USDA Vs. FHA your options comparison in Garden-Ridge, Comal County, TX
In 2025, USDA loan limit in Garden-Ridge, county of Comal, TX is $322,900 while FHA limit is $403,650 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Garden-Ridge, county of Comal, TX
Loan Type
Loan Limit
Down payment
USDA
$322,900
0%
FHA
$403,650
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in Garden-Ridge, TX
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
We are a community bank dedicated to building sustainable communities, businesses and producers. Our brand promise, "More Options, More Service, More Willing, " underpins everything we do. Through exceptional service and expertise, we facilitate small business growth, enable agri-business clients to conduct complex and profitable operations.
Aflac Federal Credit Union We are proud to offer membership to the AFLAC employees and to those licensed to sell insurance through AFLAC and also We offer a diverse range of exclusive products and solutions at affordable prices. We pride ourself on providing high quality products and offer a quality guarantee on all items.
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The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
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