USDA and FHA Pro and Con in Stafford, Fort Bend County, TX

For 2025, the USDA loan limit in Stafford, found in Fort Bend County, TX, is $336,500, whereas the FHA cap for a single-family home is $472,030.

Utilize Lendersa®'s USDA loan calculator to weigh today's USDA vs. FHA top rates, and assess the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding you in deciding which program in is optimal for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Stafford, Fort Bend, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Stafford, TX

The aim of Lendersa® is to secure the most favorable USDA or FHA loan swiftly and without difficulty. Choose one of three starting paths to connect with lenders and uncover suitable USDA loan programs.

Lendersa USDA loan request and matching results

About USDA Loans in TX

The USDA home loan, endorsed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is intended for rural areas alone. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans demand no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • A1 Mortgage Group LLC
  • 200 Northwest Executive Way, Lees Summit, MO, 64063
  • Our mission at A1 Mortgage is to present our customers with innovative financial solutions and superior service that will achieve their financial goals, while providing our employees the greatest opportunity for personal achievement. This in return will build a solid foundation for our company and a better future for our community.
  • CSD Credit Union
  • 8510 E Bannister Road, Kansas City, MO, 64134
  • In 1959, CSD Credit Union was formed to provide the employees of CSD-1 (Hickman Mills School District) with an alternative to traditional for profit banking institutions. The first organizational meeting of the credit union was held in the Ruskin Cafeteria on March 19th, 1959. Assets at the end of the first month were $534
  • Investment Capital Partners LLC
  • 15621 W 87th St, Suite 211, Lenexa, KS, 66219
  • Investment Capital Partners LLC provides 30-Year Rental Loans, Short Term Financing, Fix and Flip Financing, Fix to Rent Financing, Cash Out, Commercial Lending and Investment Lending to several states. We also offer residential rehab loans, portfolio lending, and commercial loans.
  • CommunityAmerica Credit Union
  • 9777 Ridge Dr, Lenexa, KS, 66219
  • The CommunityAmerica story began on March 19, 1940. We were founded by George Duvall, who believed airline employees would appreciate a credit union dedicated to them. He was right, and TWA Club Credit Union, as we were originally known, took off.In 1992, as the Credit Union continued to grow, it changed its name to Members America Credit Union.
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  • 9601 Legler Road, Lenexa, KS, 66219
  • "We’re TruHome. And we help credit unions bring their members home. Credit union members rely on their credit union for all the big and small moments of their lives. With one big exception for most of them, their home mortgages. While more than 1 in 3 Americans belong to a credit union,"
  • Affinity Mortgage LLC
  • 8725 Rosehill Road, Suite 109, Lenexa, KS, 66215
  • Affinity Mortgage provides borrowers from across America with some of the best VA, FHA, Conventional and Jumbo mortgages anywhere. And our staff of friendly and dedicated mortgage professionals are ready to make your home purchase or refinance a seamless transaction.We our known for our great Conventional, VA, FHA, USDA and more
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  • Peak Asset Lending is a direct private money lender for residential properties in 25 states across The USA. With over $150 million in loans closed since our inception, we strive to provide our clients with swift and efficient funding for their real estate needs. Our loan types include purchase, refinance, cash out, fix and flip
  • The University National Bank
  • 1400 Kasold Dr, Lawrence, KS, 66049
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  • Smart Home Lending
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  • Fortress Home Loans
  • 6801 W 107th St, Suite 106, Overland Park, KS, 66212
  • Jim Casson focus on residential home loans for clients.We offer the ideal combination of flexibility & experience.Our commitment is to ensure our clients have the right loan, at the right time, for the right reason.Residential home loans for clients.We offer the ideal combination of flexibility & experience. Our commitment is to ensure our client.
  • Catholic Family Credit Union
  • 9237 Ward Parkway, Suite 114, Kansas City, MO, 64114
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