For 2025, the USDA loan limit applicable in Columbus, located within Colorado county, TX, is $336,500. At the same time, the FHA loan limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to scrutinize the best available rates for USDA versus FHA loans today. It also helps identify the necessary income, credit score, reserves, and documents essential for qualification. Our sophisticated mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting in determining which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is dedicated to facilitating the acquisition of the best USDA or FHA loan swiftly and effortlessly. Choose one of three initial options that guide you towards matching lenders and uncovering USDA loan offerings.
The USDA home loan, guaranteed through the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, is distinctive to rural neighborhoods. Unlike FHA loans that necessitate at least a 3.5% down payment, USDA mortgages require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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