For 2025, in Cockrell-Hill, within Dallas, TX, the USDA loan limit is set at $329,300, whereas the limit for FHA loans for a single-family house is $411,700.
Take advantage of Lendersa®'s USDA loan calculator to compare the best rates for USDA vs. FHA loans available today. Determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program for your financial situation in .
2025 Loan Limits and Downpayment Requirements for Cockrell-Hill, Dallas, TX
Loan Type
Loan Limit
Down Payment
USDA
$329,300
0%
FHA
$411,700
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Cockrell-Hill, TX
The goal of Lendersa® is to swiftly provide you with the best USDA or FHA loan with minimal hassle. Choose one of three starting points to connect you with lenders that match USDA loan options.
A USDA home loan, backed by the Department of Agriculture, is also referred to as a USDA rural development loan or mortgage. It is only available in rural communities. Unlike FHA loans that require at least a 3.5% down payment, the USDA loan requires no down payment.
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