For 2025, the USDA loan threshold in Hondo, Medina county, TX, is $359,700. Meanwhile, the FHA limit for a single-family house is $524,400.
Utilize the Lendersa® USDA loan calculator to contrast today's best rates for USDA and FHA, as well as ascertain the income, credit, reserves, and documents required for qualification. Our comprehensive mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, facilitating your decision on the best program in
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| Loan Category | Maximum Limit | Initial Payment |
| USDA | $359,700 | 0% |
| FHA | $524,400 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The objective of Lendersa® is to quickly and effortlessly secure the best USDA or FHA loan for you. Choose from three initial approaches that align with lenders and USDA loan programs.
A USDA home loan is a government-guaranteed mortgage provided by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, available only in rural regions. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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