In the year 2026, the USDA loan limit for Camp-Swift, found in Bastrop, TX, is stated as $333,000. Conversely, the limit for an FHA loan on a single-family home is $416,300.
Utilize Lendersa®'s USDA loan calculator to effectively compare current USDA and FHA rates. This tool helps determine what income, credit, reserves, and paperwork are required to qualify. Our detailed mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, aiding in finding the most suitable program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $333,000 | 0% |
| FHA | $416,300 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The objective of Lendersa® is to efficiently provide you with the best USDA or FHA loan options quickly and effortlessly. You can embark on this journey through one of three initial paths, designed to connect you with applicable lenders and USDA loan programs.
A USDA home loan is backed by the government Department of Agriculture, known as a USDA rural development loan or USDA mortgage, and is exclusively available in rural communities. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans demand no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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