USDA Vs. FHA Pro and Con comparison in Lackland-AFB, Bexar County, TX
During 2025, within Lackland-AFB, located in Bexar county, TX, the USDA loan limit is set at $322,900, while for a single-family home, the FHA loan limit is $403,650.
Utilize Lendersa®'s USDA loan calculator to compare the most competitive USDA and FHA rates available today. Determine the required income, credit details, reserves, and documentation for eligibility. With our advanced mortgage tool, you can examine USDA, FHA, Conforming, and VA products side by side to assist you in choosing which solution in <Alabama> aligns best with your financial goals and needs.
2025 Loan Limits and Down Payment Requirements in Lackland-AFB, Bexar County, TX
Loan Type
Loan Limit
Down Payment
USDA
$322,900
0%
FHA
$403,650
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in Lackland-AFB, TX
At Lendersa®, our aim is to secure you the most suitable USDA or FHA loan efficiently and seamlessly. Choose from one of three starting paths that help connect you with matching lenders and suitable USDA loan programs.
The USDA home loan is supported by the government through the Department of Agriculture, often termed as USDA rural development loan or USDA mortgage. These are exclusively available for rural areas. In contrast to FHA loans, which require a 3.5% minimum down payment, USDA mortgages need no down payment, making them a more accessible option in rural communities.
Emporia State Federal Credit Union began as a small financial institution in July of 1937, serving a "field of membership" of employees of two Emporia cooperatives. Through the years, ESFCU has continued to grow and expand while still preserving it's roots in the Emporia community.
The Credit Union of Emporia was formed in 1953 by seven Santa Fe Railroad employees. It was originally called the “Emporia Santa Fe Credit Union”. In 1985, the members voted to change the name to “Credit Union of Emporia” to better reflect the membership, which represents many of the Lyon County employee groups.
The Lyon County State Bank (LCSB) was chartered on June 27, 1913 and first opened for business at 508 Commercial Street, Emporia, Kansas, with Senator W. M. Price as President. The bank moved to 701 Commercial Street in 1956 and remained there until the current Main Bank facility was built in 1975 at 902 Merchant Street.
6897 Crumpler Blvd, Suite 300, Olive Branch, MS, 38654
Apex Mortgage Group LLC specializes in helping you understand all of your mortgage & financing options so you can make smart and informed decisions. Whether you need help negotiating a mortgage or buying a new home, Apex Mortgage Group LLC can manage all your mortgage needs. My Refinancing services will take the complications out of the process.
The Kennedy VA Employees Federal Credit Union was founded to serve the employees of Kennedy Veterans Administration Medical Hospital in Memphis, TN.
Over the years the Credit Union has grown into a very well-capitalized financial institution offering members various ways to save, including offering a variety of checking accounts and loans.
Methodist Healthcare Federal Credit Union was originally chartered in 1960 to serve the needs of Methodist Healthcare employees. Today, our credit union family has been extended to include all Methodist employees, Methodist affiliated groups, and the families of each of our members.
Our bank is locally owned and operated by folks with deep roots in the communities we serve. Our daily commitment is to meet the unique needs of our neighbors, guided by the traditional values we all share After all, loan decisions should be based on you and not a complex risk formula from an out-of-state headquarters.
Kimberly Clark Credit Union, chartered in 1947, serves the employees of Kimberly Clark Corporation across the country.
KCCU is a not-for-profit financial institution where you, our member-owner, come first. After expenses and legal reserves are set aside, all profits are returned to members as higher dividends on savings, lower rates on loans.
The Memphis City Employees Credit Union, formerly the City of Memphis Credit Union, was established in May of 1959. The Credit Union has experienced tremendous growth and accomplishment over the last 62 years. Our first branch opened its doors in a corner of the City Treasurer’s office at the old court house and began serving the city employees.
