USDA and FHA Pro and Con in La-Marque, Galveston County, TX
In 2025, the USDA loan limit within La-Marque, situated in Galveston county, TX, is $285,000. For a single-family home, the FHA limit caps at $356,362.
Utilize Lendersa®'s USDA loan calculator to weigh today's USDA against FHA best rates and ascertain the income, credit, reserves, and documents necessary for qualification. With our cutting-edge mortgage calculator, you can place USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which program in suits your financial needs best.
2025 Loan Limits and Downpayment Requirements in La-Marque, Galveston, TX
Loan Type
Loan Limit
Down Payment
USDA
$285,000
None
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Alternatives in La-Marque, TX
Lendersa® is committed to helping you find the most suitable USDA or FHA loan quickly and easily. Choose from one of three starting options that connect you to matching lenders and USDA loan programs.
A USDA home loan, underwritten by the government Department of Agriculture—also known as a USDA rural development loan or mortgage—is available exclusively in rural regions. FHA loans, by contrast, require a minimum down payment of 3.5%, while USDA loans demand none.
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