In 2026, the USDA loan cap in Crystal-City, located in the county of Zavala, TX is $285,000, while the FHA cap is $356,362 for a single-family dwelling.
To compare the most favorable USDA versus FHA rates for today and to ascertain the necessary income, credit score, reserves, and documents for qualification, utilize the Lendersa® USDA loan calculator. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options simultaneously, aiding you in selecting the best program in tailored to your financial needs.
2026 Loan Limits and Down Payment Requirements in Crystal-City, county of Zavala, TX
Type of Loan
Limit of Loan
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in Crystal-City, TX
Lendersa® aims to secure you the finest USDA or FHA loan swiftly and with simplicity. Choose from three starting points that align with matching lenders and USDA loan offerings.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and available exclusively in rural areas. Unlike FHA loans that demand at least 3.5% as a down payment, USDA mortgage loans require no down payment at all.
200 North Fifth Street, Carrizo Springs, TX, 78834
Lends in Texas
Capital Bank of Texas is an independently-owned community bank focused on providing a better financial relationship through a more meaningful, personalized experience. We believe in meeting the needs of the communities we serve by providing real local support and industry-leading financial services.
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GEO Mortgage Services, Inc., we are committed to helping you find the right mortgage loan that fits your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. With many satisfied customers, our staff works to provide you with the lowest rates and the best service in the area.
1560 Cable Ranch Road, Suite 200, San Antonio, TX, 78245
Lends in Texas
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At Town Square Financial, we understand that time is critical, and traditional banks can make the process unnecessarily slow and complex. That’s why we’ve streamlined our approval process to get you funded fast—with fewer conditions and no red tape. Whether you've been turned down by other lenders or need quick financing to seize an opportunity, we