USDA VS FHA in Garden-Ridge, Comal County, TX

In 2025, the USDA loan limit for Garden-Ridge in Comal, TX is $322,900, while the FHA limit for a single-family home is $403,650.

Utilize Lendersa®'s USDA loan calculator to evaluate and compare today's leading USDA and FHA rates, along with the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, so you can choose the best program for your financial circumstances in .

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2025 Loan Limits and Down payment Requirements in Garden-Ridge, Comal, TX

Loan Type Loan Limit Down Payment
USDA $322,900 0%
FHA $403,650 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Garden-Ridge, TX

Lendersa® aims to quickly and easily secure the best USDA or FHA loan for you. Select from three starting points, leading you to lenders that match USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in TX?

A USDA home loan is backed by the Department of Agriculture, known also as a USDA rural development loan or mortgage, exclusively available in rural areas. Unlike FHA loans demanding a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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