USDA and FHA Pro and Con in Mission-Bend, Fort Bend County, TX

In 2025, for Mission-Bend, located in Fort Bend county, TX, the USDA loan limit is $285,000. Meanwhile, the FHA limit for a single-family home is set at $356,362.

Use the Lendersa® USDA loan calculator to compare the best rates for USDA vs. FHA today, determining the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to assess USDA, FHA, Conforming, and VA programs side by side, to help you decide which option in best suits your financial needs.

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2025 Loan Limits and Downpayment Requirements in Mission-Bend, County of Fort Bend, TX

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Mission-Bend, TX

Lendersa® aims to efficiently secure you the ideal USDA or FHA loan, without hassle. Start by choosing one of three pathways to connect with lenders and explore USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan, backed by the U.S. Department of Agriculture, also known as the USDA rural development loan or mortgage, is offered exclusively in rural neighborhoods. Compared to FHA loans that require at least a 3.5% down payment, a USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Bank of Wiggins
  • 109 West Pine Avenue, Wiggins, MS, 39577
  • The Bank of Wiggins opened on December 4, 1916, after the former Peoples Bank in Wiggins was liquidated. According to an article in the Stone County Enterprise, December 1, 1966, Murphy Cooper arrived in Wiggins on the night of December 3, 1916, by train with the necessary cash with which to open the bank.
  • First National Bank of Fort Smith
  • 602 Garrison Ave, Fort Smith, AR, 72902
  • Founded more than 140 years ago, The First National Bank of Fort Smith is the oldest national bank in the state of Arkansas. The bank was organized February 29, 1872, as "The National Bank of Western Arkansas."​ In 1888, the name was changed to The First National Bank of Fort Smith.
  • Benchmark Mortgage
  • 2121 Watt St, Suite B, Little Rock, AR, 72227
  • Benchmark is a full-service mortgage banker and seller-servicer We are a community of mortgage professionals that are united by the Benchmark core values - success, relationship, dynamic, excellence, positive attitude. Everything we do comes back to these five defined beliefs. Adhering to these values dictates the way we think, manage our business.
  • Bison Federal Credit Union
  • 2 West Macarthur, Shawnee, OK, 74804
  • On February 15, 1951, a special group of people, inspired by Ralph Burnett, met in a room at Oklahoma Baptist University to establish a credit union. Those original incorporators were Charles V. Manes, Edward Hurt, Jr, Leroy Bond, C.V. Milliken, Clifford J. Smith and Ralph Burnett. On April 9, 1951, Bison Federal Credit Union opened its doors.
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  • 210 South Gaines St, Little Rock, AR, 72201
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  • Arkansas Education Association Federal Credit Union.
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  • Bank of Little Rock
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  • Since Bank of Little Rock was founded in 1927, we have been committed to meeting the financial needs of families and businesses in and around our community. In 1989, we expanded our services to become a full-service bank and have continued to grow as our customer base has. We’re proud to be a local bank that supports the people in our community.
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