For 2026, the USDA loan limit in Stafford, found in Fort Bend County, TX, is $336,500, whereas the FHA cap for a single-family home is $472,030.
Utilize Lendersa®'s USDA loan calculator to weigh today's USDA vs. FHA top rates, and assess the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding you in deciding which program in is optimal for your financial situation.
2026 Loan Limits and Down Payment Requirements in Stafford, Fort Bend, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Stafford, TX
The aim of Lendersa® is to secure the most favorable USDA or FHA loan swiftly and without difficulty. Choose one of three starting paths to connect with lenders and uncover suitable USDA loan programs.
The USDA home loan, endorsed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is intended for rural areas alone. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans demand no down payment whatsoever.
Elm Tree Funding, what you see is what you get. We are a full service mortgage brokerage that arranges residential loans to borrowers with either excellent or challenged credit. We have access to vast array of loan programs and can help you choose the right one for your situation. No two clients are alike, and no mortgage company.
At Homeownership Solutions, LLC, we serve a variety of clientele and provide financing for both residential and commercial real estate. We have a wide spectrum of programs catered to meet even the most challenging of financial needs. Whether you are a first time buyer or even a savvy real estate investor purchasing investment properties
At MJ Mortgage Services, LLC. We are a full-service mortgage company based in West Hartford, Connecticut. We specialize in Home Purchase Loans and Refinance in West Hartford. We also serve the surrounding cities in Hartford County. Whether you are buying a home or refinancing in the zip code 06117
A full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
New Silver is a technology enabled non-bank lender primarily focused on providing financing to the United States based ‘fix & flip” sector, with a concentration on single-family residential & small balance commercial assets.New Silver’s proprietary technology automates and streamlines loan originations,while using data to reduce loan default risk.
500 Enterprise Drive, Suite 4A, Rocky Hill, CT, 06067
Nutmeg State Financial Credit Union is a values-driven organization committed to intentional actions and investments to “be the change” in our community. We believe prosperity for all people is possible when the people, businesses and municipalities that define a community are interconnected through meaningful social & economic relationships.
Advance Smart offers multiple business financing options with one appication. SBA loans, secured loans, unsecured loans, merchant cash advances, bridge loans, commercial loans, lines of credit, factoring, hard money loans and purchase order financing. We have the best options such as pre-payment discounts, weekly, bi-weekly, monthly.
The Connecticut Housing Finance Authority (CHFA) was created in 1969 by the Connecticut Legislature as a self-supporting quasi-public housing agency charged with the purpose of expanding affordable housing opportunities for Connecticut’s low- and moderate-income families and individuals..
The Noreast Mortgage Services Team is your premier mortgage team located in Rocky Hill, Connecticut. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Rocky Hill area.
Empire Home Loans is here to make the dream of home ownership become a reality. Our goal at Empire is to provide every client with a loan program that best fits their needs along with their short and long term goals. We offer Empire Home Loan Programs that fit a broad range of client needs
To help individuals and companies reach their goals by providing services that meet their needs. This will be done by creating win - win situations that promote integrity. We value character and experience and believe that everyone is capable of contributing to the value proposition.
The mission of the Connecticut Labor Department Federal Credit Union is to be the preferred financial institution for its current and prospective members. We will achieve our goal by providing quality financial products and personalized service. A credit union is a not-for-profit financial cooperative, owned by the people who save and borrow there.
