USDA VS FHA in Fritch, Hutchinson County, TX

In 2025, the USDA loan limit for Fritch, located in the county of Hutchinson, TX, is set at $336,500, whereas the FHA limit for a single-family home stands at $472,030.

Take advantage of the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. Determine the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator provides a comparison of USDA, FHA, Conforming, and VA options in a side-by-side format, assisting you in choosing the best program in for your specific financial situation.

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2025 Loan Limits and Down Payment Requirements in Fritch, Hutchinson County, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Fritch, TX

The mission of Lendersa® is to efficiently provide you with the best USDA or FHA loan options with no hassle. You can begin by choosing one of the three initial pathways that connect you to matching lenders and USDA loan programs.

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Understanding USDA Loans in TX

The USDA home loan is government-guaranteed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage loan necessitates no down payment at all, offering advantages for qualified borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Fayette Savings Bank, SSB
  • 111 East Travis, La Grange, TX, 78945
  • Fayette County Savings & Loan Association was organized in October of 1976. By March of 1977, all of the necessary stock was sold and Fayette County Savings & Loan Association was chartered on December 31, 1977. Insurance of accounts was obtained on August 28, 1978, and Fayette County Savings & Loan Association opened for business.
  • Community Service Credit Union
  • 250 FM 2821 Road West, Huntsville, TX, 77320
  • Community Service Credit Union has been open since 1954. The credit union has assets totaling $125.38 Million and provides banking services to more than 12, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
  • National Bank & Trust
  • 145 West Colorado, La Grange, TX, 78945
  • Chartered in 1888, National Bank & Trust is headquartered in La Grange, Texas, and has been a major contributor in the development and expansion of the business and agricultural community since its inception. National Bank & Trust is a full-service Bank with friendly people who take the time to listen
  • Texan Mortgage
  • 1787 Highway 30 East, Huntsville, TX, 77320
  • We are a full-service mortgage company based in Texas, and we focus on helping qualified borrowers obtain mortgage financing to either Purchase a Home, Refinance an existing Home Loan, or Take Cash Out of the equity of an existing home. We have proudly originated mortgages loans for Texas Borrowers since 1992.
  • Access Loans, Inc
  • 921 McLeod Dr, Huntsville, TX, 77320
  • Access Loans, Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Omaha Firefighters Credit Union
  • 4630 S 143rd Street, Omaha, NE, 68137
  • Omaha Firefighters Credit Union was established in 1946 to serve our members' financial needs. As a Credit Union, we operate as a not-for-profit financial cooperative that encourages thrift & provides credit at fair and reasonable rates. We are owned and operated by our members. Each member owns an equal share regardless of their account balance.
  • Neighborhood Community Federal Credit Union
  • 4848 South 120th Street, Omaha, NE, 68137
  • Neighborhood Community Federal Credit Union is a Community Chartered Credit Union, Our Field of Membership is persons who Live, Work, Worship or Attend School in Douglas and Sarpy County in Nebraska or Pottawattamie County in Iowa. NCFCU is the oldest Credit Union in Nebraska having been established on April 24, 1928
  • Metro Credit Union (Nebraska)
  • 14509 F Street, Omaha, NE, 68137
  • We were formed in 1951 for the benefit of people who bank with us, & that purpose remains central to our decision-making today. For that reason, the Credit Union has earned a reputation for exceptional personal service and great value in banking. Metro consistently receives high marks for trust, integrity, low loan rates & better overall service.
  • Mutual 1st Federal
  • 14510 F St, Suite 101, Omaha, NE, 68137
  • We're a community based credit union. And while in the old days credit unions were limited in many ways, those days are gone. Open your eyes to a new, better way to bank - with a credit union! Basically, if you live, work, worship or attend school in these counties - you're in! In Nebraska