For 2026, the USDA loan limit in Waller, located in Waller county, TX, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Take advantage of the Lendersa® USDA loan calculator to measure today’s USDA against FHA rates, checking the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding you in selecting the best program for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Waller, TX County
Loan Category
Limit
Minimum Down
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Waller, TX
The goal of Lendersa® is to swiftly and efficiently connect you with the best USDA or FHA loans available. Select one of three steps to find lenders and USDA loan programs that match your needs.
A USDA home loan, also known as a rural development loan or USDA mortgage, is insured by the Department of Agriculture and is unique to rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no initial payment.
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