USDA and FHA Pro and Con in Meadows-Place, Fort Bend County, TX

In 2025, the USDA loan threshold in Meadows-Place, Fort Bend county, TX is $285,000, whereas the FHA limit for a single-family residence stands at $356,362.

Leverage the Lendersa® USDA calculator to gauge the current USDA versus FHA rates. Assess necessary income, credit rating, reserves, and documentation for qualification. Our sophisticated calculator allows side-by-side evaluation of USDA, FHA, Conforming, and VA loans to assist you in selecting the most suitable program tailored to your financial needs in .

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2025 Loan Limits and Downpayment Details in Meadows-Place, Fort Bend County, TX

Loan Type Maximum Loan Downpayment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Alternatives in Meadows-Place, TX

At Lendersa®, our aim is to swiftly secure the most advantageous USDA or FHA loan without difficulties. Choose one of three streamlined starting points that lead to match-ups with lenders and USDA loan options.

Lendersa USDA loan requests and matching outcomes

Understanding USDA Loans in TX

Originating from the U.S. Department of Agriculture, the USDA home loan—also known as the USDA mortgage or rural development loan—is exclusively for rural areas. Unlike FHA loans that stipulate a minimum 3.5% down payment, the USDA mortgage stipulates no down payment requirement at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Mortgage Connection
  • 609 Wilson Avenue, Tullahoma, TN, 37388
  • Mortgage Connection is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
  • Reliant Bank
  • 1736 Carothers Parkway, Suite 100, Brentwood, TN, 37027
  • We’re Reliant Bank, a community bank that was built from the ground up on the idea that customer and community should always come first. We do pretty much everything the big banks do. We just do it a little differently – okay, a lot differently. We treat you with respect. And go out of our way to make sure that your banking experience with us.
  • New Castle Mortgage - Reverse
  • 5115 Maryland Way, Suite 67, Brentwood, TN, 37027
  • New Castle Mortgage is a major producer of Reverse Mortgage loans in Tennessee, owned & operated by Tennesseans, purely specializing in Reverse Mortgages. As a consumer you can be certain we are credible, qualified, & experienced.Mike Holton and Catherine Holton, each have over 20 years’ experience originating FHA loans throughout the state of TN.
  • P3 Home Loans
  • 5115 Maryland Way, Suite 124, Brentwood, TN, 37027
  • P3 Home Loans serves all of Tennessee, making sure to save local home owners money and time. Rod Freeman is the voice of P3 Home Loans and has managed the success of hundreds of clients’ mortgage closings. When it comes to getting the lowest rate and the quickest mortgage approval, you can depend on our mortgage professionals.
  • Meridian Capital Group
  • 5115 Maryland Way, Brentwood, TN, 37027
  • "MCL Private Lending is a direct private money lender that was established to provide time sensitive, creative, short term financing to builders, developers, and real estate investors. MCL Private Lending is Nashville’s leading direct, private money lender. Based in Brentwood, Tennessee,
  • F&M Bank TN
  • 50 Franklin Street, Clarksville, TN, 37040
  • F&M Bank is a dynamic regional bank located in middle Tennessee ... and is one of the top independent banks in the state! F&M Bank operates full-service banking offices in Clarksville, Springfield, Greenbrier, Dover, Bumpus Mills, Lebanon, Mt. Juliet, White House, Murfreesboro, Hendersonville and Cookeville.
  • Legends Bank
  • 310 N. First St, Clarksville, TN, 37040
  • Legends Bank was founded in 1998 in Clarksville, Tennessee. Today, our footprint has grown, allowing us to serve two of the five largest cities in the state and four Tennessee counties; Montgomery County, Williamson County and Davidson County. Legends is a community bank that’s bolstered by an extraordinary team made up of experienced lenders
  • Cumberland Bank and Trust
  • 502 Madison Street, Clarksville, TN, 37040
  • At Cumberland Bank & Trust, we realize that our customers are the reason we are here to serve our community. Like our President & CEO, Ron Sleigh says, “Cumberland Bank & Trust is a true ‘community bank.’ All five of our offices are located in Clarksville and Montgomery County. We pride ourselves on personalized customer relationships,
  • Castle Rock Mortgage, LLC
  • 120 Center Pointe Dr, Suite 4, Clarksville, TN, 37040
  • The Castle Rock Mortgage, LLC Team is your premier mortgage team located in Clarksville, Tennessee. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Tennessee area.