USDA Loan Vs. FHA loan pro & con for Pharr, Hidalgo County, TX

In 2025, USDA loan limit in Pharr, county of Hidalgo, TX is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Pharr, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(888) 363-1725 1606 miles Lender's profile and map Reviews San Mateo Credit Union PO Box 910, Redwood City, CA, 94064 Founded in 1952, San Mateo Credit Union remains committed to helping members achieve financial health. This simple mission has allowed us to grow—our asset size now exceeds $1 billion and we're home to more than 100, 000 members—but we will never outgrow that purpose. Membership is open to anyone who lives, works, worships
(510) 481-8400 1607 miles Lender's profile and map Reviews Village Properties & Associates 15845 Channel St San, San Lorenzo, CA, 94580 Village Properties work under an experienced licensed broker/owners Sam & Jessica Medina. They are high caliber professionals with extensive experience and knowledge about our local real estate market. Our agents come from diverse backgrounds but all are dedicated to providing the highest quality service to our clients.
(877) 242-3379 1607 miles Lender's profile and map Reviews WBG Commercial Lending 488 Montchanin Rd, Montchanin, DE, 19710 WBG Commercial Lending specializes in Commercial Mortgage loans for commercial real estate including owner occupied and investment properties we offer loans of all types. WBG Commercial Lending provides commercial real estate loan solutions in Delaware, Pennsylvania, Maryland, Ohio, New Jersey ,New York and most other states.
(208) 634-1000 1607 miles Lender's profile and map Reviews Idaho First Bank 475 Deinhard Ln, McCall, ID, 83638 Idaho First Bank is a Bank with operations in fifty states. Idaho First Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, reverse, construction, credit-challenged borrower, zero down mortgage, physician loans and Good Neighbor Next Door Program mortgages
(800) 237-7288 1607 miles Lender's profile and map Reviews Members 1st Federal Credit Union 516 East Lancaster Avenue, Reading, PA, 19607 Since 1950, we’ve been in the business of helping our members plan for the future, cultivate smarter habits, and afford more of the things they love. Starting with a small desk and small counter outside the personnel office at the Naval Supply Depot in Mechanicsburg, PA, we’ve now grown to over 50 branches across 7 counties.
(570) 546-2211 1607 miles Lender's profile and map Reviews The Muncy Bank and Trust Company 2 N Main Street, Muncy, PA, 17756 The Muncy Banking Company opened its doors on November 1, 1893 and was the direct result of a few Muncy businessmen under the leadership of Lewis S. Smith. Smith, one of Muncy's most successful store owners, could see the need to maintain two banks in the community. One of Muncy's two banks had recently ceased to exist.
(570) 546-2333 1607 miles Lender's profile and map Reviews PALCO Federal Credit Union 191 Chad Road, Muncy, PA, 17756 PALCO is a member-owned, not-for-profit financial cooperative. Members help members by pooling their money, which PALCO is then available to lend to their fellow members. PALCO's income, after expenses and reserves, is returned directly to members in the form of lower rates on loans, higher dividends on savings, and many no-fee services.
(302) 654-0818 1607 miles Lender's profile and map Reviews Wilmington Police and Fire Federal Credit Union 1701 Shallcross Avenue, Suite B, Wilmington, DE, 19806 The Wilmington Police & Fire Federal Credit Union is member-owned and directed organization dedicated to providing financial services to its members. We aspire to be your primary financial institution, providing an array of lifetime financial services to you & your family. We will provide efficient and accurate services in a cost justified manner.
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(888) 294-4430 1607 miles Lender's profile and map Reviews impacthom 1801 Oakland Blvd, Suite 315, Walnut Creek, CA, 94596 Impact Home Loans Inc. dba Easy Low Rate is licensed by "CA Department Real Estate. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits Jess Kalra Co-Founder, Executive Vice President