In 2026, the USDA loan cap in Crystal-City, located in the county of Zavala, TX is $285,000, while the FHA cap is $356,362 for a single-family dwelling.
To compare the most favorable USDA versus FHA rates for today and to ascertain the necessary income, credit score, reserves, and documents for qualification, utilize the Lendersa® USDA loan calculator. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options simultaneously, aiding you in selecting the best program in
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| Type of Loan | Limit of Loan | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to secure you the finest USDA or FHA loan swiftly and with simplicity. Choose from three starting points that align with matching lenders and USDA loan offerings.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and available exclusively in rural areas. Unlike FHA loans that demand at least 3.5% as a down payment, USDA mortgage loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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