USDA and FHA Pro and Con in Castroville, Medina County, TX

As of 2025, the USDA loan limit in Castroville, part of Medina county, TX, is $359,700, while the FHA limit for a single-family home is set at $524,400.

With the Lendersa® USDA loan calculator, you can compare the finest USDA versus FHA rates available today, assessing income, credit, reserves, and necessary documentation for qualification. Using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program for your specific financial situation in .

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2025 Loan Limits and Downpayment Requirements in Castroville, Medina, TX

Loan Type Loan Limit Down Payment
USDA $359,700 0%
FHA $524,400 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Castroville, TX

The goal of Lendersa® is to swiftly and without hassle secure you the most favorable USDA or FHA loan. Begin by selecting one of three starting points to match with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

What Does a USDA Loan Offer in TX?

A USDA home loan is guaranteed by the government Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, and is accessible in rural neighborhoods only. In contrast to FHA loans requiring a 3.5% down payment, the USDA mortgage demands no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Fortress Home Loans
  • 6801 W 107th St, Suite 106, Overland Park, KS, 66212
  • Jim Casson focus on residential home loans for clients.We offer the ideal combination of flexibility & experience.Our commitment is to ensure our clients have the right loan, at the right time, for the right reason.Residential home loans for clients.We offer the ideal combination of flexibility & experience. Our commitment is to ensure our client.
  • The Bank of Fayette County
  • LogoFEB22-3967, Bolivar, TN, 38008
  • The Bank offers loans for almost all of your business needs. Our lending professionals are trained to assist you with your financial needs. We strive to tailor all lending to each customer’s needs. There are various financing options available. Please contact a Loan Officer directly to discuss your options.
  • First State Bank of the South, Inc.
  • 5856 Highway 278, Sulligent, AL, 35586
  • First State Bank of the South, Inc (previously First State Bank of Lamar County) is a community bank established April 20, 1973 in Sulligent, Alabama. The Board of Directors originally consisted of nine (9) members: Ted Boyett, Chairman, Joseph A. Milner, B.F. Boyett, Dennis Boyett, Dr. W.C. Box, Dave Fine.
  • F & C Bank
  • 1006 Eagle Crest Drive, Holden, MO, 64040
  • Since 1881 F&C Bank has provided banking services for area individuals and businesses, partnering in making it possible for our community to grow and prosper. Over this long stretch of time we have gone from the horse and buggy era to instant communication and account information via the Internet.
  • Peoples Bank of Greensboro
  • 1402 State Street, Greensboro, AL, 36744
  • The Peoples Bank of Greensboro was incorporated in 1904, succeeding the banking business known as A. Lawson, Banker, which began in 1881. The original branch was located in downtown Greensboro at 1112 Main Street. A second branch was opened in 1975 at 1402 State Street. The bank operated both branches until the Main Street branch burned in 2002
  • Ozark Federal Credit Union
  • 2438 Katy Lane, Poplar Bluff, MO, 63901
  • At Ozark Federal Credit Union we provide the large selection of checking, savings, investment & loan account options with low fees. OFCU is committed to community involvement and encouraging community development. For requests, please complete the Donation Request Form within six weeks of the event.
  • First Midwest Bank
  • 704 N Westwood Blvd, Poplar Bluff, MO, 63901
  • As a locally owned and managed community bank, we are efficient in responding to customer needs. We listen to each situation and offer appropriate solutions to help our customers meet their financial goals. We pride ourselves in our commitment to the communities in which we live, work and play and the loyalty of our employees to our organization.
  • First Missouri State Bank
  • 2910 Barron Rd, Poplar Bluff, MO, 63901
  • On July 3, 1912, our bank was established under the name State Bank of Fisk. The street on which the bank was originally located was eventually named Third Street. In 1953 the bank was relocated to 300 Second Street. The Second Street building continues to serve as a branch office today.