USDA Vs. FHA Pro and Con comparison in Crystal-City, Zavala County, TX

In 2025, the USDA loan cap in Crystal-City, located in the county of Zavala, TX is $285,000, while the FHA cap is $356,362 for a single-family dwelling.

To compare the most favorable USDA versus FHA rates for today and to ascertain the necessary income, credit score, reserves, and documents for qualification, utilize the Lendersa® USDA loan calculator. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options simultaneously, aiding you in selecting the best program in tailored to your financial needs.

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2025 Loan Limits and Down Payment Requirements in Crystal-City, county of Zavala, TX

Type of Loan Limit of Loan Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Options in Crystal-City, TX

Lendersa® aims to secure you the finest USDA or FHA loan swiftly and with simplicity. Choose from three starting points that align with matching lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and available exclusively in rural areas. Unlike FHA loans that demand at least 3.5% as a down payment, USDA mortgage loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • NV Capital Corporation, LLC
  • 410 S Rampart Blvd, Suite 350, Las Vegas, NV, 89145
  • NV Capital Corporation LLC was established and Licensed by the State of Nevada in 2016. We specialize in Private Lending with multiple lenders joining together to fund loans on Nevada real estate. Our Company was founded by seasoned commercial bankers who have nearly a century of combined lending in the Nevada marketplace.
  • Red Rock Mortgage
  • 810 S Durango Dr, Suite 105, Las Vegas, NV, 89145
  • The Red Rock Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • ETMA FCU
  • 1828 Airbase Road, Louisville, TN, 37777
  • At East Tennessee Military Association Federal Credit Union (ETMA FCU), we understand and greatly value the service that you have undertaken for our country. It has impacted you and your entire family. From your spouse to your parents and siblings, your service to our great country has impacted all of us.
  • River City Bank, Inc.
  • 500 South Sixth Street, Louisville, KY, 40202
  • At River City Bank, we pride ourselves on our hometown roots. Being a hometown bank means more than citing an address in Jefferson County, it means we are active members of this community. We live where you live, shop where you shop and support many of the same charitable organizations that you are a part of.
  • Capital Now Funding
  • 309 E. Market Street, Suite 103, Louisville, KY, 40202
  • Capital Now Funding is a nationwide provider of pre-settlement legal funding.Founded in 2015 in Louisville, KY, Capital Now Funding focuses on providing the most transparent pre-settlement funding solution. We believe law firms & attorneys should be able to refer clients to a funding company without worrying about high interest rates.
  • LG&E Co. Credit Union
  • 820 West Broadway, Louisville, KY, 40202
  • LG&E Co. Credit Union was founded in 1934. LG&E provides space to assist the Credit Union in both offices downtown. Our Credit Union belongs to its members. The Credit Union philosophy is summed up in the phrase "People Helping People". It is a teamwork concept called a cooperative - in which depositors and borrowers are mutually benefited.
  • The Casey County Bank, Inc.
  • 176 Wallace Wilkinson Boulevard, Liberty, KY, 42539
  • The Casey County Bank Inc, was granted a charter by the Kentucky Department of Banking December 19, 1939 and opened for business December 20, 1939, the bank was capitalized at $50,000.00 with a surplus of $10,000.00. The bank grew from the first day of business as it was the only bank in Liberty, the county seat.
  • Hilltop National Bank
  • 300 Country Club Rd, Casper, WY, 82609
  • Hilltop Bank, headquartered in Casper, Wyoming, has been locally owned and managed since 1964. We’re proud of our local heritage and place a very high priority on being a good community partner. Bank employees donate thousands of hours every year to worthwhile community projects and deserving non-profit agencies in our Casper
  • Citrus Lending of Tampa Bay
  • 6035 43rd Terrace N, Saint Petersburg, FL, 33709
  • Citrus Lending of Tampa Bay is a full service mortgage brokerage serving all of Florida and has been helping Floridians get financing for their new home since 2005. Whether you are a first time home buyer or looking for investment property, Citrus Lending of Tampa Bay will work with you to get you the financing you need
  • Elevated Financial
  • 8270 Woodland Center Boulevard, Tampa, FL, 34685
  • We are a Direct Hard Money Lender! We are experts at funding creative deals that other lenders wont! We fund residential and commercial deals. We offer 100% financing for residential fix and flip loans and can close quick! No appraisals required on most loans. Call us today for a loan quote!
  • Florida Home Loan Centers
  • 4612 Ayron Terrace, Palm Harbor, FL, 34685
  • "Florida Home Loan Centers helping renters achieve home-ownership every day! Whether your 1st home or your 5th, we're here to partner with you and be at your side every step of the way! How we make a difference: - Zero Administration Fees - Zero Processing Fees - Zero Escrow Waiver Fees - Zero Notary Fees
  • Palm Harbor Mortgage Advisors, Inc
  • 3964 Mullenhurst Dr, Palm Harbor, FL, 34685
  • "We work with Families, 1st time homebuyers and the Self-employed who want to build Wealth for the long term through Home Ownership. Family owned and operated with over 20 years experience. Are you or someone you know needing mortgage advice? Contact us.At Palm Harbor Mortgage Advisors, ""You can take your dream home, home today.”"