In 2026, the USDA loan limit in Leon-Valley within Bexar, TX is $322,900, while the FHA limit stands at $403,650 for a single-family home.
To evaluate today's USDA versus FHA rates, you can use the Lendersa® USDA loan calculator, which can also determine the necessary income, credit score, reserves, and documentation needed. Our advanced mortgage tool allows you to see USDA, FHA, Conforming, and VA loan options side by side, aiding in your decision of the best program for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $322,900 | 0% |
| FHA | $403,650 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® strives to secure the most favorable USDA or FHA loan swiftly and with ease. Begin with one of three pathways to match with the right lenders and USDA loan programs.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and available solely in rural areas. Unlike FHA loans that require at least 3.5% down, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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