Spearman, Hansford County, TX
In 2025, USDA loan limit in Spearman, county of Hansford, TX is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Spearman, county of Hansford, TX
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Spearman, TX
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
At Main Line Mortgage LLC. We are a full-service mortgage company based in King of Prussia, PA. We specialize in First Time Home Loans and No Cost Home Loans in King of Prussia. We also serve the entire state of Pennsylvania and Florida. Whether you are buying a home or refinancing in PA or FL.
166 Allendale Rd., Suite 6, King Of Prussia, PA, 19406
As a residential mortgage broker, we do the research for you by shopping multiple investors to get you the best rate and program that will best suit your particular needs. As your trusted mortgage advisors with over 60 years of combined experience, we are well equipped to help you with first-time buyer programs like FHA and VA,
Quaint Oak is comprised of people. We are a community of individuals – employees, customers, and stockholders – that work and reside in our marketplace. Through thoughtful communication, business expertise, and responsive customer care, we continually raise our own personal bar for serving our customers.
Compass Financial Federal Credit Union was founded 1936 and is South Florida's oldest credit union. We offer our members a wide range of services from free checking to low interest loans. We are rated Excellent by BauerFinancial, the nation’s leading bank and credit union rating and research firm.
PNC was founded in 2012 by Pedro Nivela a very successful Mortgage Broker and Commercial Real Estate adviser. We identify the necessity of a company that understands the needs of the real estate community with products designed to help the Buyers and investors to grow their equity.
10305 North West 41st street, Suite 212, Miami, FL, 33178
Guardian Capital Lenders is a mortgage brokerage firm established in 2019, currently licensed to originate loans in the state of Florida. GCL was founded by Maria R. Garcia (Managing Director) who’s been in the mortgage industry for nearly 20 years. Maria is a dedicated professional and highly qualified mortgage consultant.
Expert Mortgage Group, Inc., a full service mortgage company located in Doral, Florida, was founded in February 2003 by Jeff and Marisel Lieberman. In a short time, the company has built a strong relationship as an outstanding mortgage firm serving the lending needs of individual home buyers, real estate professionals.
2641 E. Atlantic Blvd, Suite 310, Pompano Beach, FL, 33062
1st Med Transitions, LLC is a privately held nationwide dental practice brokerage specializing solely in Dental Practice Sales & Transitions. We pride ourselves on being a tech-driven brokerage offering sellers a smarter, more efficient way to sell their dental practice Our clients are primarily dental practitioners located throughout the United St
2605 East Atlantic Blvd, Suite 201, Pompano Beach, FL, 33062
Affiliated Mortgage Company is a locally owned and operated mortgage brokerage company serving the entire State of Florida. With over 28 years of lending experience, you can trust our high level of integrity and service. We pride ourselves on providing an exceptional lending experience to our clients.
