As of 2026, the loan limit for USDA in Hidalgo, which is in the county of Hidalgo, TX, is $336,500. Meanwhile, the FHA loan cap for a single-family home is $472,030.
You can use the Lendersa® USDA loan calculator to assess and compare today’s top USDA and FHA rates, determining the required income, credit ratings, reserves, and necessary documents for eligibility. Our sophisticated mortgage calculator provides a side-by-side analysis of USDA, FHA, Conforming, and VA options, helping you decide which program in
Examine loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa®'s mission is to connect you with an ideal USDA or FHA loan swiftly and seamlessly. Choose one of three starting points to align with matching lenders and suitable USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, and it is only offered in rural areas. Unlike FHA loans, requiring a down payment of at least 3.5%, a USDA mortgage demands no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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