USDA VS FHA in Crockett, Houston County, TX

In 2025, the loan limit for USDA in Crockett, located in Houston, TX, is set at $336,500. For a single-family home, the FHA loan limit is $472,030.

Try out Lendersa®'s USDA loan calculator to compare the best current rates between USDA and FHA loans. This will also help you ascertain the needed income, credit, reserves, and documents for qualification. Our enhanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loan options side by side, assisting you in selecting the ideal choice for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Crockett, County of Houston, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Crockett, TX

Lendersa® aims to quickly and effortlessly connect you with the best USDA or FHA loan. You can select one of three starting paths that link you to compatible lenders and USDA loan programs.

Lendersa loan request and result matching for USDA

About USDA Loans in TX

The USDA home loan is a government-guaranteed loan through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is exclusively available in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • PrimeLending, A PlainsCapital Company
  • 18111 Preston Road #900, Dallas, TX, 75252
  • PrimeLending, a PlainsCapital Company (NMLS: 13649), is a proven powerhouse in home lending, combining personal guidance and local expertise with fast service, more choices and the flexibility to meet homeowners’ unique needs. We’re a national home lender relentlessly focused on empowering our customers to boldly pursue their homeownership goals.
  • Anthony Bashton Mortgage Loans
  • 311 S Jupiter Rd, Suite 110, Allen, TX, 75002
  • Anthony is a mortgage professional with more than 20 years in the business. He specializes in helping low and middle income families and individuals become home-owners. With dozens of home products at my disposal, I can help you find the mortgage that is perfect for your individual needs.
  • We Loan Mortgage LLC
  • 6001 Southridge Parkway, Parker, TX, 75002
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • MCM Mortgage LLC
  • 1528 Balboa Lane, Allen, TX, 75002
  • MCM Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Wharton County Teachers Credit Union
  • 2114 Junior College Boulevard, Wharton, TX, 77488
  • WCTCU has been serving Wharton County educators and their families for over 65 years. WCTCU received its charter on September 4, 1953. Since its founding, it has provided financial services to employees of Wharton County Junior College and employees of the five independent school districts in Wharton County
  • Texasgulf FCU
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  • Texasgulf FCU served the employees and their families of the Texasgulf Sulphur Company in New Gulf, Texas. Texasgulf FCU continued to exclusively serve the employees of the sulphur company and their families for fifty-five years until the sulphur reserves started to deplete Texasgulf FCU now services over 13, 000 members and has $125 million in ass
  • BRM Mortgage Services
  • 2201 Midway Rd, Suite 1080, Carrollton, TX, 75006
  • At B R M Mortgage Services, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
  • Millennium Mortgage Services Corporation
  • 1038 South Elm Street, Carrollton, TX, 75006
  • Millennium Mortgage Services has been committed to providing our customers with the highest quality of service and the lowest mortgage rate loans available in the Texas mortgage industry. Our High Service Standards and Commitment to Quality assure you that you will receive, prompt loan determination, full program disclosures.
  • JUST MORTGAGES, INC.
  • 2418 Marsh Lane, Suite 104, Carrollton, TX, 75006
  • Just Mortgages is the mortgage services arm of Spicerhaart, one of the UK’s largest independent Estate Agency established in 1989. Just Mortgages employ over 150 in-branch Mortgage & Protection Advisers across the UK and have recently launched a highly successful self-employed division, now thriving with 180 advisers across the country.