USDA and FHA Pro and Con in Live-Oak, Bexar County, TX

During 2026, the USDA loan limit in Live-Oak, county of Bexar, TX, is set at $322,900. For a single-family home, the FHA limit is $403,650.

Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA rates, determining the income, credit, reserves, and documents you'll need to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, helping you decide which program is most suitable for your financial situation in .

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2026 Loan Limits and Down Payment Requirements in Live-Oak, County of Bexar, TX

Loan Type Loan Limit Down payment
USDA $322,900 0%
FHA $403,650 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Live-Oak, TX

Lendersa® aims to secure the best possible USDA or FHA loan for you promptly and without hassle. Select one of three starting points to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in TX

A USDA home loan, guaranteed by the Department of Agriculture, also referred to as a USDA rural development loan, is available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Live-Oak Lenders

  • GROVE MORTGAGE HOME LOANS
  • 11405 Forest Shower, San Antonio, TX, 78233
  • Lends in Texas
  • Grove mortgage home loan be the premier mortgage provider in Texas, and your home mortgage solution. Our mortgage specialists place clients at the center of everything, exceeding expectations and building relationships that last a lifetime. We do what is right for the client by providing honest and reliable information.

  • Jefferson Bank
  • 1777 Northeast Loop 410, San Antonio, TX, 78217
  • Lends in Texas
  • Jefferson Bank is a family-owned bank serving communities in San Antonio and surrounding areas in the Texas Hill Country. Through the years, Jefferson Bank has created an elite team of highly skilled, family oriented and civic-minded individuals who contribute to the Bank continuing success.

  • Randolph-Brooks Federal Credit Union
  • PO Box 2247, Universal City, TX, 78148
  • Lends in Texas
  • We are committed to helping our members save time, save money and earn money. Our team of dedicated professionals is here to help you achieve your goals and build a strong financial future. Randolph-Brooks Federal Credit Union is focused on helping members save time, save money and earn money.

  • VALUE FUNDING INCORPORATED
  • 126 Lanark Drive, San Antonio, TX, 78218
  • Lends in Texas
  • ValueFunding.Net offers the most complete types of loan programs to be found on the web. Our staff has many years of experience in areas of specialization from our select list.. View the many programs offered on the loan programs page. Access our loan application section to have your commercial and residential funding requirements met

  • Triton Group at Legacy Mutual Mortgage
  • 3820 Farm to Market Road 3009, Suite 148, Schertz, TX, 78154
  • Lends in Texas
  • Triton Group Specializes in doing FHA, VA, Conventional, and USDA Home Loans for those looking to purchase a Primary Residence. Additionally we offer Conventional Secondary, and Investment Home Loans along with One time and Two time Construction Loans with no money down to those who qualify. and its lower interest rate on your current mortgage

  • Firstmark Credit Union
  • 2023 Gold Canyon Drive, San Antonio, TX, 78232
  • Lends in Texas
  • In 1932, during the Great Depression, ten teachers agreed to establish a credit union to serve educators. San Antonio Teachers Credit Union (SATCU), the first state-chartered credit union in San Antonio, was born and proudly served members under that name for 70 years. In 2002, SATCU became Firstmark Credit Union.

  • Lone Star Capital Bank, National Association
  • 150 N Loop 1604 East, San Antonio, TX, 78232
  • Lends in Texas
  • Lone Star Capital Bank (LSCB) is headquartered in San Antonio, Texas. LSCB’s formation was completed when Clear Lake National Bank and Mission Bank merged into one, and the new bank began operations on June 1, 2003. On September 30, 2012, LSCB completed its acquisition of Cattleman’s National Bank, headquartered in Johnson City, Texas.

  • All About Texas Vet Loans
  • 211 N. Loop 1604 E, Suite 260, San Antonio, TX, 78232
  • Lends in Texas
  • We are a Mortgage Banking firm, not a Mortgage Broker. The biggest single difference is that Mortgage Banking firms lend their own money. Mortgage Brokers assemble your information, then go out on the open market and place your file in someone else’s hands. We never lose control of your file, because we never give your file to anyone else.

  • Megamerica Mortgage Group, INC
  • 17020 San Pedro, San Antonio, TX, 78232
  • Lends in Texas
  • Megamerica Mortgage Group, Inc. operates as a full service mortgage broker and correspondent lender. Megamerica was founded in 1994 by Ron Wakefield as a vehicle for mortgage brokers and loan officers to increase their profits by going into business for themselves, yet still having the benefits of a larger company.