As of 2026, the USDA loan limit in Circle-D-KC-Estates, within Bastrop county, TX, is $333,000. In comparison, the FHA limit for a single-family home is $416,300.
Lendersa® USDA loan calculator can help you compare today's top USDA and FHA rates and establish the income, credit, reserves, and documents needed for eligibility. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA options side by side to find the best fit for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $333,000 | 0% |
| FHA | $416,300 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The main goal of Lendersa® is to secure the best USDA or FHA loans for you quickly, without hassle. Choose one of three starting routes that lead to compatible lenders and USDA loan options.
A USDA home loan is guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is available exclusively in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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