USDA Vs. FHA Pro and Con comparison in Castroville, Medina County, TX
As of 2025, the USDA loan limit in Castroville, part of Medina county, TX, is $359,700, while the FHA limit for a single-family home is set at $524,400.
With the Lendersa® USDA loan calculator, you can compare the finest USDA versus FHA rates available today, assessing income, credit, reserves, and necessary documentation for qualification. Using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program for your specific financial situation in .
2025 Loan Limits and Downpayment Requirements in Castroville, Medina, TX
Loan Type
Loan Limit
Down Payment
USDA
$359,700
0%
FHA
$524,400
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Castroville, TX
The goal of Lendersa® is to swiftly and without hassle secure you the most favorable USDA or FHA loan. Begin by selecting one of three starting points to match with lenders and explore USDA loan programs.
A USDA home loan is guaranteed by the government Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, and is accessible in rural neighborhoods only. In contrast to FHA loans requiring a 3.5% down payment, the USDA mortgage demands no down payment at all.
The Evangeline Bank and Trust Company is an independent banking company that provides banking services to consumer and business customers in its normal area of operation. Our goal is to meet the banking needs of our communities served with outstanding customer service while taking active roles in our local communities.
Texarkana Terminal Employees Federal Credit Union will operate under the Federal Credit Union Act to promote thrift among our members and create a source of credit for provident or productive purposes. We will strive to deliver friendly, accurate services in a timely manner to meet the needs of all our members.Our membership has been extended to an
At Texana Bank, we offer local branch and online banking, mortgage and loan services, with the support you expect from your community bank. More than that, you will experience an extraordinary relationship banking with Texana.
We are your neighbors, your friends and your bankers.
The story of Commercial National Bank begins on the steps of City Hall of Texarkana, Arkansas in January 1964 where shareholders met for the first time. On February 5, 1964, Commercial National Bank opened its doors in a small, leased, red brick building on the corner of Fourth and Walnut Street.
TEXAR FCU is a “community first” credit union, serving our members in and around the Texarkana area since 1951. Employing almost 90 employees, TEXAR includes one main branch and five branch offices in its service area. All citizens of Cass, Bowie, and Miller Counties and most citizens of Red River and Lamar Counties are eligible for membership.
Louisiana Baptist Federal Credit Union has been open since 1975. The credit union has assets totaling $5.26 Million and provides banking services to more than 900 members.
The credit union is a religious-based credit union. Membership is also open to immediate family of current members.
Louisiana Land Bank, ACA is headquartered in Monroe, Louisiana, with 11 locations state-wide to meet your agriculture and rural financing needs. Louisiana Land Bank has been Louisiana's premier agricultural lender for over 100 years. We are a locally owned and operated lending cooperative whose specialty and expertise are making agricultural loans.
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While buying a home is one of the biggest decisions you'll ever make, selecting the right mortgage loan can be just as important. Your lifestyle. Your budget. Your comfort level.
