In 2026, the USDA loan limit in Highland-Park, located in Dallas county, TX, is $329,300. Meanwhile, the FHA limit for a single-family home is $411,700.
Utilize the Lendersa® USDA loan calculator to examine today's top USDA and FHA rates, and identify the necessary income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the most suitable program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $329,300 | 0% |
| FHA | $411,700 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® strives to swiftly secure the best possible USDA or FHA loan without hassle. Choose from one of three starting points to align with lenders and USDA loan programs.
The USDA home loan is a government-backed mortgage through the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, and is exclusively available in rural neighborhoods. In contrast to FHA loans, which require a 3.5% minimum down payment, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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