USDA Vs. FHA Pro and Con comparison in Meadows-Place, Fort Bend County, TX
In 2025, the USDA loan threshold in Meadows-Place, Fort Bend county, TX is $285,000, whereas the FHA limit for a single-family residence stands at $356,362.
Leverage the Lendersa® USDA calculator to gauge the current USDA versus FHA rates. Assess necessary income, credit rating, reserves, and documentation for qualification. Our sophisticated calculator allows side-by-side evaluation of USDA, FHA, Conforming, and VA loans to assist you in selecting the most suitable program tailored to your financial needs in .
2025 Loan Limits and Downpayment Details in Meadows-Place, Fort Bend County, TX
Loan Type
Maximum Loan
Downpayment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Alternatives in Meadows-Place, TX
At Lendersa®, our aim is to swiftly secure the most advantageous USDA or FHA loan without difficulties. Choose one of three streamlined starting points that lead to match-ups with lenders and USDA loan options.
Originating from the U.S. Department of Agriculture, the USDA home loan—also known as the USDA mortgage or rural development loan—is exclusively for rural areas. Unlike FHA loans that stipulate a minimum 3.5% down payment, the USDA mortgage stipulates no down payment requirement at all.
We are a Top Producer for Down Payment Assistance, Grant Money & Tax Credit Programs. Whether you're a first-time homebuyer or an experienced one, we're ready to listen to your unique situation & provide a solution to meet your needs. We're committed to providing you unparalleled support,
FCB’s special focus and intensely personal approach have changed the commercial banking landscape in Mississippi. In January 2013, FCB opened a second location in Ridgeland, bringing our affinity for serving the banking needs of businesses and professionals to that fast-growing, dynamic market.
At ECM Federal Credit Union! We are a member-owned credit union. When you join the family, you can take advantage of banking services, competitive rates, and personalized service. ECM Federal Credit Union has been open since 1967. It is the 25th largest credit union in Mississippi with assets totaling $25.84 Million
MECU was originally chartered solely for the employees of Presto Manufacturing Company in Jackson. Our humble credit union has grown to include more than 600 member companies across central and northern Mississippi.
At Members Exchange, you’ll know right away that you’re more than a customer – you’re a member.
First South is a financial cooperative, which means we are owned by customers just like you. When borrowing from First South, you become a stockholder and a member. Our mission is to support agriculture and rural communities by providing a steady flow of credit to eligible borrowers in Alabama, Louisiana, and Mississippi.
713 South Pear Orchard Road, Suite 101, Ridgeland, MS, 39157
BrightView Credit Union is owned by its customers, but instead of customers, we call them “members.” Other financial institutions have stockholders who own the institution. Our members are owners and “users” of BrightView. When an individual joins BrightView, part of their initial deposit is their “share” of ownership in the credit union.
589 Northpark Drive, Suite D, Ridgeland, MS, 39157
Our mortgage experts will analyze your finances and recommend the best mortgage that suites your needs. Once we gather all of the information we will give your options and help you decide which product is the best fit for you. Our goal is to get you the best possible deal available.
875 Northpark Dr, Suite A Bldg 1, Ridgeland, MS, 39157
Liberty Financial is one of the Madison area’s most successful and highly regarded mortgage lenders. We serve customers by providing access to a complete array of mortgage lending products, including conventional loans, jumbo mortgages, VA loans, FHA loans, refinancing loans, and many more.
681 Towne Center Blvd, Suite A, Ridgeland, MS, 39157
MS Lending, LLC is a boutique mortgage brokerage lending throughout the state of Mississippi with offices in Ridgeland and Ocean Springs, Mississippi. Whether buying or refinancing, MS Lending has a wide array of options to help you meet your financial goals. Michelle Dugan has been named a Top 20 Mortgage Professional in 2020 by Yahoo! Finance,
