As of 2025, the USDA loan threshold for a single-family home situated in Sugar-Land, in the county of Fort Bend, TX, is set at $285,000. In contrast, the FHA limit stands at $356,362.
Leverage the Lendersa® USDA loan calculator to evaluate and contrast the finest current rates for USDA versus FHA loans. This tool aids in identifying the income, credit score, reserve funds, and necessary documents required for qualification. Our sophisticated mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA programs, guiding you to determine the best possible option for your financial conditions within Alabama.
2025 loan limits and required down payments in Sugar-Land, county of Fort Bend, TX
Type of Loan
Maximum Loan Amount
Required Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loan options in Sugar-Land, TX
The aim of Lendersa® is to swiftly secure the optimal USDA or FHA loan for you, eliminating unnecessary complications. You can choose from three different starting points, each leading you to suitable lenders and USDA loan schemes.
The USDA home loan, alternatively known as a USDA rural development loan or USDA mortgage, is a loan supported by the U.S. Department of Agriculture, designed exclusively for rural areas. Distinct from FHA loans that have a minimum down payment requirement of 3.5%, the USDA mortgage necessitates no down payment at all, providing greater accessibility.
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