In 2025, the USDA loan limit in Canadian, within Hemphill county, TX, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare the best USDA and FHA rates available today to determine the necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA programs side by side, helping you decide which option in best fits your financial goals.
2025 Loan Limits and Downpayment Requirements in Canadian, County of Hemphill, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Examining USDA and FHA Loan Choices in Canadian, TX
The primary goal of Lendersa® is to swiftly find you the best USDA or FHA loan, free from hassle. Choose from one of three starting paths that lead to matching lenders and the USDA loan options.
A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is only available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, the USDA mortgage has no down payment requirement.
800 Bonaventure Way, Suite 102, Sugar Land, TX, 77478
Buying a home is one of the largest financial decisions you’ll make in your lifetime. It can also be one of the most stressful decisions for many buyers, especially first-time buyers. Serving the Greater Houston Area and all of Texas for 17 years, we are here to guide you through the process and find the best option to suit your financial needs.
800 Bonaventure Way, Suite 107, Sugar Land, TX, 77478
Discovered Homes We specialize in providing real estate services to thousands of people in the Houston and surrounding areas . We promise great customer service and an amazing experience. No exception Our goal is ensuring that you accomplish your real estate dreams from the moment you call until you reach your new home
14905 Southwest Freeway, Suite 201, Sugar Land, TX, 77478
Home USA Mortgage is your best source for mortgage related needs. We are a young team of energetic professionals who absolutely love real estate. We have been in business for over 18 years and continue to serve the Houston Metro area. With low rates/fees and a fun approach to the process, you will love buying your next home.
3 Sugar Creek Center Blvd, Suite 100, Sugar Land, TX, 77478
Archstone Lending Group, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
16554 Creek Bend Drive, Suite 220, Sugar Land, TX, 77478
Oakdale Mortage Our experienced loan officers make sure that you are making the right decision in your mortgage by giving you the attention and information needed to ensure a successful and timely closing. We know that the best results for one of life’s biggest decisions cannot be left to just anyone – at Oakdale Mortgage.
14090 Southwest Freeway, Suite 300, Sugar Land, TX, 77478
Sutherland Mortgage Services, Inc. was founded in 1998. The company's line of business includes originating mortgage loans, selling mortgage loans to permanent investors, and servicing loans.Sutherland Mortgage Services, Inc., is Licensed in the State of New York but does not do business in the State of New York using this website.
TexStar Federal Credit Union has been open since 1967. The credit union has assets totaling $24.11 Million and provides banking services to more than 1, 000 members as of March 2022.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
Union State Bank is a full service Iowa chartered bank established in 1934. We are a family owned independent bank serving individuals, businesses, and farmers in Madison, Dallas, Polk and surrounding counties. Union State Bank prides itself on being a community bank seeking to meet all the personal and business needs of the market area we serve.
