USDA and FHA Pro and Con in Fritch, Hutchinson County, TX
In 2026, the USDA loan limit for Fritch, located in the county of Hutchinson, TX, is set at $336,500, whereas the FHA limit for a single-family home stands at $472,030.
Take advantage of the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. Determine the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator provides a comparison of USDA, FHA, Conforming, and VA options in a side-by-side format, assisting you in choosing the best program in for your specific financial situation.
2026 Loan Limits and Down Payment Requirements in Fritch, Hutchinson County, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Fritch, TX
The mission of Lendersa® is to efficiently provide you with the best USDA or FHA loan options with no hassle. You can begin by choosing one of the three initial pathways that connect you to matching lenders and USDA loan programs.
The USDA home loan is government-guaranteed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage loan necessitates no down payment at all, offering advantages for qualified borrowers.
At Borger Federal Credit Union, our members matter most. We strive to have individual relationships with all of our members, providing the most insight, education and strongest relationships in the Panhandle. We’ve served our community for over 50 years and as a Credit Union that is owned by you, we are able to offer lower rates on loans.
Bivins Federal Credit Union has been open since 1940. The credit union has assets totaling $6.57 Million and provides banking services to more than 500 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
At The State National Bank of Groom, we value our customer relationships. Our mission is to be the outstanding banking organization in our trade territory, capable of successfully competing against organizations that are marketing the same products and services.We will achieve this by consistently delivering superior service
Our Credit Union was chartered February 27, 1937 with Pampa Independent School District as our sponsor. Since the early 1980’s, our field of membership has been extended to the **family members of Pampa Independent School District employees. As a Credit Union, we believe that friendly, personal service is our number one priority.
City Federal Credit Union has been open since 1948. The credit union has assets totaling $60.61 Million and provides banking services to more than 3, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves federal state.
Founded in 1892 and now the largest family-owned Bank in the nation, Amarillo National Bank has never been typical — and we’re proud of it. The maverick soul of Amarillo is still very much a part of our daily work and lives. At ANB, we’re fiercely independent, answering only to our customers.
Amarillo Venture Capital Inc. is a local commercial mortgage broker & sub-prime lender. With access to over 600 nationwide lenders, as well as venture capital for startups company and established small business. Amarillo Venture Capital Inc. provides strategic working capital from $1, 000 to $1, 000, 000 in as little as 72 hours from approval.
Intercorp Credit Union is a full-service not-for-profit cooperative financial institution that operates to ensure the security and prosperity of its members and employees.
We believe that it is the responsibility of this credit union to provide a community service beneficial to all those who come within its influence, and the community at larg
ACFCU has been providing financial services for over 75 years. We strive to make financial dreams reality & we want to be THE financial solution for all of our members.We serve over 38, 000 members & strive daily to exceed our members expectations. Chartered in 1945 ACFCU is now the largest credit union in the Panhandle serving over 37,000 members.
