USDA and FHA Pro and Con in Bastrop, Bastrop County, TX

In 2025, USDA loan limit in Bastrop, county of Bastrop, TX is $386,400 while FHA limit is $571,550 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Bastrop, county of Bastrop, TX

Loan Type Loan Limit Down payment
USDA $386,400 0%
FHA $571,550 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Bastrop, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Aurora Federal Credit Union
  • 610 S. Abilene Street, Aurora, CO, 80012
  • Aurora Federal Credit Union is about people helping people. Aurora Federal Credit Union was originally chartered in 1968 by City of Aurora employees. As a credit union member, you also become an owner and an important part of our member family. Aurora Federal Credit Union's purpose is to provide its members with convenient and personalized.
  • Certified Mortgage Pros LLC
  • 12796 East Wyoming Place, Aurora, CO, 80012
  • Certified Mortgage Pros LLC We've been helping customers afford the home of their dreams for many years and we love what we do. and also There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily we’re here to help you choose the best type of home loan for your needs.
  • Integrity Mortgage Funding LLC
  • 4405 Mall Blvd, Union City, GA, 30291
  • At Integrity Mortgage Funding, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Champion Funding LLC
  • 7402 S Upham St, LITTLETON, CO, 80128
  • Business loans are one of the most versatile forms of business financing available to owners on the market today. Champion Funding LLC can help you build the right loan product and get funding for your business to meet your unique business needs, for your next Investment property
  • FNB Bank
  • 311 5th Street, Fontanelle, IA, 50846
  • We are proud to have grown in our communities and we wish to express our appreciation for the many fine customers and friends who give us the opportunity to be of service. We sincerely hope that we will merit your continued loyalty and confidence and that we will be able to provide banking services for the area for many years in the future.
  • Residential Lending LLC
  • 6901 South Pierce Street, Suite 290, Littleton, CO, 80128
  • Residential Lending LLC are a top-rated Colorado mortgage company with great emphasis on integrity, helping people better their financial situations, and on nurturing client relationships. We’re family friendly, we work hard, and when we celebrate anything, you’ll usually find us at a local Thai restaurant.
  • Warren-Boynton State Bank
  • 702 West Illinois Street, New Berlin, IL, 62670
  • The mission of the Warren-Boynton State Bank is to serve its customers and communities by remaining a strong and stable community bank focused on providing high quality financial products and personal service and also Warren-Boynton State Bank marked 140 years of service as a locally owned and independent community bank.
  • Options Credit Union
  • 5935 S Zang St, Unit 4, Littleton, CO, 80127
  • Options Credit Union (formerly named Legal Community Credit Union) is a non-profit financial institution that was established in 1979 by the Denver Bar Association to serve the legal communities banking & financial needs. Options Credit Union you can enjoy a fuill suite of products and services with no monthly fees, no minimum balance requirements.
  • Colorado Credit Union
  • 10026 W. San Juan Way, Littleton, CO, 80127
  • Our story began in 1973 when 35 Johns Manville employees gathered their funds together and started our credit union as a member-owned financial cooperative. We grew rapidly over the years, serving only employees, retirees, and family members of Johns Manville. In 1998, we expanded our membership to include other employer groups
  • Fit Lending
  • 10146 West San Juan Way, Unit 100, Littleton, CO, 80127
  • Fit Lending, we are the ideal choice for a homebuyer in Colorado. We offer low mortgage rates, fast closings and one-on-one personalized service. With our streamlined mortgage approval process, we will close your purchase transactions as quickly as possible and keep you and your realtor updated throughout the process.
  • Complete Funding Financial Services Inc
  • 7560 South Dome Peak, Littleton, CO, 80127
  • At Complete Funding Financial Services, where we specialize in residential mortgages. At Complete Funding Financial Services, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants.