USDA Loan Vs. FHA loan for Hondo, TX 2026

For 2026, the USDA loan threshold in Hondo, Medina county, TX, is $359,700. Meanwhile, the FHA limit for a single-family house is $524,400.

Utilize the Lendersa® USDA loan calculator to contrast today's best rates for USDA and FHA, as well as ascertain the income, credit, reserves, and documents required for qualification. Our comprehensive mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, facilitating your decision on the best program in for your financial scenario.

Options for USDA and FHA Loans in Hondo, TX

The objective of Lendersa® is to quickly and effortlessly secure the best USDA or FHA loan for you. Choose from three initial approaches that align with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Defining USDA Loans in TX

A USDA home loan is a government-guaranteed mortgage provided by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, available only in rural regions. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment at all.

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503 220 2600 Lender's profile and map Reviews ScanlanKemperBard Companies 222 SW Columbia St. #700, Portland, OR, 97201 ScanlanKemperBard is a privately held real estate merchant bank based in Portland, Oregon. SKB acquires, manages and transforms commercial properties into profitable, risk-adjusted returns for select high-net-worth individuals, family offices, trusts, and institutional investors.
(503) 228-7077 Lender's profile and map Reviews On Point Mortgage PO Box 3750, Portland, OR, 97208 OnPoint Community Credit Union had modest beginnings in 1932: just 16 members and a total investment of $36. But, how we became the largest community-owned financial institution in Oregon, branching into Southwest Washington, is no accident. Our team is dedicated to making our members’ financial dreams a reality.
(413) 243-0117 Lender's profile and map Reviews Lee Bank 75 Park Street, Lee, MA, 01238 Lee Bank Our vision is to remain an independent full service bank, provide premier financial services, and deliver a level of customer service that is superior to any other business you may deal with. Because of our independence, we make all our decisions locally, and offer flexible products and services to meet your specific needs
(203) 453-2721 Lender's profile and map Reviews Guilford Savings Bank PO Box 369, Guilford, CT, 06437 Guilford Savings Bank (GSB) has been serving the financial needs of individuals, families and businesses on the Connecticut shoreline for over 145 years. Founded in 1875 by local business owners, we have proudly stood as a trusted institution in the communities we serve. Starting with a seventeen thousand dollar investment
(203) 843-0645 Lender's profile and map Reviews ReliaFirst Capital LLC 2470 Boston Post Road, Unit B3, Guilford, CT, 06437 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(503) 726-0575 Lender's profile and map Reviews Edgewater Funding Inc 18270 South West Boones Ferry Road, Suite 4, Portland, OR, 97224 Edgewater Funding is your local Mortgage Broker. We specialize in Residential, Development and Commercial real estate lending. Construction, purchase, refinance, cash out, private money, and many other creative solutions to meet your needs. We are local and we know our market. Please call or email us with your lending needs and questions.
(503) 789-6362 Lender's profile and map Reviews Westcorp Mortgage Group LLC 14620 SW 126th Ave., Portland, OR, 97224 Westcorp is a local wholesale mortgage broker licensed to do business throughout Oregon & Washington. We have numerous lender partners that we use to shop low rate loan options personalized to our client's particular need and situation.Westcorp Mortgage Group is always on the lookout for mortgage loan officers who want what wholesale has to offer..
(503) 220-2592 Lender's profile and map Reviews Trailhead Credit Union 221 NW Second Avenue, Suite 100, Portland, OR, 97209 Trailhead Federal Credit Union was founded in 1935 when eleven employees from Portland Gas and Coke decided to pool their money to form a financial cooperative. These founding members encouraged other gas company employees to deposit their money into the Credit Union so that their co-workers who needed to borrow, could do so at a reasonable rate.
(503) 223-9306 Lender's profile and map Reviews Portland Local 8 Federal Credit Union 2435 NW Front Avenue, Suite A, Portland, OR, 97209 At Portland Local 8 Federal Credit Union we offer personalized financial service to our family of credit union members. Our mission is to provide a welcoming atmosphere while striving to become our members’ primary financial institution. We offer competitive loan rates and dividends on deposits and will continue to evaluate and expand our services.
(503) 481-8666 Lender's profile and map Reviews Principal Mortgage Group Inc 2120 Northwest 16th Avenue, Portland, OR, 97209 We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate
(503) 282-3500 Lender's profile and map Reviews Plum Tree Mortgage Inc D\|B\|A Portland Mortgage 1126 Northwest Marshall Street, Portland, OR, 97209 Plum Tree Mortgage Inc help customers select mortgage products. We manage the process for individuals, institutions, trusts, partnerships and other clients in the purchase, refinance and equity-access of real estate. Because Plum Tree is involved in the mortgage transaction from the beginning.
(503) 887-7333 Lender's profile and map Reviews Green Family Mortgage LLC PO Box 11583, Portland, OR, 97211 Green Family Mortgage LLC We offer one-to-one counseling, support, and top-notch customer service. If you are calling or emailing us, you'll be talking directly to an experienced loan officer. No automated operators or customer service representatives giving you the run around here.