The USDA loan limit for 2025 in Eagle-Lake, Colorado, TX is $285,000, whereas the FHA limit for a single-family residence is $356,362.
Utilize the Lendersa® USDA loan calculator to compare the top USDA vs. FHA rates available today. Determine the necessary income, credit, reserves, and documentation needed to qualify. Our comprehensive mortgage calculator allows you to view USDA, FHA, Conforming, and VA programs side by side, assisting you to choose the best option for your financial situation in
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| Loan Type | Maximum Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® is committed to swiftly connecting you with the ideal USDA or FHA loan, hassle-free. Start with one of the three provided options to connect with lenders and access USDA loan programs.
A USDA home loan, endorsed by the government Department of Agriculture, known also as the USDA rural development loan or mortgage, is restricted to rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans necessitate no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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