USDA Vs. FHA your options comparison in Pharr, Hidalgo County, TX
In the year 2025, the USDA loan limit for Pharr, county of Hidalgo, TX, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate the top USDA versus FHA rates today, determining the necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side to select the best program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Pharr, County of Hidalgo, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Pharr, TX
The aim of Lendersa® is to provide you with the best USDA or FHA loan swiftly and without hassle. Select one of three routes connecting you to relevant lenders and USDA loan programs.
A USDA home loan is guaranteed by the Department of Agriculture, commonly called a USDA rural development loan, and is available only in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment.
Comerica Incorporated (NYSE: CMA) is a financial services company headquartered in Dallas, Texas, strategically aligned by the Business Bank, the Retail Bank, and Wealth Management. The Business Bank provides companies of all sizes with an array of credit and non-credit financial products and services
2301 Cedar Springs Road, Suite 200, Dallas, TX, 75201
Revere Capital brings institutional execution to the middle market real estate space. The principals have over $3 billion of real estate transaction experience across private equity, real estate investment banking & workouts. This experience, coupled with discretionary balance sheet capital, allows us to lend on and acquire completed transactions.
325 North St. Paul Street, Suite 3100, Dallas, TX, 75201
At GenWealth Capital Commercial, we believe that building strong client relationships is incredibly important. We do this by educating our Clients during the review process and providing information on real estate trends and topics. Education and transparency are keys to making real estate funding an efficient process.
1919 McKinney Avenue, Suite 100, Dallas, TX, 75201
AsertaLoans is a mortgage brokerage company, founded to make the homebuying process easier for homeowners with super low rates. With AsertaLoans, you fill out just one application with one Mortgage Loan Officer, then we check with several wholesale lenders to bring you the lowest rate. This means lower monthly payments for homeowners.
Waterloo Mortgage Everyday all across the great State of Texas we are working to help families realize the American dream. We provide specialized home-buying and refinancing services, and our approach is focused on addressing their needs and financial situations throughout the entire real estate financing process.
Benchmark Commercial Lending was founded with the simple objective of helping businesses grow, while giving investors and Lending Partners above market returns. We believed that both objectives could support each other and We understand that the traditional bank is your cheapest, but often most difficult, source of capital with which to operate and
Cosden Employees FCU first charter was in Fort Worth, Texas in 1936. The first charter was a credit union to serve the employees and families of employees of the Cosden Refinery in Big Spring, Texas. A few years after starting in Fort Worth Cosden Employees Credit Union moved to Big Spring to improve service to the employees of the refinery.
Webb Air Force Base Federal Credit Union was chartered to serve the employees and the family members of Webb Air Force Base here in Big Spring, Texas. After the base closed, our charter was converted into a community credit union. It was at that time, in 1978, that we changed our name to Citizens Federal Credit Union.
Chartered in January 1909, The State National Bank opened for business on March 1st of that year at 204 Main Street. The original bank was organized as The First State Bank of Big Spring and in 1924, converted to a national bank charter, with the bank being renamed The State National Bank of Big Spring
Mesquite Credit Union is incorporated under the laws of the State of Texas and under state law is subject to regulatory oversight by the Texas Credit Union Department.
State chartered credit unions are regulated by their state credit union department. The NCUA administers the federal insurance fund, NCUSIF, which covers all federal credit unio
