USDA Vs. FHA Pro and Con comparison in Needville, Fort Bend County, TX

In 2025, for Needville in Fort Bend county, TX, the USDA loan cap is $336,500. The FHA limit for a single-family home is $472,030.

Take advantage of the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates. This tool helps assess the necessary income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, guiding you to choose the best program for your financial situation in Alabama.

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2025 Loan Limits and Down Payment Needs in Needville, Fort Bend, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Needville, TX

Lendersa® aims to provide you with the best USDA or FHA loan efficiently and without difficulty. Choose one of three pathways to partner with lenders and relevant USDA loan offerings.

Lendersa USDA loan requests and matching outcomes

Explaining USDA Loans in TX

The USDA home loan is backed by the Department of Agriculture, commonly known as a USDA rural development or mortgage loan, and is exclusively offered in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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