USDA Vs. FHA your options comparison in Lackland-AFB, Bexar County, TX

During 2025, within Lackland-AFB, located in Bexar county, TX, the USDA loan limit is set at $322,900, while for a single-family home, the FHA loan limit is $403,650.

Utilize Lendersa®'s USDA loan calculator to compare the most competitive USDA and FHA rates available today. Determine the required income, credit details, reserves, and documentation for eligibility. With our advanced mortgage tool, you can examine USDA, FHA, Conforming, and VA products side by side to assist you in choosing which solution in <Alabama> aligns best with your financial goals and needs.

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2025 Loan Limits and Down Payment Requirements in Lackland-AFB, Bexar County, TX

Loan Type Loan Limit Down Payment
USDA $322,900 0%
FHA $403,650 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in Lackland-AFB, TX

At Lendersa®, our aim is to secure you the most suitable USDA or FHA loan efficiently and seamlessly. Choose from one of three starting paths that help connect you with matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

The USDA home loan is supported by the government through the Department of Agriculture, often termed as USDA rural development loan or USDA mortgage. These are exclusively available for rural areas. In contrast to FHA loans, which require a 3.5% minimum down payment, USDA mortgages need no down payment, making them a more accessible option in rural communities.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Nortex Mortgage CO.
  • 1820 Preston Park Blvd, Plano, TX, 75093
  • The Nortex Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available.
  • WILLOW BEND MORTGAGE COMPANY, LLC
  • 5800 W. Plano Pkwy, Suite 105, Plano, TX, 75093
  • We offer the best mortgage tools available on the Internet – easy, convenient online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
  • Great Western Financial Services, Inc
  • 5408 W. Plano Parkway, Plano, TX, 75093
  • Great Western Financial Services, Inc company prides itself on its collaborative culture and passion in its role in the home buying experience. Through innovation in technology and experience we provide steady guidance along the journey to home ownership.As a family-owned business.
  • Almega Mortgage
  • 2301 Ohio Drive, Ste 138, Plano, TX, 75093
  • Almega Mortgage, we know that each customer has specific mortgage needs, so we strive to meet those specific needs with a wide array of mortgages combined with quality service and individual attention. Though we are based in Plano, we routinely serve clients in Allen, Frisco, Carrollton, Richardson, Garland, and the rest of the Dallas metroplex.
  • FIRST STATE BANK BEN WHEELER
  • 14269 State Highway 64, Ben Wheeler, TX, 75754
  • First State Bank of Ben Wheeler is a true Texas community bank. Locally owned and operated since 1911, our mission is to always have superior customer service. You are not a number to us. You are a person, a family, a business partner, and a part of the future of Van Zandt County. Locally owned means that decisions are made here.
  • Texas VA Mortgage
  • 4400 TX 121, Suite 205, The Colony, TX, 75056
  • We proudly serve all types of VA loans in the great state of Texas. We take the time to evaluate your personal situation in detail and find the best mortgage solution through all types of loans, including a VA Purchase/Refinance. We have well-qualified individuals who can assist you with getting things done in a timely manner.
  • Castle Hills Mortgage
  • 937 Sir Constantine Dr, Lewisville, TX, 75056
  • Founded in 2005, Castle Hills Mortgage was created to deliver the best possible interest rates, in conjunction with the lowest closing costs, while providing the highest level of customer service. In the past two years alone, we have closed over fifty transactions totaling over $20 Million in purchases where other mortgage companies.
  • Avula Property Solutions LLC
  • 3520 Ashley Gardens, The Colony, TX, 75056
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. More Importantly, our main niche is to provide mortgage loans with no out of pocket closing costs for the borrower.
  • TLC Mortgage
  • 3505 Balbirnie Court, The Colony, TX, 75056
  • At TLC Mortgage, we build long-term relationships with our clients. Our goal is to help empower every client to make informed financing decisions. We go the extra mile to ask detailed questions to understand the short and long-term goals of the client. TLC Mortgage guides borrowers every step of the way through the mortgage loan appproval process.