USDA Vs. FHA your options comparison in Highland-Park, Dallas County, TX
In 2026, the USDA loan limit in Highland-Park, located in Dallas county, TX, is $329,300. Meanwhile, the FHA limit for a single-family home is $411,700.
Utilize the Lendersa® USDA loan calculator to examine today's top USDA and FHA rates, and identify the necessary income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the most suitable program in for your financial situation.
2026 Loan Limits and Down Payment Requirements in Highland-Park, Dallas County, TX
Loan Type
Loan Limit
Down Payment
USDA
$329,300
0%
FHA
$411,700
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Highland-Park, TX
Lendersa® strives to swiftly secure the best possible USDA or FHA loan without hassle. Choose from one of three starting points to align with lenders and USDA loan programs.
The USDA home loan is a government-backed mortgage through the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, and is exclusively available in rural neighborhoods. In contrast to FHA loans, which require a 3.5% minimum down payment, USDA loans require no down payment at all.
In 1952, when most Southern Pacific Employees had never heard or even dreamed of a Credit Union, Jake Fannin, a switchman, and his wife Mary Ellen knew of these things and had a strong desire to get a credit union started for Southern Pacific employees in Bakersfield. Mary already had considerable banking experience and with a little help
Bakersfield City Employees Federal Credit Union was founded in 1936 to serve employees of the City of Bakersfield and their family members. We have grown in asset size and services since then, and we also now serve the employees of Golden Empire Transit and BNSF Railroad. If you are a city employee
Strata Credit Union is a nonprofit organization, reinvesting revenues back into the member base through lower rates on auto loans, credit cards, personal loans and checking accounts that are truly free. Strata Credit Union's mission is to be the preferred financial institution for our current and potential members.
1701 Westwind Drive, Suite 206, Bakersfield, CA, 93301
Our Mission at Homes By Elena Real Estate is not only to assist clients through the Buying or Selling process.It is also our goal to provide Incentives to Buyers & Sellers with the desire to contribute to Stronger and Thriving communities.At Homes by Elena Real Estate we joyfully also donate to our Local Animal shelters a percent of our commission.
Prince Financial is a family owned business formed in 1994 but the principal officers, David and Barbara Prince have over 35 years experience in all aspects of the Real Estate business.We love the mortgage Finance business and it has been our entire working careers.and also We love the interaction with people.
1430 Truxtun Avenue Suite 509, 5th Floor, Bakersfield, CA, 93301
Alterra Home Loans, a division of the Panorama Mortgage Group, was founded in 2006. Alterra Home Loans is 100% minority-owned and focuses on lending to traditionally underserved communities, including Black and Latino borrowers and also Alterra is one of the fastest growing 100% Hispanic owned companies in the Nation.
New Beginnings has been operating as a Full Service Mortgage Company in the Kern County Market since 2000. Our professionals have very specific requirements when it comes to the skills needed to maintain the level of great service expected in Hard Money Loans, Conventional Loans, and Real Estate.
The Victory Bank was built from scratch by a team of experienced and passionate bankers and is owned and managed by several hundred local shareholders. We are not part of a financial conglomerate and we are not obsessed with growing into the biggest bank around. Our values-based company was started with the core mission
In 1861, a group of thoughtful citizens met quietly forming Salem's first permanent "Building Association." Plans progressed smoothly & the meeting took place the evening of the same day President Lincoln was inaugurated. A certificate of incorporation for "The Franklin Loan & Building Association of Salem, NJ" was drawn up on April 13, 1861.
Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
