USDA and FHA Pro and Con in Crockett, Houston County, TX
In 2026, the loan limit for USDA in Crockett, located in Houston, TX, is set at $336,500. For a single-family home, the FHA loan limit is $472,030.
Try out Lendersa®'s USDA loan calculator to compare the best current rates between USDA and FHA loans. This will also help you ascertain the needed income, credit, reserves, and documents for qualification. Our enhanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loan options side by side, assisting you in selecting the ideal choice for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Crockett, County of Houston, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Crockett, TX
Lendersa® aims to quickly and effortlessly connect you with the best USDA or FHA loan. You can select one of three starting paths that link you to compatible lenders and USDA loan programs.
The USDA home loan is a government-guaranteed loan through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is exclusively available in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans have no down payment requirement.
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