USDA Vs. FHA Pro and Con comparison in Highland-Park, Dallas County, TX
In 2026, the USDA loan limit in Highland-Park, located in Dallas county, TX, is $329,300. Meanwhile, the FHA limit for a single-family home is $411,700.
Utilize the Lendersa® USDA loan calculator to examine today's top USDA and FHA rates, and identify the necessary income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the most suitable program in for your financial situation.
2026 Loan Limits and Down Payment Requirements in Highland-Park, Dallas County, TX
Loan Type
Loan Limit
Down Payment
USDA
$329,300
0%
FHA
$411,700
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Highland-Park, TX
Lendersa® strives to swiftly secure the best possible USDA or FHA loan without hassle. Choose from one of three starting points to align with lenders and USDA loan programs.
The USDA home loan is a government-backed mortgage through the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, and is exclusively available in rural neighborhoods. In contrast to FHA loans, which require a 3.5% minimum down payment, USDA loans require no down payment at all.
Sunray Mortgage For too many years, mortgages have been a burden for most self-employed home buyers. Big banks are slow and often don’t understand the unique income situations of self-employed, 1099 contractors, or small business owners. Smaller mortgage lenders and brokers don’t have the loan products to satisfy your complex lending needs
Homeric Mortgage changing the way people think of getting a mortgage. A simple, savvy & hassle-free way to get a mortgage that is guided by heart. We don’t spend millions of dollars on marketing or have unnecessary layers of management & costs. It’s simplified by focusing on the customer’s best interest.
Avondale Private Lending is a group of private lenders that loans money to professional home builders, developers and remodelers. Our borrowers choose to work with us because we are much faster than banks, have lower down payment requirements, and we don’t have the fees or requirements that you see from many hard money lenders.
6060 N. Central Expressway, Suite 500, Dallas, TX, 75206
Lends in Texas
Recap Home Loans was founded February 2021 in Dallas, TX. The company was founded with the goal of creating a new mortgage product that utilizes a borrowers cryptocurrency investments as additional collateral for a 100% financing loan product to purchase real estate. Recap Home Loans is a full-service, first mortgage lending platform.
Tatom Lending is a Mortgage Brokerage firm with an emphasis on educating, empowering, and protecting homeowners, home loan borrowers, and home buyers. We offer honest solutions to the lending process with the utmost respect for integrity and our client's financial goals. We work for you; and our existence depends on your success.
8350 North Central Expressway, Suite 1900, Dallas, TX, 75206
Lends in Texas
BobMortgage clients are entitled to a better experience than the industry provides and I'm committed to delivering it. I have been blessed to have provided financing to over 25, 000 families for over 5 billion in loan volume. Providing financing to all those families, give my new clients the benefit of working with one of the nation's.
6060 N. Central Expressway, Suite 500, Dallas, TX, 75206
Lends in Texas
Hurst and Scott Bialek, Hurst Lending & Insurance is still managed Jay, Scott and their families. While the mortgage industry is known for high turnover rates, Hurst Lending is recognized for providing consistent, personal service to our customers. That’s why more than 70% of our mortgage and insurance business is from repeat or referred customers!
6060 N. Central Expressway, Suite 500, Dallas, TX, 75206
Lends in Texas
Hurst Lending & Insurance is a mortgage lending and home & auto insurance provider based in Dallas, Texas. Hurst Lending was founded in 2006 as Moneysafe, a full-service mortgage lending company. After adding several specialty lending divisions and an insurance brokerage, the company changed its name in 2014 to Hurst Lending & Insurance to better c
4300 North Central Expressway Suite 400, Dallas, TX, 75206
Lends in Texas
DHLC Mortgage, LLC, we provide Texas Real Estate Investors Hard Money loans. We can fund quickly, typically 48 hours after we have a complete loan file. Hard Money is available for adequately collateralized loans on single-family residential houses and other Real Property including select multi-family projects
