USDA Vs. FHA your options comparison in Eagle-Lake, Colorado County, TX

The USDA loan limit for 2026 in Eagle-Lake, Colorado, TX is $285,000, whereas the FHA limit for a single-family residence is $356,362.

Utilize the Lendersa® USDA loan calculator to compare the top USDA vs. FHA rates available today. Determine the necessary income, credit, reserves, and documentation needed to qualify. Our comprehensive mortgage calculator allows you to view USDA, FHA, Conforming, and VA programs side by side, assisting you to choose the best option for your financial situation in .

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2026 Loan Limits & Downpayment Requirements in Eagle-Lake, Colorado, TX

Loan Type Maximum Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Paths in Eagle-Lake, TX

Lendersa® is committed to swiftly connecting you with the ideal USDA or FHA loan, hassle-free. Start with one of the three provided options to connect with lenders and access USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan, endorsed by the government Department of Agriculture, known also as the USDA rural development loan or mortgage, is restricted to rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans necessitate no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Alexander Financial Solutions
  • 181 South St, Unit B2, Freehold, NJ, 07728
  • AFS provides professional financial services for small and mid-size businesses throughout the US by advising, educating and introducing accounts receivable, small business loans and many other financing programs . Our team of talented business growth experts are here to help your business get the financial stability it needs

  • First Financial Federal Credit Union
  • 391 Route 9 North Freehold, Township, NJ, 07728
  • First Financial is a Community Credit Union serving anyone who lives, works, attends school or worships in Monmouth or Ocean Counties. Additionally, First Financial Federal Credit Union is a not-for-profit whose goal is to achieve your financial dreams by defining your dream goals and lifestyle, empowering you through financial education

  • RED OAK MORTGAGE INC
  • 54 Hudson Street, Suite 101, Freehold, NJ, 07728
  • Red Oak Mortgage has built a strong reputation as an outstanding mortgage lender, serving the lending needs of real estate professionals, builders and individual homeowners throughout the state of New Jersey, North Carolina, and South Carolina since 2005. Due to our high level of technology, streamlined process, speedy turn-times

  • Patriot Mortgage LLC
  • 77 W Main St., Freehold, NJ, 07728
  • Patriot Mortgage is committed to offering only the highest quality professional service to our mortgage clients, realtors and associates. We have built a reputation of offering honest, ethical and thorough service. We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals,

  • Navesink River Capital
  • 83 South Street, Suite 101, Freehold, NJ, 07728
  • Navesink River Capital, LLC has been a guiding force within the private lending market, with over a billion dollars funded and 1,500 plus properties financed. Their unsurpassed knowledge of the real estate climate and simplified, streamline loan process has allowed them to remain at the forefront, offering lightning loans from $75,000 to $2 million

  • Southern Middlesex County Teachers Federal Credit Union
  • 39 Brunswick Woods Drive, East Brunswick, NJ, 08816
  • The Southern Middlesex County Teachers FCU is a nonprofit, cooperative financial institution owned and run by its members. Organized to serve, democratically controlled credit unions provide their members with a safe place to save and borrow at reasonable rates. Members pool their funds to make loans to one-another.

  • Ditmas Park Capital
  • 11 Hawk Way, Lakewood, NJ, 08701
  • Ditmas Park Capital is a Limited Liability Partnership operating since 2015 that was established to initiate and invest in High Yield Real Estate Mortgages. We have over $20, 000, 000 under management and hold first lien mortgages on over 200 properties. We bundle these mortgages together and have created a hedge fund structure

  • FM Home Loans
  • 1229 Madison Avenue, 1st Floor, Lakewood, NJ, 08701
  • Since its inception in 1991, FM Home Loans, LLC has been helping homeowners from all backgrounds purchase their dream home. With more than one billion in closed purchased transactions in 2015 alone, our company of over 175 employees are dedicated to the highest standards of ethics, responsiveness and customer service.

  • NEXPANSE FINANCIAL LLC
  • C2 Brier Hill Court, Suite 201, East Brunswick, NJ, 08816
  • Nexpanse Financial LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward. We educate our clients with the loan process.

  • Ark Mortgage, Inc
  • 317 Monmouth Avenue, Suite 20, Lakewood, NJ, 08701
  • Ark Mortgage is a full-service mortgage lender with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance.We have innovated new products & processes that make getting you home —easier, faster & better than ever! All of our lending specialists are committed to finding the right loan with the best rates

  • Sunrise Funding Group
  • 211 Boulevard of the Americas, Lakewood, NJ, 08701
  • We are one of the leading providers in business funding & financing. We provide immediate funding to businesses in need, who want to avoid the headache of traditional lending institutions. We work closely with each business owner to ease their path to an increasingly successful business.

  • Public Service Federal Credit Union
  • 619 Union Avenue, Middlesex, NJ, 08846
  • Our mission is simple; we want to provide our members with the highest quality customer service while offering valuable financial products with the best rates available. We truly are people helping people! We are a full service Financial Institution. Our members have access to loans, mortgages, IRA & Visa debit cards, checking/savings accounts.