USDA Vs. FHA your options comparison in Circle-D-KC-Estates, Bastrop County, TX

As of 2026, the USDA loan limit in Circle-D-KC-Estates, within Bastrop county, TX, is $333,000. In comparison, the FHA limit for a single-family home is $416,300.

Lendersa® USDA loan calculator can help you compare today's top USDA and FHA rates and establish the income, credit, reserves, and documents needed for eligibility. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA options side by side to find the best fit for your financial situation in .

Explore offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in Circle-D-KC-Estates, Bastrop County, TX

Loan Type Loan Limit Down Payment
USDA $333,000 0%
FHA $416,300 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Programs in Circle-D-KC-Estates, TX

The main goal of Lendersa® is to secure the best USDA or FHA loans for you quickly, without hassle. Choose one of three starting routes that lead to compatible lenders and USDA loan options.

Lendersa USDA loan request and matching results illustration

Explaining USDA Loans in TX

A USDA home loan is guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is available exclusively in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • GFL Capital Mortgage
  • 1100 Corporate Way, Suite 210, Sacramento, CA, 95831
  • GFL Capital Mortgage was founded to assess current market conditions to find loan options that fit the needs of our clientele. Our goal is to provide exceptional service, comprehensible analyses and methodical recommendations for the individual. Our intermediary practice allows us to assist you.

  • CommonWealth Central Credit Union
  • PO Box 641690, San Jose, CA, 95164
  • CommonWealth is a full-service financial institution. We're a not for profit, member-owned cooperative dedicated to the financial well-being of our members. Federally insured by NCUA Whether your financial goals include a new home, a car, a college education or a secure retirement.

  • Technology Credit Union
  • PO Box 1409, San Jose, CA, 95109
  • Tech CU has served the high-tech workforce and its ecosystem in Silicon Valley and the greater Bay Area for over 60 years. It is recognized as one of the best-managed and strongest financial institutions in the country. In 2021, on the basis of member feedback, Tech CU was awarded the 2021 Forbes Best-in-State Award.

  • Access Investments
  • PO BOX 53642, San Jose, CA, 95153
  • SVCF is a Tier One Mortgage provider of wholesale lending, direct private investors. We're an exclusive group of "exceptions engineers". Providing all of the State of California for both residential and commercial financing, our well experienced professionals engage high level business practices to support your mortgage needs. No maximum loan amoun

  • Commercial Mortgage Depot
  • 1000 Clifton Ave, Suite 104, Clifton, NJ, 07013
  • Commercial Mortgage Depot is purely focused on the small balance commercial niche and understands how difficult it is to navigate the current finance arena.In Commercial Real Estate Financing, experience is what matters most. The staff of Commercial Mortgage Depot has helped customers close commercial real estate loans.

  • Silicon Valley Mortgage Corp
  • 451 Los Gatos Boulevard, Suite 104, Los Gatos, CA, 95032
  • "We are a group of experienced, dedicated professionals who are premier providers of mortgage loan financing for home buyers and home loan borrowers based in Silicon Valley, about 45 minutes south of San Francisco, California.
    We offer the assistance you need to help in all of your mortgage endeavors.

  • Victoria Capital Mortgage Company
  • 455 Los Gatos Boulevard, Suite 100, Los Gatos, CA, 95032
  • "Mark is an Experienced and Top Producing Loan Agent based in Los Gatos but serving homeowners throughout California since 2003.
    Expert Advice. Responsive Service. Fast Turn Times. Expansive Product Selection. Great Rates.
    Home Refinance, Purchase, FHA, VA, Home Equity, Debt Consolidation.

  • The Westside Mortgage Group
  • 569 University Avenue, Los Gatos, CA, 95032
  • Westside Mortgage is a boutique mortgage brokerage located in Los Gatos, California. The company was founded by Eric Cutting in 1994, and has originated and closed over 1.5 Billion in mortgage loans. The business relies solely on referrals from prior clients, and specializes in Purchase, Refinance, Equity and Private Lending.

  • Victoria Capital Mortgage
  • 455 Los Gatos Blvd. Suite 100, Los Gatos, CA, 95032
  • Mortgage Brokering and Origination. Victoria Capital Mortgage Company works with over 30 lenders and specializes in purchase, re-finance and reverse mortgage loans. Contact us for excellent service to save money on your home loan. Victoria Capital Mortgage Established in 1998 and We have been servicing home owners in the Silicon Valley since 1998.

  • Saratoga Capital Inc
  • 485 Alberto Way, Suite 200, Los Gatos, CA, 95032
  • Saratoga Capital, Inc. is a privately-held real estate management company on the West Coast offering apartment home residences, amenities and customer service for renters throughout 35 locations. Since 1971, we have been committed to providing our customers with the best possible service—and exceeding expectations every day.

  • Pacific Funding Group
  • 70 Eagle Rock Way, Suite A, Brentwood, CA, 94513
  • Pacific Funding Group is Mortgage Company that provides Purchase and Refinance loans in the state of California. With branches in Brentwood and Walnut Creek CA, we have hundreds of Loan Programs to serve you including VA Loans, FHA Mortgage Loans, Conventional Mortgage Loans, Jumbo Mortgage Financing and our own in-house mortgage loan products.