USDA and FHA Pro and Con in La-Marque, Galveston County, TX
In 2025, the USDA loan limit within La-Marque, situated in Galveston county, TX, is $285,000. For a single-family home, the FHA limit caps at $356,362.
Utilize Lendersa®'s USDA loan calculator to weigh today's USDA against FHA best rates and ascertain the income, credit, reserves, and documents necessary for qualification. With our cutting-edge mortgage calculator, you can place USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which program in suits your financial needs best.
2025 Loan Limits and Downpayment Requirements in La-Marque, Galveston, TX
Loan Type
Loan Limit
Down Payment
USDA
$285,000
None
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Alternatives in La-Marque, TX
Lendersa® is committed to helping you find the most suitable USDA or FHA loan quickly and easily. Choose from one of three starting options that connect you to matching lenders and USDA loan programs.
A USDA home loan, underwritten by the government Department of Agriculture—also known as a USDA rural development loan or mortgage—is available exclusively in rural regions. FHA loans, by contrast, require a minimum down payment of 3.5%, while USDA loans demand none.
7301 Southwest 57 Court, Suite 515, South Miami, FL, 33143
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We thrive on the success and satisfaction of our clients. We will find you the best solution to meet your needs
Amerant Bank, N.A., one of the largest community banks headquartered in Florida, is a wholly-owned subsidiary of Amerant Bancorp Inc. (NASDAQ: AMTB and AMTBB).
For over 40 years, the Bank has developed strong community relationships, always adapting to our customers' lives and specific needs, in a dynamic and positive way.
Intercredit Bank, N.A. is a Florida-based bank founded in 1992 as a result of the purchase of a Miami community bank. We are a full service commercial and consumer financial institution providing high quality banking services to our clientele. The Bank is a National Association supervised by the Office of the Comptroller of the Currency.
City National Bank of Florida (CNBFL) is the financial institution to which Floridians have turned for 75 years. With more than $20 billion in assets, CNBFL is one of the largest financial institutions based in the state. City National Bank of Florida is a subsidiary of Chilean bank, Banco de Credito e Inversiones (Bci).
400 University Drive, 3rd Floor, Coral Gables, FL, 33134
Founded in 1984, Home Financing Center is the largest independently owned and operated mortgage lender in South Florida. Our company has focused on providing exceptional service to customers – through the ups and downs of the nation’s real estate cycle – and we continue to grow our share of the market.
The Tabares team has more than 45 years of experience combined, in assisting clients with homeownership. With licensed loan officers that are approved to work with the Down Payment Assistance for First Time Home Buyer in South Florida. We specialize in home loans, especially First Time Home Buyers.
MAC Financial Group LLC. is a full-service Florida mortgage broker. MAC originates loans through various channels and transaction types. Specializing in a variety of loan programs for purchase and refinance such as conforming, jumbo, and government products. MAC is led by a senior management team that consists of mortgage banking professionals.
147 Alhambra Circle, Suite 131, Coral Gables, FL, 33134
At First Quality Lending, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options