USDA Vs. FHA your options comparison in Perryton, Ochiltree County, TX

In 2026, the USDA loan limit in Perryton, located in Ochiltree county, TX, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Determine the required income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding in choosing the best program in for your financial needs.

Compare offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Perryton, Ochiltree County, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Alternatives in Perryton, TX

The goal of Lendersa® is to secure the best USDA or FHA loan quickly and without hassle. Choose from one of three starting points that connect you to lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in TX

The USDA home loan is a government-backed mortgage from the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, and is exclusively for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Cornerstone Lending, Inc
  • 720 2nd St, Pike Southampton, PA, 18966
  • Cornerstone Lending, Inc is a mortgage broker currently licensed in PA, NJ, & Tennessee. We originate residential and commercial mortgages. We are approved to originate FHA, VA and USDA loans that are insured and guaranteed by those administrations. We also originate loans that are sold to Fannie Mae and Freddie Mac.

  • Fast Capital 360
  • 95 James Way, Suite 113, Southampton, PA, 18966
  • Fast Capital 360 As a leading FinTech company, we’re building cutting-edge platforms to automate and optimize every step in the application, approval and funding process, disrupting how the industry does business. Since 2013, we’ve helped thousands of customers in all types of industries access hundreds of millions of dollars nationwide.

  • LENDING CAPITAL GROUP INC
  • 260 Knowles Avenue, Unit 330, Southampton, PA, 18966
  • Lending Capital Group is the mortgage company you’ve been looking for. The highest of integrity, speed and low rates to get your mortgage loan done, on time, every time. We love our clients! Our passion is helping them through the mortgage process from A – Z to get them into the home of their dreams, or through their financial issues.

  • Stonebridge Home Loans
  • 1148 Street Road, Southampton, PA, 18966
  • Stonebridge Home Loans we care greatly about the satisfaction of our clients. You can be confident that when you receive a quote from Stonebridge Home Loans there will not be any hidden fees, empty promises and you will work with experienced professionals. Unlike most large banks

  • Welcome Mortgage Corp
  • 700 Route 130 N, Suite 207, Cinnaminson, NJ, 8077
  • At Welcome Mortgage, we offer custom solutions for your financing needs. Our qualification process is simple and quick, and we guide you from loan application to closing. We provide expertise and education every step of the way in-person and virtually, without any automated systems.

  • Century Savings Bank
  • 1376 W. Sherman Avenue, Vineland, NJ, 08360
  • Century Savings Bank has grown from a small building and loan association in Bridgeton, NJ with just a few thousand dollars, to a friendly, multi-million dollar financial force operating from a network of six branches throughout southern New Jersey with locations in Elmer, Gibbstown, Mullica Hill, Upper Deerfield Twp, and Vineland.

  • Members 1st of NJ Federal Credit Union
  • 37 West Landis Avenue, Vineland, NJ, 08360
  • Members 1st of NJ Federal Credit Union was formed in 1938 as the Cumberland Teachers Federal Credit Union. Our founders saw the need for a not-for-profit and democratically operated cooperative that would provide lower cost financial services, as well as represent the best financial interests of its members.

  • Bay Atlantic Federal Credit Union
  • 101 West Elmer Road, Vineland, NJ, 08360
  • BAFCU is a member owned, not for profit, financial cooperative chartered in 1939. We are dedicated to providing members with a full range of high-quality personal financial products and services at the lowest cost possible. We currently serve the employees and members of 200 local businesses and organizations.

  • Monroe Savings Bank
  • 114 South Main Street, Williamstown, NJ, 08094
  • Monroe Savings Bank is a community bank located in Williamstown, New Jersey. We have served the Monroe Township community since 1870 and have prided ourselves on serving the needs of our community in a friendly and professional manner.Our main office is located on Main Street in downtown Williamstown.

  • Garden State Home Loans, Inc
  • 2091 Springdale Road, Suite 16, Cherry Hill, NJ, 08003
  • Garden State Home Loans has built a legacy of providing the American Dream of homeownership. Garden State Home Loans was founded in 2011 right in the heart of Cherry Hill, NJ. We’ve expanded our footprint over the years and are currently licensed in five states and counting. We create an experience that is incomparable.

  • Rome Teachers Federal Credit Union
  • 924 Turin Street, Rome, NY, 13440
  • Rome Teachers Federal Credit Union is a SEG based credit union that serves numerous school communities. SEG stands for Select Employee Groups. Schools and other related groups that are affiliated with the credit union are eligible for membership. We proudly serve Employees, Students and Retirees of Adirondack, Camden, Canastota, Holland Patent.

  • Rome Federal Credit Union
  • 937 Seneca Street, Rome, NY, 13440
  • Rome Federal Credit Union is Rome’s Oldest Credit Union. We are excited to announce that the National Credit Union Administration has approved the Rome Federal Credit Union’s application for a Community Charter. That means that if you live, work, worship or attend school in the city of Rome, you can become a member!