USDA Vs. FHA your options comparison in Galveston, Galveston County, TX
In 2025, the USDA loan limit in Galveston, county of Galveston, TX is $336,500, while for a single-family home, the FHA limit is $472,030.
Employ the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates. Determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you decide which program in suits your financial situation best.
Loan Limits and Downpayment Requirements for 2025 in Galveston, County of Galveston, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Galveston, TX
The aim of Lendersa® is to provide the best possible USDA or FHA loans quickly and without hassle. Choose one of three starting points to connect with lenders and explore USDA loan offerings.
A USDA home loan is backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, and is available only in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, the USDA mortgage does not require any down payment.
2860 South River Road, Suite 400B, Des Plaines, IL, 60018
PCF, we are a local Mortgage firm, and we pride ourselves in helping every family find the best program available for their home purchase or Refinance, many times with lower rates, up to .5% to .75% lower than other lenders, helping keep your mortgage payments low. and also Will work on getting your loan completed in an efficient manner.
9700 W. Higgins Road, Suite 300, Des Plaines, IL, 60018
"Wintrust Mortgage, in business since 1981, was created for the purpose of assisting in the realization of the American dream of home ownership. Since that time, Wintrust Mortgage has weathered the
ever-changing real estate market and is part of Wintrust Financial Corporation, a well capitalized,"
9525 W. Bryn Mawr Ave, Suite 400, Rosemont, IL, 60018
Interfirst’s commitment to high quality loan origination is demonstrated by our company’s focus on providing high quality customer service, which is a priority at every level of the organization. At Interfirst, we take pride in our responsiveness to our customers and in our common sense approach to mortgage origination.
2800 S River Rd, Suite 200, Des Plaines, IL, 60018
Ultimate Rate Mortgage we’re a local, mortgage lender whose cornerstones are hard work and customer service! We listen to our clients, uncover their needs and find the best product and programs that fits. With over 40 years of experience, our highly qualified team can expertly guide you through the process from application through closing
Schaumburg Bank & Trust Company, National Association
1180 E Higgins Rd, Schaumburg, IL, 60173
Schaumburg Bank & Trust offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.
1750 E Golf Road, Suite 100, Schaumburg, IL, 60173
We help buyers choose the right type of home renovation financing for their needs—and their wants. Sometimes referred to as a rehab loan, this mortgage option opens up more opportunities for buyers who are frustrated by today’s tight home inventories. renovation-financing.com is your online resource for personalized mortgage solutions, fast.
951 North Plum Grove Road, Suite E, Schaumburg, IL, 60173
We are not just a typical mortgage lending company, that will have you start by working with the loan officer (or sales person) then be handed off to their assistant/processor, and later to their closer, only to explain your situation to multiple people. Our loan officer’s pride themselves with being involved in every step of the process with you.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchasing to refinancing and to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan with the best interest rates.
1101 Perimeter Drive, Suite 460, Schaumburg, IL, 60173
American Financial Mortgage Services, Inc. was founded in June, 1993. We have survived the economic recessions that have hit this country by providing our customers with low rates and low costs on all our mortgage products. The average loan officer at American Financial Mortgage Services.
917 North Plum Grove Road, Suite C, Schaumburg, IL, 60173
Since 2003, Creative Lending Solutions has been making it easier to procure the best commercial real estate financing available. Our long-term relationships with national banks, local banks and conduit leaders uniquely position us to find high-value borrowing opportunities for our clients.
