In the year 2025, the USDA loan ceiling in Palestine, located in the county of Anderson, TX, stands at $336,500, while the FHA limit for a single-family residence is $472,030.
Leverage Lendersa®'s USDA loan calculator to weigh today's USDA and FHA prime rates, and discover the income, credit, reserves, and documentation required for qualification. Our sophisticated mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA programs to aid your decision on the best financial solution for you in .
2025 Loan Limits and Down Payment Requirements in Palestine, Anderson County, TX
Loan Type
Loan Cap
Down Payment
USDA
$336,500
None
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Palestine, TX
The objective of Lendersa® is to streamline your acquisition of an optimal USDA or FHA loan with minimal delay or complexity. Choose from three entry options to connect with lenders offering USDA loan packages.
A USDA home loan, endorsed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is tailored for rural areas and does not necessitate a down payment, unlike FHA loans which require a minimum of 3.5% down.
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