USDA Vs. FHA Pro and Con comparison in Converse, Bexar County, TX
For the year 2025, the USDA loan threshold in Converse, situated in Bexar, TX, is set at $359,700. In comparison, the FHA limit for a single-family property is $524,400.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Assess the required income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loans side by side, enabling you to choose the best option in for your financial circumstances.
Loan limits and downpayment requirements for 2025 in Converse, Bexar, TX
Loan Type
Loan Limit
Down Payment
USDA
$359,700
0%
FHA
$524,400
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loans in Converse, TX
Lendersa® strives to secure you an optimal USDA or FHA loan swiftly and hassle-free. Begin with one of three initial options for connecting with lenders and matching USDA programs.
The USDA home loan, a government-backed loan from the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, is exclusive to rural areas. Differently from FHA loans, which require at least a 3.5% down payment, the USDA mortgage does not require any down payment.
Lakeside is committed to working for our community by offering consumers and businesses a banking experience based on long-term relationships, financial experience and our long-standing commitment to Southwest Louisiana. We combine personal service with the latest technology to deliver the most current products and services to our customers.
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