USDA Vs. FHA Pro and Con comparison in Bastrop, Bastrop County, TX
In 2025, the USDA loan limit in Bastrop, located in Bastrop County, TX, stands at $386,400, whereas the FHA limit for a single-family home is $571,550.
Use Lendersa®'s USDA loan calculator to assess today's optimal USDA vs. FHA rates, and figure out the income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, helping you to select the best suited program in for your financial situation.
2025 Loan Limits and Downpayment Details in Bastrop, Bastrop, TX
Loan Type
Limit
Down Payment
USDA
$386,400
0%
FHA
$571,550
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Bastrop, TX
The mission of Lendersa® is to promptly secure you the finest USDA or FHA loan efficiently. Choose one of three starting paths to connect with matching lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage by the Department of Agriculture, referred to also as a USDA rural development loan or USDA mortgage, offered exclusively in rural areas. It stands out from FHA loans, which necessitate a minimum 3.5% down payment, as USDA loans require none.
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Resource Federal Credit Union provides its members with a wide variety of products and services to help meet their day-to-day financial management needs. We are committed to 100% customer satisfaction and are continually broadening our product offering to meet the needs of our members.
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Santa Fe Mortgage focuses on giving our customers personalized service while also providing rates that are comparable to or better than those offered by the big banks. Owner Lance Armer has dedicated himself to the mortgage industry – and could not imagine doing anything else. His story reflects the story of Santa Fe Mortgage.
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Del Norte Credit Union (DNCU) is a member-owned, not-for-profit financial institution which embraces the culture and community traditions of New Mexico. Our mission is improving lives by providing our customers with unparalleled, sound, and unbiased financial advice. Not only is DNCU an active advocate of financial literacy
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