USDA Vs. FHA Pro and Con comparison in Needville, Fort Bend County, TX

In 2025, for Needville in Fort Bend county, TX, the USDA loan cap is $336,500. The FHA limit for a single-family home is $472,030.

Take advantage of the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates. This tool helps assess the necessary income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, guiding you to choose the best program for your financial situation in Alabama.

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2025 Loan Limits and Down Payment Needs in Needville, Fort Bend, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Needville, TX

Lendersa® aims to provide you with the best USDA or FHA loan efficiently and without difficulty. Choose one of three pathways to partner with lenders and relevant USDA loan offerings.

Lendersa USDA loan requests and matching outcomes

Explaining USDA Loans in TX

The USDA home loan is backed by the Department of Agriculture, commonly known as a USDA rural development or mortgage loan, and is exclusively offered in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Carolina Mortgage Authority Inc
  • 107 Edinburgh South Drive, Suite 202, Cary, NC, 27511
  • Carolina Mortgage Authority is a low rate, low fee North Carolina Corporation with offices located in Cary and Carolina Beach. We proudly service clients from the Triangle to the Coast & throughout NC and Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
  • Patriot Financial Inc
  • 1135 Kildaire Farm Road, Suite 220-2, Cary, NC, 27511
  • Patriot Financial was created to provide financing solutions and customer service experiences second to none in the mortgage industry for all homeowners. Patriot Financial has three main objectives it strives to achieve on every transaction.we view our company as a one stop shop for all types of mortgages for people from all walks of life.
  • RDU Mortgage Services LLC
  • 901 Kildaire Farm Road, Suite D, Cary, NC, 27511
  • "Rdu Mortgage Services LLC is a North Carolina Domestic Limited-Liability Company filed On March 19, 2012. The company's filing status is listed as Current-Active and its File Number is 1252285. The Registered Agent on file for this company is Wu, Lixuan and is located at 901 Kildaire Farm Rd C2 Suite D, Cary, NC 27511."
  • Best Mortgage Lending Corp
  • 1143-C Executive Circle, Suite 103, Cary, NC, 27511
  • Best Mortgage Lending are seasoned veteran professionals providing competent advice, guidance and strategies to our customers. The most important ingredients you’ll find in working with us are: Honesty, Transparency and Fastness. We are independent mortgage professionals, licensed in the State of Florida and North Carolina with over 20+ years
  • Miller Lending Group, LLC
  • 1135 Kildaire Farm Rd., Cary, NC, 27511
  • At Miller Lending Group we are always on the lookout for lending partners that offer low interest rates AND an underwriting process that is as simple as possible. That means we offer our customers very competitive interest rates and a process that doesn't make you feel like you've been hit by a truck! When rates move down.
  • Grayton Mortgage, Inc
  • 120 Kilmayne Dr, Suite 200, Cary, NC, 27511
  • Grayton Mortgage (NMLS 1104545) is a mortgage bank lending in California, New Jersey, and North Carolina. Additionally, Grayton Mortgage is a mortgage broker in New York. Grayton Mortgage intends to redefine mortgage lending by providing unparalleled customer service and strong support to the company's originators.
  • Willow Island Credit Union
  • 7910 S Pleasants Highway, Saint Marys, WV, 26170
  • Willow Island Federal Credit Union was chartered on March 4, 1953. The chartering members were Raymond E Leach, Earl D Ellis, R C Lantz, Alfred T Hall, John H Cramer, D Ernest Wilcox, & R K Britton. The credit union was organized due to the need for employees to be able to obtain loans at a reasonable rate.
  • 7 Locks Lending LLC
  • 1750 Northwest Maynard Road, Suite 101, Cary, NC, 27513
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients that meet their overall financial goals while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to provide a positive experience with the process centered around communication
  • Tarheel Mortgage
  • 1014 High House Road, Suite 100, Cary, NC, 27513
  • At Tarheel Mortgage we can match clients with home loans and refinancing products from more than 20 lenders at wholesale rates. Plus, on most loan programs you'll never pay us a fee. Whether you want to purchase a home for no-money down, no points, no PMI or need to qualify with past credit issues,