USDA VS FHA in Lackland-AFB, Bexar County, TX

During 2026, within Lackland-AFB, located in Bexar county, TX, the USDA loan limit is set at $322,900, while for a single-family home, the FHA loan limit is $403,650.

Utilize Lendersa®'s USDA loan calculator to compare the most competitive USDA and FHA rates available today. Determine the required income, credit details, reserves, and documentation for eligibility. With our advanced mortgage tool, you can examine USDA, FHA, Conforming, and VA products side by side to assist you in choosing which solution in <Alabama> aligns best with your financial goals and needs.

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2026 Loan Limits and Down Payment Requirements in Lackland-AFB, Bexar County, TX

Loan Type Loan Limit Down Payment
USDA $322,900 0%
FHA $403,650 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in Lackland-AFB, TX

At Lendersa®, our aim is to secure you the most suitable USDA or FHA loan efficiently and seamlessly. Choose from one of three starting paths that help connect you with matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

The USDA home loan is supported by the government through the Department of Agriculture, often termed as USDA rural development loan or USDA mortgage. These are exclusively available for rural areas. In contrast to FHA loans, which require a 3.5% minimum down payment, USDA mortgages need no down payment, making them a more accessible option in rural communities.

Enter your location to find out if it qualifies for USDA rural housing loan?



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