USDA Vs. FHA your options comparison in Universal-City, Bexar County, TX

In 2025, the USDA loan limit for a single-family home in Universal-City, county of Bexar, TX, is established at $322,900. In contrast, the FHA loan limit is positioned at $403,650 for similar properties.

Utilize the Lendersa® USDA loan calculator to directly compare today's best USDA and FHA rates, helping you determine the necessary income levels, credit ratings, reserves, and documentation required to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which option best addresses your financial situation in .

Review offers from a selection of 100 lenders

2025 Loan Limits and Down Payment Requirements in Universal-City, County of Bexar, TX

Loan Type Loan Cap Required Down Payment
USDA $322,900 0%
FHA $403,650 3.5%
Conventional Conforming $548,250 3%

Available USDA and FHA Loan Opportunities in Universal-City, TX

Lendersa® is dedicated to helping you secure the most advantageous USDA or FHA loan with minimal effort. Choose one of three starting points which will guide you towards matching lenders and USDA loan opportunities that fit your needs.

Depiction of Lendersa USDA loan request and matching results

Defining the USDA Loan in TX

A USDA home loan is endorsed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. This financial product is exclusively available for properties located in rural areas. In contrast to FHA loans that require at least a 3.5% down payment, USDA loans eliminate that need, offering significant advantages to eligible homebuyers looking to invest in rural territories.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • LINXUS CU
  • 1405 West Lane Road, Suite A, Machesney Park, IL, 61115
  • LinXus Credit Union (formerly Rockford Postal Employees Credit Union) is a not-for-profit financial organization owned by more than 2500 members. The credit union was organized to help provide personal financial services, such as savings and loans. Today, LinXus Credit Union strives to continue great member service by offering higher dividends
  • RSNB Bank
  • 200 Second Street, Rock Springs, WY, 82901
  • RSNB Bank opened for business at its original location on South Main Street across from the Union Pacific depot June 10, 1892. That building still stands with engraving "National Bank of 1892" on its facade. John W. Hay, Sr. became president in 1907. Over the next 40 years, Mr. Hay oversaw the growth and management of the Bank.
  • Trona Valley Federal Credit Union
  • 2640 Foothill Blvd, Rock Springs, WY, 82901
  • "Trona Valley Federal Credi union Founded in 1963. Now, serving Sweetwater, Lincoln, Uinta, Sublette, Carbon, and Teton Counties in Wyoming and Rich, Morgan, Daggett, and Summit Counties in Utah. Mission Statement: Trona Valley is a caring partner dedicated to your financial success. Branch locations in Green River, Rock Springs, and Evanston"
  • FLANAGAN STATE BANK
  • 82901, Rock Springs, WY, 82901
  • Franklin Prestige Mortgage specializes in making your dreams of home ownership come true! If you are in need of refinancing we can help you out there as well. We have great rates and low closing cost. We pride ourselves in making your purchase or your refinance a smooth and understanding process.
  • Country Home Mortgage
  • 2001 Dewar Dr, Suite 260 Rock, Rock Springs, WY, 82901
  • Country Home Mortgage is committed to providing you with the highest quality home loans combined with some of the lowest mortgage rates available in Wyoming.Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers.
  • Eastern Indiana Federal Credit Union
  • 801 South Memorial Drive, New Castle, IN, 47362
  • Eastern Indiana Federal Credit Union was originally chartered in 1950 as Chrysler Employees Federal Credit Union. The Credit Union was created to provide for the basic financial needs that would not have otherwise been met. For most people, our founding and its circumstances have been long forgotten.
  • First National Bank of Illinois
  • 3256 Ridge Rd, Lansing, IL, 60438
  • First National Bank of Illinois offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.
  • Citizens State Bank
  • 1238 Broad St, New Castle, IN, 47362
  • Our mission is to help our clients, co-workers, and communities succeed. Decisions are made locally. Deposits made with us stay in our communities, becoming funds for the loans and donations that fuel local economic development. Citizens State Bank is a fourth-generation family-owned community bank.