USDA and FHA Pro and Con in Borger, Hutchinson County, TX

In 2025, the USDA loan cap in Borger, part of Hutchinson county, TX, is set at $336,500. In contrast, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today. Determine the necessary income, credit, reserves, and documentation for qualification. This advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, facilitating a decision on which program in best suits your financial situation.

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2025 Loan Limits and Downpayment Requirements in Borger, Hutchinson, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Borger, TX

Lendersa® is devoted to securing the best USDA or FHA loans timely and with ease. Choose one of three starting points that connect you with matching lenders and eligible USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

The USDA home loan, backed by the Department of Agriculture, also called the USDA rural development loan or USDA mortgage, is exclusively available in rural zones. Unlike FHA loans, which need a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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