USDA and FHA Pro and Con in Perryton, Ochiltree County, TX

In 2025, the USDA loan limit in Perryton, located in Ochiltree county, TX, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Determine the required income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding in choosing the best program in for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Perryton, Ochiltree County, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Alternatives in Perryton, TX

The goal of Lendersa® is to secure the best USDA or FHA loan quickly and without hassle. Choose from one of three starting points that connect you to lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in TX

The USDA home loan is a government-backed mortgage from the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, and is exclusively for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • South Carolina Army National Guard Federal Credit Union
  • 1225 Bluff Road, Columbia, SC, 29201
  • Founded in 1966 as South Carolina Army National Guard FCU, our goal was to serve the financial needs of the men and women in the South Carolina Army National Guard and their families.In 2007, we merged with McEntire Federal Credit Union – who, at the time, served only members of the South Carolina Air National Guard and their families.
  • Columbia Post Office Credit Union
  • 1601 Assembly Street, Columbia, SC, 29201
  • The Columbia Post Office Credit Union is a member owned non-profit financial institution chartered on June 7, 1927. employees pooled their savings in order to borrow money at reasonable rates. Today the Credit Union has assets of over 33 million dollars. The Columbia Post Office Credit Union is the second oldest credit union in South Carolina.
  • SouthState Bank
  • 520 Gervais St, Columbia, SC, 29201
  • SouthState is one of the leading regional Banks in the Southeast – serving more than one million customers via 275+ locations in Florida, Alabama, Georgia, the Carolinas, and Virginia. We offer robust Banking solutions, including consumer Banking, mortgage, small business Banking, commercial Banking and wealth management.
  • State Credit Union
  • 800 Huger Street, Columbia, SC, 29201
  • Founded in 1952, State Credit Union operates solely for the benefit of its members. We are a not-for-profit organization, which means our earnings are applied toward better services and rates for those who belong, helping them to become more financially comfortable. State Credit Union operates solely for the benefit of its members.
  • CSRA Business Lending
  • 1237 Gadsden Street, Suite 200C, Columbia, SC, 29201
  • CSRA Business Lending is a non-profit corporation that, in addition to being a Certified Development Corporation of the U.S. Small Business Administration offering SBA-504 loans, also has a Direct Loan program called CSRA Direct. Just like our SBA-504 program, we like to partner with banks on projects.
  • AllSouth Federal Credit Union
  • 730 Elmwood Avenue, Columbia, SC, 29201
  • Originally begun in 1960 as Fort Jackson Federal Credit Union, AllSouth Federal Credit Union is a not-for-profit financial cooperative, owned and operated by you, our members. We proudly serve 8 counties in the Midlands of South Carolina. We're not just your credit union, we're your neighbors.
  • Metro Mortgage Corporation
  • 2001 Assembly St, Suite 202, Columbia, SC, 29201
  • Since 1993 Metro Mortgage Corporation has been providing mortgage financing to home buyers and home owners. We are full service mortgage professionals offering a complete line of mortgage loan programs. We have closed thousands of loans but more importantly we have helped thousands of people
  • Edens & White Mtg., Inc
  • 2221 Bull Street, Columbia, SC, 29201
  • Our Company was founded in 1998 by Al Edens (NMLS: 195469) and M-L White. Al and M-L have both been in the mortgage and financial field for over 25 years. Our company's profile is to have a Company that we would trust our families' mortgage needs to. We strive to have competitive products, up- to- date technology, knowledge.
  • VP Capital Lending
  • 1413 Calhoun St, Columbia, SC, 29201
  • VP Capital Lending, through its simplified real estate investment loan process, strives to provide our clients with both simple and fast financing. We have built a reputation for building and maintaining long-term relationships with our clients. Whether you are looking to Fix & Flip a property, purchase a property for rental income, or invest.
  • Midland Mortgage Corporation
  • 1500 Richland St, Suite 2611, Columbia, SC, 29201
  • Midland Mortgage makes it possible everyday with their prompt personal service professional & experienced loan officers & knowledgeable staff. Guaranteed competitive rates with a wide variety of mortgage options to meet your specific needs. As an independent mortgage banker Midland has the flexibility to offer you the unique financing you need.
  • ChoiceOne Funding
  • 2941 Sunrise Blvd, Suite 220, Rancho Cordova, CA, 95742
  • ChoiceOne Funding has built its foundation on the highest level of honesty and integrity. Our qualified and licensed professionals have over 20 years experience and offer expertise in every area of mortgage lending: Conventional, FHA, VA, USDA, Section 184 Native American Loans and Reverse Mortgages.
  • Premier Community Credit Union
  • PO Box 8929, Stockton, CA, 95208
  • Premier Community Credit Union is a not-for-profit credit union serving our members with branches in Stockton, Lodi, and Manteca. Unlike a bank, a not-for-profit credit union is owned by its members and provides lower fees, better rates, and quality, personal service to its member/owners. Members enjoy unlimited online.