USDA and FHA Pro and Con in Circle-D-KC-Estates, Bastrop County, TX

As of 2026, the USDA loan limit in Circle-D-KC-Estates, within Bastrop county, TX, is $333,000. In comparison, the FHA limit for a single-family home is $416,300.

Lendersa® USDA loan calculator can help you compare today's top USDA and FHA rates and establish the income, credit, reserves, and documents needed for eligibility. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA options side by side to find the best fit for your financial situation in .

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2026 Loan Limits and Downpayment Requirements in Circle-D-KC-Estates, Bastrop County, TX

Loan Type Loan Limit Down Payment
USDA $333,000 0%
FHA $416,300 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Programs in Circle-D-KC-Estates, TX

The main goal of Lendersa® is to secure the best USDA or FHA loans for you quickly, without hassle. Choose one of three starting routes that lead to compatible lenders and USDA loan options.

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Explaining USDA Loans in TX

A USDA home loan is guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is available exclusively in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Circle-D-KC-Estates Lenders

  • The First National Bank of Bastrop
  • 489 Highway 71 W, Bastrop, TX, 78602
  • Lends in Texas
  • The arrival of the railroad in Bastrop during the 1880s injected a fresh spirit of progress in the community. This economic upswing opened the way for three forward thinking venture capitalists to open Bastrop County Bank, which was soon bought out by local business men and renamed The First National Bank of Bastrop in August of 1889.

  • Frontier Bank of Texas
  • 1213 Highway 290, Elgin, TX, 78621
  • Lends in Texas
  • Frontier Bank of Texas started in June of 2007 when five area leaders realized the need for a local, independent bank of Bastrop County. They came together and created a vision for a community bank that offers superb customer service, sophisticated financial products, and local leadership.

  • First National Bank of Giddings
  • 108 E. Austin St., Giddings, TX, 78942
  • Lends in Texas
  • First National Bank of Giddings is located in Giddings, TX, United States and is part of the Depository Credit Intermediation Industry. First National Bank of Giddings has 34 total employees across all of its locations. We're proud of the fact that we have been serving Giddings and our surrounding communities since 1890.

  • Austin Federal Credit Union
  • 1900 Woodward Street, Austin, TX, 78741
  • Lends in Texas
  • We are committed to providing superior, cost effective financial services responsive to the evolving needs of our membership.Our vision is to be your neighborhood credit union, helping to build better financial lives for you & family.Organized in 1967 to meet the financial needs of the employees of the Veterans Administration Data Processing Center

  • A Plus Federal Credit Union
  • 6420 E US 290 SVRD, Austin, TX, 78723
  • Lends in Texas
  • At A+FCU, we don’t have customers, we have members. That means we’re all in this together, and when one member does well, we all share the benefits.

    Our purpose is to educate each and every member and give them the right guidance for their unique financial situation. By giving our members the knowledge, resources,

  • LCRA Credit Union
  • 3505 Montopolis Drive, Austin, TX, 78744
  • Lends in Texas
  • Since its inception in 1940 the Lcra Credit Union has been serving its members in the Austin, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here.

  • Travis County Credit Union
  • 1101 North Interstate 35, Austin, TX, 78702
  • Lends in Texas
  • Travis County employees realized that having a credit union would provide them with better financial assistance than banks. Many probably remembered the financial hardship experienced by their parents in the 30s. Our Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance.

  • PeopleFund
  • 2921 E. 17th Street, Building D, Suite 1, Austin, TX, 78702
  • Lends in Texas
  • PeopleFund creates economic opportunity and financial stability for underserved people by providing access to capital, education and resources to build healthy small businesses. PeopleFund believes that healthy small business growth is the key to economic recovery and development and that every person.

  • Tomo Mortgage, LLC
  • 1645 East 6th Street, Suite 100, Austin, TX, 78702
  • Lends in Texas
  • Tomo Networks is a fintech startup that improves the homebuying experience by pairing a smarter and faster mortgage process with the best real estate agents to eliminate complexity, reduce cost, and put buyers in the best position to close. Tomo Networks was created by Greg Schwartz and Carey Armstrong in October 2020