FHA Vs. USDA loan program for Bastrop, Bastrop County, Texas

In 2025, USDA loan limit in Bastrop, county of Bastrop, TX is $386,400 while FHA limit is $571,550 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Bastrop, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(425) 405-9973 1803 miles Lender's profile and map Reviews SnoCope Credit Union 3130 Rockefeller Avenue, Everett, WA, 98201 A not for profit financial cooperative started in 1959; membership is open to anyone who lives, works, worships, goes to school or operates a business in WA. SnoCope makes employment decisions without regard to race, color, sex, national origin, veteran status, sexual orientation, gender identity, religion, age, disability or other protected status
(206) 774-2900 1803 miles Lender's profile and map Reviews Nordstrom Federal Credit Union 2701 Hoyt Avenue, Everett, WA, 98201 Member-owned and serving Nordstrom employees since 1936, Nordstrom Federal Credit Union is dedicated to providing superior service and financial products. Our members enjoy perks like custom-tailored loan terms, competitive dividend rates, and convenient online banking services. Experience a different, better kind of banking.
(425) 252-5139 1803 miles Lender's profile and map Reviews Mill Town Credit Union 3102 Broadway, Everett, WA, 98201 Mill Town Credit Union was chartered in September 1939 by the then employees of the Soundview Pulp Company based off the waters near the Everett Marina. It became Scott’s Paper Credit Union after it was acquired by the company in 1963 and became a reliable financial resource for the employees.
(425) 259-6446 1803 miles Lender's profile and map Reviews Community Healthcare Federal Credit Union 1503 Pacific Avenue, Everett, WA, 98201 Community Healthcare Federal Credit Union was chartered in 1959 by the employees of Everett General Hospital to provide an alternative to traditional banking rates and fees. We now provide financial services such as savings, checking, IRA’s, Certificates of Deposit, VISA, student loans, and a variety of consumer loan products to individuals.
(425) 297-1000 1803 miles Lender's profile and map Reviews NW Plus Credit Union 2821 Hewitt Ave, Everett, WA, 98201 nw+\|cu is a not-for-profit financial cooperative. When individuals become members of a credit union, they become equal shareholders, each with one vote to elect their volunteer Board of Directors and Supervisory Committee. These volunteers oversee a professional management team and overall credit union operations
(360) 529-3905 1803 miles Lender's profile and map Reviews Clear Choice Mortgage, LLC 1801 West Bay Drive NW, Suite 102B, Olympia, WA, 98502 Clear Choice Mortgage, LLC was founded in 2012 and we have been helping both experienced investors and first-time homebuyers accomplish their home financing goals. The founders of Clear Choice mortgage have been in the industry for over 10 years and wanted to be able to provide more options
(360) 753-2668 1803 miles Lender's profile and map Reviews Olympic Lending Solutions 2114 Caton Way SW, Suite 201, Olympia, WA, 98502 At Olympic Lending value each and every one of our clients, and will enthusiastically do our best to go above and beyond to ensure that our clients stay happy through every aspect of the transaction. Washington State Mortgage Lender. NMLS 1499380. A Division of American Pacific Mortgage Corp.
(360) 878-9448 1803 miles Lender's profile and map Reviews Mortgage One Northwest, Inc 2401 Bristol Court Southwest, Suite B103, Olympia, WA, 98502 Mortgage One Northwest has been a Washington State Licensed Mortgage Broker for over 10 years! Our success is due to our amazing team. Our Loan Originators take the time to help our clients understand the home loan process. Our onsite processors are awesome and efficiently work to get all our loans closed quickly.
(360) 662-2000 1804 miles Lender's profile and map Reviews Kitsap Credit Union 155 Washington Avenue, Bremerton, WA, 98337 Kitsap Credit Union has a unique culture that is infectious among its employees. We create a safe, fun, and friendly working environment where all employees are valued. To help support our mission of members joining together to build a stronger community, KCU employees are often volunteering in the community or at community events.
425-778-7222 1804 miles Lender's profile and map Reviews Westar Funding 728 3rd Street, Suite B, Mukilteo, WA, 98275 Westar Funding Inc. is a leading private money lender. We produce fast, reasonable, secure real estate loans that enable you to close quickly on residential & commercial investment properties. Westar offers financing that avoids the time-consuming process and onerous requirements of conventional lenders.
206-512-8400 1804 miles Lender's profile and map Reviews Pacific Capital Northwest 8227 44th Ave W, Suite K, Mukilteo, WA, 98275 Private Capital Northwest is primarily a private money lender. Other names normally associated and used synonymously with private money lending include hard money, soft money, non-conforming, alternative, and asset- or equity-based lending Our loans are based on the asset, meaning the real property secures the loan.