USDA VS FHA in Carthage, Panola County, TX

In 2025, the USDA loan limit for Carthage, within Panola county, TX, is set at $336,500. Meanwhile, the FHA loan limit for a single-family home is $472,030.

Employ the Lendersa® USDA loan calculator to compare the most favorable current rates of USDA versus FHA loans. This tool enables you to determine the income, credit score, reserves, and documentation required for these loans. Our comprehensive mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best-suited program in for your financial position.

Discover and compare loan offers from 100 different lenders

Loan limits and down payment details for 2025 in Carthage, county of Panola, TX

Type of Loan Maximum Loan Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loans in Carthage, TX

The objective of Lendersa® is to help secure you the most appropriate USDA or FHA loan quickly and with ease. You can choose from one of the three provided pathways to connect with compatible lenders and explore USDA loan options tailored to your needs.

Results of Lendersa USDA loan requests and matches

Understanding USDA Loans in TX

USDA home loans, which are guaranteed by the Department of Agriculture, also known as USDA rural development loans or USDA mortgages, are available only in rural communities. Unlike FHA loans that usually require a minimum 3.5% down payment, USDA loans necessitate no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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