In 2026, the USDA loan limit in Bastrop, located in Bastrop County, TX, stands at $386,400, whereas the FHA limit for a single-family home is $571,550.
Use Lendersa®'s USDA loan calculator to assess today's optimal USDA vs. FHA rates, and figure out the income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, helping you to select the best suited program in for your financial situation.
2026 Loan Limits and Downpayment Details in Bastrop, Bastrop, TX
Loan Type
Limit
Down Payment
USDA
$386,400
0%
FHA
$571,550
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Bastrop, TX
The mission of Lendersa® is to promptly secure you the finest USDA or FHA loan efficiently. Choose one of three starting paths to connect with matching lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage by the Department of Agriculture, referred to also as a USDA rural development loan or USDA mortgage, offered exclusively in rural areas. It stands out from FHA loans, which necessitate a minimum 3.5% down payment, as USDA loans require none.
The arrival of the railroad in Bastrop during the 1880s injected a fresh spirit of progress in the community. This economic upswing opened the way for three forward thinking venture capitalists to open Bastrop County Bank, which was soon bought out by local business men and renamed The First National Bank of Bastrop in August of 1889.
Frontier Bank of Texas started in June of 2007 when five area leaders realized the need for a local, independent bank of Bastrop County. They came together and created a vision for a community bank that offers superb customer service, sophisticated financial products, and local leadership.
First National Bank of Giddings is located in Giddings, TX, United States and is part of the Depository Credit Intermediation Industry. First National Bank of Giddings has 34 total employees across all of its locations. We're proud of the fact that we have been serving Giddings and our surrounding communities since 1890.
We are committed to providing superior, cost effective financial services responsive to the evolving needs of our membership.Our vision is to be your neighborhood credit union, helping to build better financial lives for you & family.Organized in 1967 to meet the financial needs of the employees of the Veterans Administration Data Processing Center
At A+FCU, we don’t have customers, we have members. That means we’re all in this together, and when one member does well, we all share the benefits.
Our purpose is to educate each and every member and give them the right guidance for their unique financial situation. By giving our members the knowledge, resources,
Since its inception in 1940 the Lcra Credit Union has been serving its members in the Austin, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here.
Travis County employees realized that having a credit union would provide them with better financial assistance than banks. Many probably remembered the financial hardship experienced by their parents in the 30s. Our Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance.
2921 E. 17th Street, Building D, Suite 1, Austin, TX, 78702
Lends in Texas
PeopleFund creates economic opportunity and financial stability for underserved people by providing access to capital, education and resources to build healthy small businesses. PeopleFund believes that healthy small business growth is the key to economic recovery and development and that every person.
1645 East 6th Street, Suite 100, Austin, TX, 78702
Lends in Texas
Tomo Networks is a fintech startup that improves the homebuying experience by pairing a smarter and faster mortgage process with the best real estate agents to eliminate complexity, reduce cost, and put buyers in the best position to close. Tomo Networks was created by Greg Schwartz and Carey Armstrong in October 2020
