FHA Vs. USDA loan program for Hidalgo, Hidalgo County, Texas

As of 2025, the loan limit for USDA in Hidalgo, which is in the county of Hidalgo, TX, is $336,500. Meanwhile, the FHA loan cap for a single-family home is $472,030.

You can use the Lendersa® USDA loan calculator to assess and compare today’s top USDA and FHA rates, determining the required income, credit ratings, reserves, and necessary documents for eligibility. Our sophisticated mortgage calculator provides a side-by-side analysis of USDA, FHA, Conforming, and VA options, helping you decide which program in best matches your financial picture.

Exploring USDA and FHA Loan Options in Hidalgo, TX

Lendersa®'s mission is to connect you with an ideal USDA or FHA loan swiftly and seamlessly. Choose one of three starting points to align with matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in TX

A USDA home loan is backed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, and it is only offered in rural areas. Unlike FHA loans, requiring a down payment of at least 3.5%, a USDA mortgage demands no down payment whatsoever.

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(509) 495-2000 Lender's profile and map Reviews Avista Credit Union 1411 East Mission Avenue, Spokane, WA, 99202 Avista Corp. Credit Union has been around since 1934. The Credit Union was formed to provide rates of interest for savings accounts and low rates on loan products. We are a nonprofit entity overseen by a 12 member Board of Directors made up of current employee’s and retirees. The Credit Union’s sole purpose is to make our members' financial situati
(844) 663-8711 Lender's profile and map Reviews Modus Mortgage 140 S Arthur St, Suite 506, Spokane, WA, 99202 We've had the pleasure of serving you as K Loans since 2013, and we're looking forward to continue helping you achieve your home goals as Modus Mortgage (NMLS# 1028232). Don't worry though, only the name is changing. Whether you're buying or refinancing your home, need a pre-approval letter or have questions about the home loan process.
(509) 943-5676 Lender's profile and map Reviews HAPO Community Credit Union 601 Williams Blvd, Richland, WA, 99354 HAPO, our primary focus is to offer products and services that provide value to our members through all life stages—banking solutions that are easy and convenient. We also strive to give back to the communities we serve through sponsorships, donations, and volunteerism. Community is our middle name after all
(860) 295-8000 Lender's profile and map Reviews Ryan Mortgage LLC 11 South Main Street, Marlborough, CT, 06447 "Ryan Mortgage LLC We’ll work with you to provide financing that best suits your needs. It’s important to us that you fully understand the transaction. Our loan consultants will take plenty of time to explain all aspects of the loan. Our goal is to put you in the home of your dreams while taking care of your long term financial health."
(509) 328-2900 Lender's profile and map Reviews Canopy Credit Union PO Box 2519, Spokane, WA, 99220 At Canopy Credit Union we know you have ﬁnancial dreams. Your dream may be to purchase your ﬁrst home, pay for college, get out of debt, or buy a new car. Whatever it is we can help you reach it. You deserve to work with experts who believe in your dream, give you the best advice possible , and never sell you something you don’t need.
(509) 340-5300 Lender's profile and map Reviews Northwest Farm Credit Services 2001 South Flint Road, Spokane, WA, 99220 We're a financial cooperative providing financing & related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners and crop insurance customers in Montana, ID, Oregon, Washington and Alaska. Northwest FCS is a member of the nationwide Farm Credit System that supports agriculture & rural communities.
(860) 292-2940 Lender's profile and map Reviews Windsor Locks Federal Credit Union 516 Spring Street, Windsor Locks, CT, 06096 Windsor Locks Federal Credit Union is a locally based, community chartered federal credit union serving Hartford County. That means anyone who lives, works, worships, or goes to school in any of the towns of Hartford County and their immediate family members are eligible to open an account at the Credit Union.
(509) 483-9416 Lender's profile and map Reviews Safeway Federal Credit Union 529 E North Foothills Drive, Spokane, WA, 99207 At Safeway FCU, we are a place where family and financials intersect. We strive to be a familiar and safe establishment for you to invest, borrow, and grow. Bring the family and let’s get started Safeway Federal Credit Union exists solely for the benefit of our member/owners. • To continue building long-term value for our members through capital
(509) 922-4560 Lender's profile and map Reviews Brazington Mortgage LLC 3114 E. Marietta, Spokane, WA, 99207 When you contact Brazington Mortgage, LLC you get to deal with the owner directly. Stan Brazington will act as your loan officer, loan processor. underwriter and funder. Stan has in excess of 39 years experience underwriting and funding private money loans. Brazington Mortgage LLC specializes in Private Money, great service, low closing costs.
(800) 788-4578 Lender's profile and map Reviews Washington Trust Bank 717 W. Sprague, Spokane, WA, 99201 Washington Trust Bank has strived to provide quality service and financial stability for our customers. Four generations of Stanton family leadership later, we continue to focus on integrity and commitment to community.As the oldest and largest privately-held commercial bank in the Northwest
(509) 458-2265 Lender's profile and map Reviews Wheatland Bank 222 N Wall St, Suite 100, Spokane, WA, 99201 Wheatland Bank, a locally owned community Bank with a regional footprint, is nationally recognized as one of the strongest Banks in the nation. With decades of experience in providing customized Banking services to businesses throughout eastern and central Washington, Wheatland Bank stands ready to help make your vision a reality.
(509) 710-2227 Lender's profile and map Reviews Jack Tenold LLC 203 N Washington, Suite 200, Spokane, WA, 99201 Jack Tenold will put his 26 years of experience to work for your benefit & he considers it a privilege to work with senior homeowners & their families. Getting information or applying for a reverse mortgage does not have to be an ordeal. It is easy to apply in person or over the phone. You can trust that Jack will always put your interests first.