During 2026, the USDA loan limit in Live-Oak, county of Bexar, TX, is set at $322,900. For a single-family home, the FHA limit is $403,650.
Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA rates, determining the income, credit, reserves, and documents you'll need to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, helping you decide which program is most suitable for your financial situation in
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| Loan Type | Loan Limit | Down payment |
| USDA | $322,900 | 0% |
| FHA | $403,650 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to secure the best possible USDA or FHA loan for you promptly and without hassle. Select one of three starting points to connect with matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also referred to as a USDA rural development loan, is available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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