USDA and FHA Pro and Con in Hondo, Medina County, TX
For 2026, the USDA loan threshold in Hondo, Medina county, TX, is $359,700. Meanwhile, the FHA limit for a single-family house is $524,400.
Utilize the Lendersa® USDA loan calculator to contrast today's best rates for USDA and FHA, as well as ascertain the income, credit, reserves, and documents required for qualification. Our comprehensive mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, facilitating your decision on the best program in for your financial scenario.
2026 Loan Limits and Downpayment Needs in Hondo, Medina County, TX
Loan Category
Maximum Limit
Initial Payment
USDA
$359,700
0%
FHA
$524,400
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Hondo, TX
The objective of Lendersa® is to quickly and effortlessly secure the best USDA or FHA loan for you. Choose from three initial approaches that align with lenders and USDA loan programs.
A USDA home loan is a government-guaranteed mortgage provided by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, available only in rural regions. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment at all.
Our mission is to provide the highest quality banking and financial services to our customers and communities we serve while enhancing value for our shareholders. TXN Bank is the culmination of hard work from our employees and extraordinary vision from our board and shareholders. We plan to continue the legacy of community banking.
Castroville State Bank was originally founded by a group of local citizens who recognized the need for a banking facility in Castroville. After traveling to Austin to meet with officials of the Texas Banking Commission, the delegation received approval to begin state banking operations on January 14, 1959.
Bandera Bank has engaged technology experts to ensure that it has state of the art technology to protect your information and transactions, keeping them private and secure as you us the institution's Internet banking system. Through the institution's Internet banking system, you may conduct banking transactions
1560 Cable Ranch Road, Suite 200, San Antonio, TX, 78245
Lends in Texas
AFFCU (Air Force Federal Credit Union) is a full-service financial organization based in San Antonio, Texas. We offer banking products including savings, checking, money market accounts, certificate accounts, and more. We also provide auto loans, personal loans, mortgage loans, home equity loans, Visa credit cards, and more.
At Town Square Financial, we understand that time is critical, and traditional banks can make the process unnecessarily slow and complex. That’s why we’ve streamlined our approval process to get you funded fast—with fewer conditions and no red tape. Whether you've been turned down by other lenders or need quick financing to seize an opportunity, we
7915 W Loop 1604 N, Suite 111, San Antonio, TX, 78254
Lends in Texas
In 2016, SACU became Credit Human. Our new name reflects the San Antonio values that have guided us since we started here in 1935—a belief in others, giving credit to the dreams of our members, and being more human by treating each other with the respect that all of us deserve. This new name extends that belief to every member we serve
At Southwest Research Center Federal Credit Union, members come first. We promise to offer honest, fair deals to every member, every time. We promise to treat every member with both respect and dignity. We promise to strive to be a trusted financial advisor that our members can count on to assist them with achieving their financial dreams.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
9480 Huebner Road, Suite 200-C, San Antonio, TX, 78240
Lends in Texas
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
