USDA Vs. FHA your options comparison in Castroville, Medina County, TX

As of 2026, the USDA loan limit in Castroville, part of Medina county, TX, is $359,700, while the FHA limit for a single-family home is set at $524,400.

With the Lendersa® USDA loan calculator, you can compare the finest USDA versus FHA rates available today, assessing income, credit, reserves, and necessary documentation for qualification. Using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program for your specific financial situation in .

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2026 Loan Limits and Downpayment Requirements in Castroville, Medina, TX

Loan Type Loan Limit Down Payment
USDA $359,700 0%
FHA $524,400 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Castroville, TX

The goal of Lendersa® is to swiftly and without hassle secure you the most favorable USDA or FHA loan. Begin by selecting one of three starting points to match with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

What Does a USDA Loan Offer in TX?

A USDA home loan is guaranteed by the government Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, and is accessible in rural neighborhoods only. In contrast to FHA loans requiring a 3.5% down payment, the USDA mortgage demands no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Castroville Lenders

  • Castroville State Bank
  • 502 Paris Street, Castroville, TX, 78009
  • Lends in Texas
  • Castroville State Bank was originally founded by a group of local citizens who recognized the need for a banking facility in Castroville. After traveling to Austin to meet with officials of the Texas Banking Commission, the delegation received approval to begin state banking operations on January 14, 1959.

  • Air Force Federal Credit Union
  • 1560 Cable Ranch Road, Suite 200, San Antonio, TX, 78245
  • Lends in Texas
  • AFFCU (Air Force Federal Credit Union) is a full-service financial organization based in San Antonio, Texas. We offer banking products including savings, checking, money market accounts, certificate accounts, and more. We also provide auto loans, personal loans, mortgage loans, home equity loans, Visa credit cards, and more.

  • Southwest Research Center Federal Credit Union
  • 7215 Culebra Road, San Antonio, TX, 78251
  • Lends in Texas
  • At Southwest Research Center Federal Credit Union, members come first. We promise to offer honest, fair deals to every member, every time. We promise to treat every member with both respect and dignity. We promise to strive to be a trusted financial advisor that our members can count on to assist them with achieving their financial dreams.

  • TXN Bank
  • 1502 Avenue M, Hondo, TX, 78861
  • Lends in Texas
  • Our mission is to provide the highest quality banking and financial services to our customers and communities we serve while enhancing value for our shareholders. TXN Bank is the culmination of hard work from our employees and extraordinary vision from our board and shareholders. We plan to continue the legacy of community banking.

  • Town Square Financial
  • 8552 Murray Grey, San Antonio, TX, 78254
  • Lends in Texas
  • At Town Square Financial, we understand that time is critical, and traditional banks can make the process unnecessarily slow and complex. That’s why we’ve streamlined our approval process to get you funded fast—with fewer conditions and no red tape. Whether you've been turned down by other lenders or need quick financing to seize an opportunity, we

  • Credit Human Federal Credit Union
  • 7915 W Loop 1604 N, Suite 111, San Antonio, TX, 78254
  • Lends in Texas
  • In 2016, SACU became Credit Human. Our new name reflects the San Antonio values that have guided us since we started here in 1935—a belief in others, giving credit to the dreams of our members, and being more human by treating each other with the respect that all of us deserve. This new name extends that belief to every member we serve

  • Rodsan Mortgage LLC
  • 9111 John Barrett Drive, San Antonio, TX, 78240
  • Lends in Texas
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Fidelity Mortgage
  • 9480 Huebner Road, Suite 200-C, San Antonio, TX, 78240
  • Lends in Texas
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Alamo Loan Co
  • 534 Bandera Rd, San Antonio, TX, 78228
  • Lends in Texas
  • Alamo Loan Company is committed to providing you with the convenient financial options that you need to reach your goals. We treat every customer like family and we are passionate about excellent customer service. Reach out to us for an easy and affordable personal loan or title loan.