USDA and FHA Pro and Con in Madisonville, Madison County, TX

For 2025, in Madisonville, Madison county, TX, the USDA loan limit is $336,500, and for a single-family home, the FHA limit is $472,030.

The Lendersa® USDA loan calculator can assist in comparing the premier USDA and FHA rates available today, and help determine the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options alongside each other to assist in selecting the best program for your financial needs in .

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Loan Limits and Downpayment Details in Madisonville, Madison, TX for 2025

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Madisonville, TX

Lendersa®'s aim is to provide you with the most suitable USDA or FHA loan quickly and effortlessly. Choose from three starting points that connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in TX

A USDA home loan is backed by the government Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. Available exclusively in rural areas, this loan does not require a down payment, unlike FHA loans that need at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • A1 Mortgage Group LLC
  • 200 Northwest Executive Way, Lees Summit, MO, 64063
  • Our mission at A1 Mortgage is to present our customers with innovative financial solutions and superior service that will achieve their financial goals, while providing our employees the greatest opportunity for personal achievement. This in return will build a solid foundation for our company and a better future for our community.
  • Envista Credit Union
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  • VisionBank
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  • 6801 W. 107th St, Suite 106, Overland Park, KS, 66212
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