USDA and FHA Pro and Con in Dalhart, Dallam County, TX

For the year 2025, the USDA loan limit in Dalhart, within Dallam county, TX, has been set at $336,500. Comparatively, the FHA loan limit applicable to a single-family home is $531,300.

Utilize the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates available today. Evaluate the income, credit, reserves, and documents necessary for qualification. With our cutting-edge mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding your decision on the optimal program for your financial situation in .

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Loan Limits and Down Payment Requirements for 2025 in Dalhart, Dallam, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $531,300 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Dalhart, TX

The mission of Lendersa® is to ensure you achieve the best possible USDA or FHA loans without unnecessary hassle. Start by choosing one of three pathways to get matched with the right lenders and find the best USDA loan programs.

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Understanding What a USDA Loan is in TX

A USDA home loan, often referred to as a USDA rural development loan or USDA mortgage, is a government-backed loan by the Department of Agriculture. It is exclusively available in rural areas. Unlike FHA loans, which necessitate at least a 3.5% down payment, USDA mortgage loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Falls City National Bank
  • 100 S Front Street, Falls City, TX, 78113
  • The Falls City National Bank was chartered March 23, 1907. On May 6, 1907 Falls City National Bank officially opened for business. Alterations and additions were made to the building in 1924. Expansion and renovation more than doubling the size was completed in 1980. Another additional expansion was completed in March 1982.
  • Arizona Valley Lending, LLC
  • 4425 East Agave Road, Building 2, Phoenix, AZ, 85044
  • "Arizona Valley Lending is a full service mortgage company licensed and serving customers exclusively in Arizona and Texas. HUD/FHA approved lender. We offer a comprehensive line of mortgage products including conventional, conforming, and non-conforming loans for purchases, refinances, home equity lines of credit and HARP eligible loans."
  • Columbus State Bank
  • 1102 Milam Street, Columbus, TX, 78934
  • The Columbus State Bank opened for business on August 19, 1919, with Mr. E.B. Mayes as president. Columbus State Bank was located on the corner of Milam and Walnut streets in the remodeled Boedecker building, which was originally constructed in 1857. The bank opened its doors with $50,000 in capital and received $5,398 in deposits on opening day.
  • Mortgage Power, Inc.
  • 6424 West Misty Willow Lane, Glendale, AZ, 85310
  • A full-service mortgage brokerage that offers truly affordable home loans. Come be pleasantly surprised by the personalized consultation, timely closings, and loan terms that are always with your best interest at heart. Inexpensive does not have to be lower quality - see for yourself how we shop for best price
  • Augusta Lending, LLC
  • 852 South Main Street, Pleasant Grove, UT, 84062
  • Our company focuses on educating first time home buyers, saving people money through refinances, giving people the opportunity for a better life through reverse mortgages, and above all education and transparency. We are a Utah Mortgage company. As a Mortgage Broker we are able to provide our clients with money at highly competitive rates.
  • Creekside Mortgage
  • 1982 West Pleasant Grove Blvd, Suite K, Pleasant Grove, UT, 84062
  • Creekside Mortgage mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Ridge Home Loans
  • 526 W Center N106, Pleasant Grove, UT, 84062
  • Ridge home loan is clients will have a great experience, refer their friends and come back. Lending can be tricky these days and I bring experience and resourcefulness to the equation. If your loan can be done, I'll find a way. If it can't, I'll help you position yourself for a future loan. Expect to have a great experience!
  • First American Credit Union
  • 1001 North Pinal Ave, Casa Grande, AZ, 85122
  • Our mission is to create financial independence, promote diversity and assist hard-working families. First American Credit Union is a community oriented, non-profit financial institution. Our members and employees are people like you who live and work in Southwest Arizona and areas of New Mexico.