USDA Vs. FHA your options comparison in Cockrell-Hill, Dallas County, TX

For 2026, in Cockrell-Hill, within Dallas, TX, the USDA loan limit is set at $329,300, whereas the limit for FHA loans for a single-family house is $411,700.

Take advantage of Lendersa®'s USDA loan calculator to compare the best rates for USDA vs. FHA loans available today. Determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program for your financial situation in .

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2026 Loan Limits and Downpayment Requirements for Cockrell-Hill, Dallas, TX

Loan Type Loan Limit Down Payment
USDA $329,300 0%
FHA $411,700 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Cockrell-Hill, TX

The goal of Lendersa® is to swiftly provide you with the best USDA or FHA loan with minimal hassle. Choose one of three starting points to connect you with lenders that match USDA loan options.

Lendersa USDA loan request and matching results

What is a USDA Loan in TX?

A USDA home loan, backed by the Department of Agriculture, is also referred to as a USDA rural development loan or mortgage. It is only available in rural communities. Unlike FHA loans that require at least a 3.5% down payment, the USDA loan requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Miami Capital Lending LLC
  • 14750 Southwest 26 Street, Suite 115, Miami, FL, 33185
  • MIAMI CAPITAL Lending provides customized residential mortgages for purchasing or refinancing homes. We offer personalized mortgage services such as both FNMA/FHLMC specialty loans, 90% LTV with no mortgage insurance, 95% LTV down to a 580-credit score. We also offer 15-30 year loans, ARM mortgages, fixed mortgages, VA loans, equity lines,

  • Liberty Alliance Mortgage Inc
  • 14850 South West 26th Street, Suite 111, Miami, FL, 33185
  • Our company was established in May of 2002 by its founder Julio C. Gonzalez who has been in the mortgage industry for 31 years. Julio started as a servicing manager, specializing in Conventional loans. Some years later expanding to also service VA and FHA loans. Our prime source of business comes from customer referrals and repeat business.

  • Highland Hill Capital
  • 450 Fairway Drive, Suite 210, Deerfield Beach, FL, 33441
  • Highland Hill Capital is a leading innovator in the alternative finance space. We pride ourselves on being honest, transparent, and most importantly ethical. We have simplified and modernized the alternative finance industry that allows business owners to receive transparent funding that is quick, easy, and affordable.

  • US Lending Services
  • 342 SE 10th Street, Deerfield Beach, FL, 33441
  • Our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.

  • Approved Funding Group
  • 10 Fairway Drive, Suite 204, Deerfield Beach, FL, 33441
  • If you've got plans to grow your business, Approved Funding Group is here to help.Our fast & flexible business funding products are designed exclusively for busy business owners.As one of the leading "out of the box" funding source & with an extensive history of providing business funding, we're a partner you can count on to help achieve your goals

  • Tower home Loans
  • 1100 South Federal Hwy, Suite 250, Deerfield Beach, FL, 33441
  • TOWER HOME LOANS. A company specialized in mortgage & focused on offering what is best in the market to your customers. Founded in Boston, MA with over 15 years of experience in this market.After positioning the company as a major player in Boston, the TOWER HOME LOANS chose Florida to start its expansion project by the USA.

  • Connect Credit Union
  • 3400 W Commercial Blvd, Fort Lauderdale, FL, 33309
  • For over 50 years, we have been serving members who are employees of the State of Florida, retirees of the Florida Department of Transportation; employees of firms who have a current contract with the Florida Department of Transportation; those who live or work in Martin, St Lucie, Indian River, De Soto, Glades, Okeechobee, or Charlotte County.

  • Broward HealthCare Federal Credit Union
  • 2350 West Commercial Blvd, Fort Lauderdale, FL, 33309
  • At Broward HealthCare Federal Credit Union, we care about you and your financial well-being. We are dedicated to providing you world class member service and the financial advantage to achieve your goals. We provides you with all the features and benefits of being a member of Broward HealthCare Federal Credit Union.