FHA Vs. USDA loan program for Smithville, Bastrop County, Texas

In 2025, USDA loan limit in Smithville, county of Bastrop, TX is $386,400 while FHA limit is $571,550 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Smithville, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(845) 895-2051 1512 miles Lender's profile and map Reviews Wallkill Valley Federal 23 Wallkill Ave, Wallkill, NY, 12589 Wallkill Valley Federal Savings & Loan Association, the stated goals were to promote thrift and homeownership within the local community. The Association sought to meet these goals by providing a safe place for local savings deposits and by prudently lending these deposits back into the community in the form of home mortgages
(516) 867-4730 1513 miles Lender's profile and map Reviews The Town of Hempstead Employees Federal Credit Union 1830 Grand Avenue, Baldwin, NY, 11510 The Town of Hempstead Employees Federal Credit Union was born in 1963, when ten men envisioned a need for their fellow workers and families. These ten men; Jerome Lowenthal, Andrew J. Parise, Paul Satz, Joseph J. Zaharis, Abram C. Williams, Quentin D. Suits, Frank J. Vurture, Gerard J. Venter, Robert J. Scaramuccia, Robert G. Smith, personified the
(212) 850-4848 1513 miles Lender's profile and map Reviews Emigrant Mortgage Co Inc 7 Westchester Plz, Suite 229, Elmsford, NY, 10523 Emigrant Mortgage Company, Inc. (Emigrant) is a direct lender specializing in creative financing for residential properties. Headquartered in Elmsford, New York, Emigrant is a wholly owned subsidiary of Emigrant Bank, which has been serving the credit and banking needs of the New York community for more than 169 years.
(315) 788-7100 1513 miles Lender's profile and map Reviews Watertown Savings Bank 111 Clinton Street, Watertown, NY, 13601 Watertown Savings Bank, a FDIC insured institution, remains true to its mission of conducting business in the best interest of the community and the Jefferson County area for the long term. We are ""Committed to our Community and Committed to our Customers"" and we look forward to serving you
(315) 788-4163 1513 miles Lender's profile and map Reviews Watertown Postal Federal Credit Union 232 Commerce Park Drive, Watertown, NY, 13601 WPFCU was established in April, 1949 and is a member-owned, not for profit, financial corporation. Our Charter is limited to Postal Workers and their families and organizations of such persons. Our Mission is to provide competitive services to meet the needs of the Members and to promote membership growth while maintaining the security of funds.
(315) 785-2400 1513 miles Lender's profile and map Reviews State CS Employees Federal Credit Union 317 Washington Street, 4th Floor, Watertown, NY, 13601 At State CS Employees FCU, we are more than your average credit union. We take the time to get to know you and understand your needs. Times are tough and we get that. That’s why we’ve provided a whole host of ways for you to save money while enjoying the things you do. We proudly service qualifying members in Clinton, Franklin, Jefferson, Lewis.
(315) 782-0155 1513 miles Lender's profile and map Reviews Northern Credit Union - NY 120 Factory Street, Watertown, NY, 13601 Back in 1955, a group of New York Air Brake employees founded Northern Federal Credit Union in Watertown, New York. Their goal was to create a safe, secure place where employees could grow their savings and obtain loans at reasonable rates something the existing financial institutions in town weren't providing.
212-203-2068 1513 miles Lender's profile and map Reviews Malve Capital 15 Harbor Park Drive, Port Washington, NY, 11050 Malve Capital is a private real estate lending firm offering fast, flexible financing for investors needing acquisition, refinance, or construction loans. We specialize in Fix & Flip, Rental, New Construction, and Bridge Loans, providing competitive rates, quick approvals, and streamlined funding. As investors ourselves, we understand your challeng
(516) 883-3537 1513 miles Lender's profile and map Reviews Port Washington Federal Credit Union 157 Main Street, Port Washington, NY, 11050 Port Washington FCU began serving the community of Port Washington in 1968. Our Credit Union is now open to those who reside, work or worship in Port Washington, Manhasset, Great Neck, Roslyn. We are serving over 45 companies & municipalities in our communities by offering credit union services via payroll deduction to their employees.
(855) 933-8638 1513 miles Lender's profile and map Reviews United Capital Source - Small Business Loans 1001 Franklin Avenue, Suite 200, Garden City, NY, 11530 United Capital Source is democratizing small-mid sized business funding. As the Internet has given rise to new online business lenders, aggregators, and social collective funding, our mission is to provide small and mid-sized businesses across America with access to flexible business funding options.