USDA Loan Vs. FHA loan for Waller, TX 2025

For 2025, the USDA loan limit in Waller, located in Waller county, TX, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Take advantage of the Lendersa® USDA loan calculator to measure today’s USDA against FHA rates, checking the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding you in selecting the best program for your financial situation in .

Options for USDA and FHA Loans in Waller, TX

The goal of Lendersa® is to swiftly and efficiently connect you with the best USDA or FHA loans available. Select one of three steps to find lenders and USDA loan programs that match your needs.

Understanding USDA Loans in TX

A USDA home loan, also known as a rural development loan or USDA mortgage, is insured by the Department of Agriculture and is unique to rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no initial payment.

Get top 10
USDA LENDERS
customized to yout needes

(801) 392-4877 Lender's profile and map Reviews Education First Credit Union 1250 Country Hills Drive, Ogden, UT, 84403 Education First Credit Union has been dedicated to serving the Ogden Community for over 76 years and we are not about to stop now. Our customer service is our most prided asset shows in the happiness of our members. You could be one of these member too! Come join our Credit Union FAMILY
(801) 476-4242 Lender's profile and map Reviews USA Cash Services 1752 Combe Rd, Suite 1, Ogden, UT, 84403 We opened our first store in 1995. In 2001, we made our loans even more convenient by offering them online. We have expanded into multiple states and currently have many locations to better serve our customers. With USA Cash Services you can be confident you are working with a trustworthy company. We are a direct lender.
(801) 399-9728 Lender's profile and map Reviews Ascent Credit Union 4140 Harrison Blvd, Ogden, UT, 84403 We are in the business of helping members achieve financial success. We take seriously our role as consultants & educators & work hard to provide the best services and rates. We offer a variety of online & mobile technologies that provide tremendous benefits for members. We operate four branches: Ogden, Roy, North Ogden & Weber State University.
(801) 589-7788 Lender's profile and map Reviews Intercap Lending 5926 S. Fashion Pointe Dr, Suite 110, South Ogden, UT, 84403 Look no further! You have found Northern Utah’s one-stop resource for all your mortgage financing needs. My philosophy is simple: client-focused. You are top priority throughout the loan process. You are the reason why I am in business. My goal is to give you the right loan at the right rate to meet your financial and equity objectives for life.
(801) 627-8888 Lender's profile and map Reviews Village Mortgage, Inc. 3852 South Washington Boulevard, Ogden, UT, 84403 Village Mortgage We are a local independent mortgage broker and have been for two decades. We focus on giving you more options. How does having more options help you? A more extensive selection of programs means we can find a mortgage that fits you, not the other way around. All the while getting you what matters most; the lowest rate.
(801) 388-5888 Lender's profile and map Reviews Talon Loans, LLC 920 Chamber St, Suite 11, Ogden, UT, 84403 Talon Loan LLC is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(801) 627-8700 Lender's profile and map Reviews Wasatch Peaks Credit Union 4723 Harrison Blvd, Ogden, UT, 84403 Wasatch Peaks Credit Union, our mission is simply stated; yet, it is the root of all we do: Exceeding expectations one member at a time and offers the following products and services: Auto/Boat/RV/ATV Loans, Mortgage Loans, Home Equity Loans/Lines of Credit, Visa® Credit Cards, Savings, CDs/IRAs, FREE Checking, Online Banking.
(801) 621-4550 Lender's profile and map Reviews Goldenwest Credit Union 5025 South Adams Avenue, South Ogden, UT, 84403 Goldenwest is among the largest credit unions in Utah, holding $2.3 billion dollars in assets. As a not-for-profit financial cooperative, Goldenwest is owned by its 153, 000+ members. Based in Ogden since it was founded in 1936, the credit union operates 43 branches from Logan to St George, including the USU Credit Union Division in Cache Valley.
(801) 813-1600 Lender's profile and map Reviews The First National Bank of Layton 12 South Main Street, Layton, UT, 84041 At First Community Bank, we don't aspire to a vision of transacting business. We aim for transforming lives. Everything we do as a bank goes towards helping our customers become empowered and succeed financially. When you bank with First Community, your banker is more than just a face in the crowd.
(801) 589-1111 Lender's profile and map Reviews Finance With Steve 1133 N Main St, Suite 150, Layton, UT, 84041 Steve have been Home Mortgage Loans expert in Utah, doing home loans since 1996. He have the experience to walk you through any issues, concerns or circumstance. Steve can help you if you've had a bankruptcy, or foreclosure and He can show you how to easily become a real estate investor.
(801) 550-9030 Lender's profile and map Reviews IntroLend Utah 579 Heritage Park Blvd, Suite 201, Layton, UT, 84041 At IntroLend™ our mission is to greatly simplify the application, pre-approval and shopping phase of the housing finance process. Core to our value and services is to ensure that every client receives a competitive bid from multiple local and top-ranked mortgage and personal finance professionals.
(801) 888-3681 Lender's profile and map Reviews Salt Creek Mortgage LLC 377 North Main Street, Layton, UT, 84041 Helping clients achieve their dream of home ownership is one of the greatest rewards of being a Mortgage loan officer. With over 12 years of experience in the Mortgage Industry, Todd Heath take his passion for helping others to a reality. As a Mortgage Professional, Todd committed to providing transparency to my clients.