For the year 2026, the USDA loan limit in Dalhart, within Dallam county, TX, has been set at $336,500. Comparatively, the FHA loan limit applicable to a single-family home is $531,300.
Utilize the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates available today. Evaluate the income, credit, reserves, and documents necessary for qualification. With our cutting-edge mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding your decision on the optimal program for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $531,300 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to ensure you achieve the best possible USDA or FHA loans without unnecessary hassle. Start by choosing one of three pathways to get matched with the right lenders and find the best USDA loan programs.
A USDA home loan, often referred to as a USDA rural development loan or USDA mortgage, is a government-backed loan by the Department of Agriculture. It is exclusively available in rural areas. Unlike FHA loans, which necessitate at least a 3.5% down payment, USDA mortgage loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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