USDA Vs. FHA Pro and Con comparison in San-Juan, Hidalgo County, TX

In 2025, within San-Juan, Hidalgo county, TX, the USDA loan limit is set at $285,000. In comparison, the FHA cap for a single-family home is $356,362.

Use the Lendersa® USDA loan calculator to compare today’s leading USDA versus FHA rates. This will help you determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best program in for your financial scenario.

Explore loan offers from 100 different lenders

2025 Loan Limits and Downpayment Requirements in San-Juan, County of Hidalgo, TX

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in San-Juan, TX

The goal at Lendersa® is to help you effortlessly obtain the best USDA or FHA loan. Choose one of three starting points to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan is guaranteed by the U.S. Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans, requiring a minimum 3.5% down payment, the USDA mortgage requires no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Mana capital investments
  • 10134 6th Street, unit F, Rancho Cucamonga, CA, 91739
  • Since 2000, Mana Capital Partners has provided many investors with millions of dollars of trust deed investments on California real property that provide high yields with acceptable risk. We have a tremendous amount of repeat business with many of our investors which illustrates Mana Capital Partners dedication to performing its service with integr
  • James Taverner, Mortgage Broker NMLS #1369773
  • 13295 Joliet Dr, Rancho Cucamonga, CA, 91739
  • My mission is to serve my customers with honesty, integrity and competence. My goal is to provide home loans to my clients while providing them with the lowest interest rates and closing costs possible. Furthermore, I pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • American First Financial
  • 12223 Highland Avenue, Suite 601, Rancho Cucamonga, CA, 91739
  • "At American First Financial and Realty is a full service Mortgage and Real Estate Company. We have had the privilege to work with the families of our commuinties for over 20 years. Providing a variety of Real Estate and Mortgage related services. We work with first time home buyers, investors, and small business'."
  • Casa Blanca Capital Lending
  • 13702 Santa Lucia Ct, Rancho Cucamonga, CA, 91739
  • Casa Blanca Capital Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Loan Source 1 Funding, Inc.
  • 5157 Bering Ct., Rancho Cucamonga, CA, 91739
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Celtic Bank
  • 268 South State Street, Suite 300, Salt Lake City, UT, 84111
  • Celtic Bank is a Bank with operations in fifty states. Celtic Bank offers numerous mortgage programs including jumbo, non-owner occupied, FHA and construction mortgages. Celtic Bank specializes in construction loans.Headquartered in Salt Lake City, Utah, Celtic Bank was named the 6th largest SBA lender in the nation for FY 2015.
  • Bonneville Multifamily Capital
  • 111 S. Main St, Suite 1600, Salt Lake City, UT, 84111
  • Bonneville Multifamily Capital has been a division of Bonneville Real Estate Capital (BREC), a full-service mortgage banking firm, since 2003. Since 1975 BREC has originated in excess of $6 billion in interim and long-term loans and sales on real property across the United States.
  • CPA Mortgage Services, LLC
  • 299 South Main Street, Suite 1300, Salt Lake City, UT, 84111
  • CPA Mortgage Services is a Mortgage brokerage firm created by a life long tax accountant. With over 26 years in the lending industry, along with a unique skill set in accounting, we are able to find the most suitable mortgage products for each client as they go through the mortgage process.
  • Stratify Lending LLC
  • 220 South 200 East, Suite 200, Salt Lake City, UT, 84111
  • Stratify Lending, our goal is to make the process seamless and enjoyable. Our mortgage professionals are experts on the wide array of mortgage products available to consumers. Our careful assessment process will help match you with the right product to meet your long-term financial goals