USDA VS FHA in Converse, Bexar County, TX

For the year 2026, the USDA loan threshold in Converse, situated in Bexar, TX, is set at $359,700. In comparison, the FHA limit for a single-family property is $524,400.

Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Assess the required income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loans side by side, enabling you to choose the best option in for your financial circumstances.

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Loan limits and downpayment requirements for 2026 in Converse, Bexar, TX

Loan Type Loan Limit Down Payment
USDA $359,700 0%
FHA $524,400 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loans in Converse, TX

Lendersa® strives to secure you an optimal USDA or FHA loan swiftly and hassle-free. Begin with one of three initial options for connecting with lenders and matching USDA programs.

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An Introduction to USDA Loans in TX

The USDA home loan, a government-backed loan from the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, is exclusive to rural areas. Differently from FHA loans, which require at least a 3.5% down payment, the USDA mortgage does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Converse Lenders

  • Randolph-Brooks Federal Credit Union
  • PO Box 2247, Universal City, TX, 78148
  • Lends in Texas
  • We are committed to helping our members save time, save money and earn money. Our team of dedicated professionals is here to help you achieve your goals and build a strong financial future. Randolph-Brooks Federal Credit Union is focused on helping members save time, save money and earn money.

  • Triton Group at Legacy Mutual Mortgage
  • 3820 Farm to Market Road 3009, Suite 148, Schertz, TX, 78154
  • Lends in Texas
  • Triton Group Specializes in doing FHA, VA, Conventional, and USDA Home Loans for those looking to purchase a Primary Residence. Additionally we offer Conventional Secondary, and Investment Home Loans along with One time and Two time Construction Loans with no money down to those who qualify. and its lower interest rate on your current mortgage

  • VALUE FUNDING INCORPORATED
  • 126 Lanark Drive, San Antonio, TX, 78218
  • Lends in Texas
  • ValueFunding.Net offers the most complete types of loan programs to be found on the web. Our staff has many years of experience in areas of specialization from our select list.. View the many programs offered on the loan programs page. Access our loan application section to have your commercial and residential funding requirements met

  • GROVE MORTGAGE HOME LOANS
  • 11405 Forest Shower, San Antonio, TX, 78233
  • Lends in Texas
  • Grove mortgage home loan be the premier mortgage provider in Texas, and your home mortgage solution. Our mortgage specialists place clients at the center of everything, exceeding expectations and building relationships that last a lifetime. We do what is right for the client by providing honest and reliable information.

  • Marion State Bank Texas
  • 301 West San Antonio Street, Marion, TX, 78124
  • Lends in Texas
  • Marion State Bank was granted a charter from the state on October 26, 1906, making it the 134th state chartered bank in TX. Marion State Bank is the seventh-oldest bank in TX that is still operating under its charter. When the bank was founded, it was housed in the rear portion of the first floor of the H. D. Dreyer Building, known as Waldorf Club.

  • Jefferson Bank
  • 1777 Northeast Loop 410, San Antonio, TX, 78217
  • Lends in Texas
  • Jefferson Bank is a family-owned bank serving communities in San Antonio and surrounding areas in the Texas Hill Country. Through the years, Jefferson Bank has created an elite team of highly skilled, family oriented and civic-minded individuals who contribute to the Bank continuing success.

  • Crockett National Bank
  • 8018 Broadway St, San Antonio, TX, 78209
  • Lends in Texas
  • Crockett National Bank assists our customers in reaching their financial goals. We believe in providing our customers with superior service and outstanding financial products. Our success is based on the satisfaction of our customers. Doing business with people who specialize in Texas lending can really make a difference.

  • Piazza Lending, LLC
  • 7227 Broadway, San Antonio, TX, 78209
  • Lends in Texas
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Rubiola Mortgage Co Inc
  • 8700 Crown1600 NE Loop, Suite 604, San Antonio, TX, 78209
  • Lends in Texas
  • Rubiola Mortgage Company is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you