USDA Loan Vs. FHA loan for Galveston, TX [Galveston County Rates 2023]

In 2025, USDA loan limit in Galveston, county of Galveston, TX is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Galveston, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(203) 966-1212 1451 miles Lender's profile and map Reviews Fenwick Mortgage 59 Grove Street, Unit 1F, New Canaan, CT, 06840 We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs
(631) 864-9800 1451 miles Lender's profile and map Reviews American Community Bank Glen Cove 100 Commack Rd, Commack, NY, 11725 We started American Community Bank because we wanted to offer a refreshing alternative to our larger competitors who seemed to have little or no vested interest in their customers or the communities they served. We’re committed to being highly customer-focused and community-oriented – commitments that have defined us from the beginning.
(800) 847-4283 1452 miles Lender's profile and map Reviews Ulster Federal Credit Union 127 Schwenk Drive, Kingston, NY, 12401 Ulster Federal Credit Union is a non-profit association of member owners whose goal is to provide a variety of financial services that feature benefits and advantages over those generally available from other banking sources and to encourage their use with the specific intent of helping our members improve their personal financial status.
(866) 440-0391 1452 miles Lender's profile and map Reviews Ulster Savings Bank 180 Schwenk Drive, Kingston, NY, 12401 Ulster Savings Bank is more than just banking! We offer a full line of products and services for both personal and business such as insurance, payroll services, tax preparation and wealth management. business such as insurance, payrol A leader in community giving, Ulster Savings Bank is actively involved in the communities we serve
(845) 452-7323 1452 miles Lender's profile and map Reviews TEG Federal Credit Union 1 Commerce Street, Poughkeepsie, NY, 12603 TEG Federal Credit Union is a local, member-owned, not-for-profit, full-service community financial institution open to all those who live, work, worship or attend school in Dutchess, Orange, Ulster, Sullivan, Putnam, Rockland and Westchester County in New York. Since 1969, TEG has been a steady source of financial services to its members.
(203) 642-3244 1452 miles Lender's profile and map Reviews Quick Real Estate Funding Nationwide Private Lender 40 Richards Ave, Suite 300, Norwalk, CT, 06854 Quick Real Estate Funding we are finding new ways to make Private Money Funding more accessible. We have the resources to invest in many different markets, we have been able to gain a lot of experience providing funds for real estate across the state, including a ground up construction loan in Connecticut.
(203) 857-4530 1453 miles Lender's profile and map Reviews Norwalk Hospital Credit Union 31 1/2 Stevens St, Norwalk, CT, 06850 The Norwalk Hospital Credit Union extends membership eligibility to the following persons: All persons who work, practice, or volunteer at Norwalk Hospital, All persons in the greater Norwalk area who provide healthcare or work for an employer in the healthcare industry. All retired persons who previously were in the above groups.
(203) 854-9244 1453 miles Lender's profile and map Reviews Connecticut Community Bank, National Association 605 West Avenue, Norwalk, CT, 06850 Connecticut Community Bank, is your locally owned, full service community bank with products to serve the needs of individuals, their families & businesses. Our mission is to be the preeminent provider of financial services to individuals, families, businesses & organizations within our communities. We are dedicated to Customer Service Excellence.
(877) 776-5249 1453 miles Lender's profile and map Reviews ROK Financial 3500 Sunrise Hwy, Bldg 100, Suite 201, Great River, NY, 11739 ROK Financial is committed to establishing ROK solid relationships with our clients, lenders, and partners. By providing the best financing solutions available to business owners while creating a positive association with business financing. Through our streamlined process, revolutionary technology and educated team of experts.
(631) 434-3500 1454 miles Lender's profile and map Reviews People's Alliance Federal Credit Union 125 Wireless Boulevard, Hauppauge, NY, 11788 Founded in 1940 as the Pan American World Airways Credit Union, PAFCU currently serves 40, 000 employees of over 400 different companies throughout the United States. At PAFCU, there are no customers—everyone is a member and owner of the credit union and receives friendly, respectful service from the staff