USDA Vs. FHA Pro and Con comparison in Dumas, Moore County, TX

As of 2026, the USDA loan limit in Dumas within Moore county, TX, stands at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Make use of the Lendersa® USDA loan calculator to evaluate today's leading USDA against FHA rates, and determine the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side to help decide which program in best suits your financial situation.

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2026 Loan Limits and Downpayment Requirements in Dumas, Moore, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Dumas, TX

Lendersa® is focused on securing you the best USDA or FHA loan quickly and efficiently. Choose from one of three starting points that will connect you with appropriate lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

The USDA home loan, backed by the Department of Agriculture and also termed the USDA rural development loan or USDA mortgage, is strictly for rural areas. Unlike FHA loans that necessitate at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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