USDA Vs. FHA your options comparison in La-Grange, Fayette County, TX

In 2025, the USDA loan cap in La-Grange, Fayette county, TX, is $285,000, whereas the FHA limit for a single-family property is $356,362.

With the Lendersa® USDA loan calculator, evaluate and compare today's top USDA and FHA rates. Determine the required income, credit profile, reserves, and necessary documents for qualification. Our comprehensive mortgage calculator presents USDA, FHA, Conforming, and VA options in a side-by-side format, helping you identify which program in <Alabama> suits your financial conditions best.

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2025 Loan Limits and Downpayment Requirements in La-Grange, Fayette County, TX

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in La-Grange, TX

At Lendersa®, our objective is to efficiently provide you with the ideal USDA or FHA loan. Choose from three starting methods that guide you to the right lenders and USDA loan programs tailored to your needs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan, provided by the Department of Agriculture, is also known as a USDA rural development loan, and it's targeted towards individuals in rural areas. Unlike FHA loans, which necessitate a minimum 3.5% down payment, a USDA mortgage requires nothing down, increasing accessibility.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Parish Lending, LLC
  • 520 Albert Hart Dr, Baton Rouge, LA, 70808
  • Parish Lending is a mortgage brokerage serving the needs of home buyers, realtors, and builders. We have a full range of loan products dedicated to finding the best rates, terms & costs--to meet our clients' needs specific needs. NMLS# 1902562brokerage serving the needs of home buyers, realtors
  • Intelligent Mortgage
  • 7330 Highland Road, Suite A1, Baton Rouge, LA, 70808
  • We are licensed in Louisiana, Texas and Virginia, however, we are located in Louisiana specializing in the Greater Baton Rouge (including Ascension Parish and Livingston Parish), Hammond, Lafayette and New Orleans markets. Our highly experienced lending team, of mortgage experts, takes pride in getting to know our clients
  • LA Lending, LLC
  • 2051 Silverside Drive, Suite 100, Baton Rouge, LA, 70808
  • Whether you're purchasing your first home, a seasoned buyer, looking to cashing out equity, or simply looking to identify all options available to you - LA Lending is your best choice! Chasity Graff has owned and operated LA Lending, LLC since 2007. Starting the brokerage firm at 27 has allowed her to help thousands of local families
  • Diamond Bank
  • 319 East Main Street, Murfreesboro, AR, 71958
  • Diamond Bank is the result of a merger between two of Southwest Arkansas’s strongest community banks. In March, 2007, the banks that merged were Arkansas Diamond Bank of Glenwood , and Diamond State Bank of Murfreesboro, which was chartered in 1904. Diamond Bank continues to provide a stable source of financial leadership in the communities we serv
  • Southwest Oklahoma Federal Credit Union
  • 1806 NW Liberty Avenue, Lawton, OK, 73507
  • Southwest Oklahoma Federal Credit Union has been proudly serving the financial needs of our members and neighbors since 1958. It’s our mission to offer our members financial services with technology that fulfill their needs and busy life’s on the go. Service that exceeds their expectations
  • American Thrift & Finance Plan llc
  • 5235 Florida Blvd, Suite G, Baton Rouge, LA, 70806
  • American Thrift & Finance Plan Inc provides consumer finance services. The Company provides loan to consumers and financial planning services. Since 1953, American Thrift and State-Farm Acceptance have been proudly meeting the lending needs of New Orleans, Baton Rouge, Northshore and the River Region.
  • Bayou Federal Credit Union
  • 5880 Florida Boulevard, Baton Rouge, LA, 70806
  • Bayou Federal Credit Union has been open since 1954. The credit union has assets totaling $81.18 Million and provides banking services to more than 8, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
  • Preferred Credit Inc.
  • 4415 North Blvd, Baton Rouge, LA, 70806
  • Preferred Credit Inc. prides itself on the knowledge and professionalism that we provide when assisting you. Our main goal is to say yes when you apply for a loan. We want to make our process as easy for you as possible. You can stop by when it is convenient for you or you can give us a call and we can do the application over the phone.
  • Crown Financial Services inc
  • 5235 Florida Blvd, Suite H, Baton Rouge, LA, 70806
  • For over 35 years, Crown Financial has served the local community with pride. We accredit our success to the highest level of customer service and lasting customer relationships. Please explore our site to discover more about what we have to offer, and allow our experienced professional staff to assist you with all of your financial needs.
  • LH Lending
  • 7171 Florida Boulevard, Baton Rouge, LA, 70806
  • LH Lending LLC holds itself to extremely high standards of integrity, professionalism and customer service. The purchase of a new home is an important decision, and LH Lending LLC is committed to making the financing of your new home straightforward and comfortable. We also take pride in making sure refinance transactions
  • Custom Mortgage Lending Group LLC
  • 7341 Jefferson Highway, Suite K, Baton Rouge, LA, 70806
  • A custom mortgage tailored to you means a fast and hassle-free home loan. Plus save time & money while we shop over 100 lenders & banks to get you the best deal. Many folks that come to us looking for a mortgage are tired. They're tired of filling out multiple applications, tired of wasting time, & tired of being jerked around by the big banks.