USDA Loan Vs. FHA loan pro & con Lopezville, Hidalgo County, TX

In 2025, the USDA loan limit in Lopezville, which is located in the county of Hidalgo, in the state of TX, is currently set at $336,500. In comparison, the FHA limit for a single-family home is set at $472,030.

Utilize the Lendersa® USDA loan calculator to effectively compare the best rates of USDA versus FHA loans available today. Determine the income, credit standing, reserves, and documentation required to be eligible. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans to help decide which program in best suits your specific financial situation.

Options for USDA and FHA Loans in Lopezville, TX

The primary objective of Lendersa® is to ensure you swiftly receive the best USDA or FHA loan possible, with minimal complications. Choose one of the three starting points to find matching lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results imagery

Understanding USDA Loans in TX

A USDA home loan is one that is guaranteed by the Department of Agriculture. Known as a USDA rural development loan or a USDA mortgage, it is accessible only in rural areas. Contrarily, while FHA loans require at least a 3.5% down payment, USDA loans need no down payment at all.

Get top 10
USDA LENDERS
customized to yout needes

(877) 698-3278 Lender's profile and map Reviews Bank of Springfield 3400 Wabash Ave, Springfield, IL, 62711 BOS is a bank and financial services provider with branches in Springfield, Chatham, Jacksonville, Quincy, Staunton, Glen Carbon, Swansea, and Shiloh, Illinois and Brentwood, Missouri. Visit our website for a full list of locations and hours. https://www.bankwithbos.com/locations.php
(217) 993-6260 Lender's profile and map Reviews Prairie State Bank and Trust 3751 W Wabash, Springfield, IL, 62711 Prairie State Bank & Trust is a community Bank with over $700 million in total assets, over 150 employees and 20 Bank locations throughout central Illinois. Prairie State Bank & Trust is the successor to a group of smaller community Banks acquired as early as 1968. We merged these Banks together over the past 20 years.
(888) 821-7729 Lender's profile and map Reviews BancMac/Community Banc Mortgage Corp 3200 W Iles Ave, Springfield, IL, 62711 Our commitment is to your success and that of your customers. That's why we offer a professional sales and service network designed to move your business forward by generating quick fundings, offering the most innovative products and programs and working with you to provide fast answers, fast decisions and fast purchases.
(217) 787-3100 Lender's profile and map Reviews Town and Country Bank 3601 W. Wabash Ave., Springfield, IL, 62711 At Town and Country, you’ll work with dependable, local mortgage professionals who put years of experience to work in order to assist you in getting into the home of your dreams. Our intimate knowledge of Central Illinois real estate is essential to finding a custom mortgage loan to fit your needs.
(407) 567-2290 Lender's profile and map Reviews Seaside National Bank and Trust 820 A1A North, Ponte Vedra Beach, FL, 32082 Seaside is a Florida based full-service financial institution capable of handling all of your private and commercial banking, wealth management and insurance needs. But we go one step further – by providing dedicated, client-focused service. We offer the broad, sophisticated products of a large regional bank
(904) 280-9600 Lender's profile and map Reviews Dolphin Home Mortgage Inc 2308 Sawgrass Village Drive, Ponte Vedra Beach, FL, 32082 Dolphin Home Mortgage are your premier mortgage team located in Ponte Vedra Beach, Florida. Dolphin Home Mortgage offers some of the most competitive rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the State of Florida.
(904) 654-1733 Lender's profile and map Reviews MTR Funding LLC 2407 Brittany Court, Ponte Vedra Beach, FL, 32082 We are wholesale to the Public. No one else comptetes with this. We have no lender fees whatsoever. The only fees you will have is what the title company charges you and taxes and insurance. Owner Michael Riley have 30 years experience and I have closed thousands of Mortgage Loans.
(904) 686-1293 Lender's profile and map Reviews Navigator Mortgage Inc 183 Landrum Lane, Suite 203 B, Ponte Vedra Beach, FL, 32082 Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(757) 618-7534 Lender's profile and map Reviews OVM Financial, Inc 822 Florida A1A, Ponte Vedra Beach, FL, 32082 OVM Financial is an independently owned and operated retail mortgage lender serving VA, NC, SC, GA, TN, MD, and FL with plans for continued expansion in new markets. We have several branches and satellite office locations with the bulk of our operations team located at our corporate headquarters in Virginia Beach For four years running.
(217) 452-3041 Lender's profile and map Reviews Petefish, Skiles & Co. 102 West Beardstown Street, Virginia, IL, 62691 On August 1st, 1870, the private banking firm of Petefish, Skiles & Co. Bank opened its doors for business in Virginia, IL. Samuel H. Petefish, Ignatius Skiles and Jacob Epler, all prominent local businessmen, started the firm with Richard Elliott as cashier. Mr. Epler retired after the first year and George Virgin was admitted to the firm.
(217) 857-3166 Lender's profile and map Reviews Teutopolis State Bank 106 East Main St., Teutopolis, IL, 62467 Since our inception on October 4th 1913, Teutopolis State Bank has been a fixture on Main Street in Teutopolis, Illinois. Over the years, we have helped local businesses, individuals, and families develop, grow, and sustain prosperity through our wide range of financial services.
(801) 891-8591 Lender's profile and map Reviews Boom Mortgage LLC PO Box 2004, Saint Augustine, FL, 32085 Our mission at Boom Mortgage is to assist americans in achieving the dream of home ownership. We set out to make the loan process simple for all of our clients. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products investment tools, mortgages and best of all quality service.