USDA and FHA Pro and Con in San-Juan, Hidalgo County, TX

In 2025, within San-Juan, Hidalgo county, TX, the USDA loan limit is set at $285,000. In comparison, the FHA cap for a single-family home is $356,362.

Use the Lendersa® USDA loan calculator to compare today’s leading USDA versus FHA rates. This will help you determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best program in for your financial scenario.

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2025 Loan Limits and Downpayment Requirements in San-Juan, County of Hidalgo, TX

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in San-Juan, TX

The goal at Lendersa® is to help you effortlessly obtain the best USDA or FHA loan. Choose one of three starting points to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan is guaranteed by the U.S. Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans, requiring a minimum 3.5% down payment, the USDA mortgage requires no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 1032 Wisteria Street, Alexandria, LA, 71301
  • Alexandria Municipal Employees Credit Union was first authorized to do business in 1951. The By-Laws of this State Chartered Credit Union were adopted at the first Board of Directors Meeting held on January 10th, 1951. Alexandria Municipal Employees Credit Union remains committed to the long-established ideals of the Credit Union Movement.
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  • 708 Jackson Street, Alexandria, LA, 71301
  • Our mission is to provide financial services that are beneficial to anyone who lives, works, worships, or attends school in Catahoula, Grant, LaSalle, Rapides, & Winn Parishes, Vernon Parish school employees, & Union Tank Car Company employees. Cenla Federal Credit Union is committed to serving our members.
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  • District 08 State Highway Employees Federal Credit Union, Charter No. 14651 came to it's being after an Organization Certificate was prepared and signed on October 12, 1961 and approval received on the 31st day of October 1961. District 08 Federal Credit Union was chartered under federal law.
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