USDA Vs. FHA your options comparison in La-Marque, Galveston County, TX
In 2026, the USDA loan limit within La-Marque, situated in Galveston county, TX, is $285,000. For a single-family home, the FHA limit caps at $356,362.
Utilize Lendersa®'s USDA loan calculator to weigh today's USDA against FHA best rates and ascertain the income, credit, reserves, and documents necessary for qualification. With our cutting-edge mortgage calculator, you can place USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which program in suits your financial needs best.
2026 Loan Limits and Downpayment Requirements in La-Marque, Galveston, TX
Loan Type
Loan Limit
Down Payment
USDA
$285,000
None
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Alternatives in La-Marque, TX
Lendersa® is committed to helping you find the most suitable USDA or FHA loan quickly and easily. Choose from one of three starting options that connect you to matching lenders and USDA loan programs.
A USDA home loan, underwritten by the government Department of Agriculture—also known as a USDA rural development loan or mortgage—is available exclusively in rural regions. FHA loans, by contrast, require a minimum down payment of 3.5%, while USDA loans demand none.
We specialize in Purchase mortgages, refinances and Reverse Mortgage. We are also very familiar with the uniqueness of coastal properties and Jim Davis, Owner of Cash Mortgage Services, has over 30+ years experience in the Mortgage Industry and also We offer great rates and lightning fast service Conventional Loans Home Equity Loan and more.
Coastal Community Federal Credit Union began in 1957 when employees of the Galveston Fire Department decided to form Galveston Firemen’s Federal Credit Union. In 1973, the name was changed to City of Galveston Federal Credit Union to allow all city employees of Galveston to join. Then in 1991
MNB is a Galveston-based community bank, providing personal & business banking services, as well as trusts & investments, to clients in 19 locations in Texas. MNB is one of the largest privately owned banks in Texas with assets exceeding $1 billion as of Dec. 31, 2014. Founded in 1907, MNB serves clients in the Galveston, Fort Bend, Harris counties
HomeTown Bank, National Association, on April 19, 1999, to accommodate expansion away from Galveston Island. The Bank's deposit accounts are insured under the Federal Deposit Insurance Act up to applicable limits. The Bank is a member of the Federal Reserve System and the Federal Home Loan Bank.
Loan Ranger Capital is one of the few locally owned and operated direct hard money lenders in Texas and know the local real estate markets intimately.
Houston Home Flips is here to meet all of your private lending needs. From fix and flips to ground up construction, we have loan for you. As a leader in Texas hard money loans, we’re confident in
2600 South Shore Blvd, Suite 300−79, League City, TX, 77573
Lends in Texas
Our loan programs include FHA, VA, USDA, FNMA, FHLMC, Jumbo, HECM, Self Employed, Investment and many more. I'll help you find the best program for you and your families needs.
From fast, custom digital quotes to a completely streamlined online loan application and approval process, you can get your money and do what you want with it
2450 South Shore Blvd, Suite 301, League City, TX, 77573
Lends in Texas
American Homestar Mortgage is a proud member of the American Homestar Corporation, celebrating 50 years in business. We are committed to providing you the best-in-class service from the initial application all the way to closing day! Our dedicated team is here to help you every step of the way.
More than a financial institution, AMOCO Federal Credit Union offers financial products and services paired with expert advice to help our members make the right financial decisions. We have over 215 valued employees who are dedicated to serving the financial needs of our members, which is what we’re all about.
Helping Heroes Buy Homes has many programs to help parties within Real Estate Investment. Vast program diversification for all types of clients for approval of financing. Every client has different needs and may not qualify for all programs. Check with your loan consultant about your options.
