USDA and FHA Pro and Con in Dalhart, Dallam County, TX

For the year 2025, the USDA loan limit in Dalhart, within Dallam county, TX, has been set at $336,500. Comparatively, the FHA loan limit applicable to a single-family home is $531,300.

Utilize the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates available today. Evaluate the income, credit, reserves, and documents necessary for qualification. With our cutting-edge mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding your decision on the optimal program for your financial situation in .

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Loan Limits and Down Payment Requirements for 2025 in Dalhart, Dallam, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $531,300 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Dalhart, TX

The mission of Lendersa® is to ensure you achieve the best possible USDA or FHA loans without unnecessary hassle. Start by choosing one of three pathways to get matched with the right lenders and find the best USDA loan programs.

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Understanding What a USDA Loan is in TX

A USDA home loan, often referred to as a USDA rural development loan or USDA mortgage, is a government-backed loan by the Department of Agriculture. It is exclusively available in rural areas. Unlike FHA loans, which necessitate at least a 3.5% down payment, USDA mortgage loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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