As of 2026, the USDA loan limit in Dumas within Moore county, TX, stands at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Make use of the Lendersa® USDA loan calculator to evaluate today's leading USDA against FHA rates, and determine the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side to help decide which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is focused on securing you the best USDA or FHA loan quickly and efficiently. Choose from one of three starting points that will connect you with appropriate lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture and also termed the USDA rural development loan or USDA mortgage, is strictly for rural areas. Unlike FHA loans that necessitate at least a 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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