USDA VS FHA in Four-Corners, Fort Bend County, TX

As of 2026, in Four-Corners, Fort Bend, TX, the USDA loan limit is set at $285,000, whereas the FHA limit for a single-family home is $356,362.

Leverage the Lendersa® USDA loan calculator to evaluate today’s leading USDA versus FHA rates to determine your required income, credit, reserves, and documents for qualifying. Our advanced mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA loan options, aiding you in selecting the best program for your financial needs in .

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2026 Loan Limits and Down Payment Requirements in Four-Corners, Fort Bend, TX

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Discover USDA and FHA Loan Options in Four-Corners, TX

Lendersa® aims to swiftly secure the best possible USDA or FHA loan for you, free of hassle. Start with one of three approaches that connect you with lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in TX?

Backed by the government Department of Agriculture, a USDA home loan, also known as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans that require a minimum of 3.5% down, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Four-Corners Lenders

  • HK Lending LLC
  • 15492 Voss Road, Sugar Land, TX, 77498
  • Lends in Texas
  • We are an experienced boutique mortgage office new to the the Sugar Land, Texas area. With California and Florida offices opening soon. We are here to help people get into the home of their dreams when other lenders cant or find funding for those crucial investor deals. We have many programs to choose from.

  • Pioneer Mutual Federal Credit Union
  • 1521 Lake Pointe Parkway, Sugar Land, TX, 77478
  • Lends in Texas
  • The Pioneer Mutual Credit Union ("Pioneer"​) was founded by Momin community of Sidhpur, Gujarat, India in 1981 and it's a member-owned financial institution headquartered in Sugar Land, Texas. Pioneer Mutual Federal Credit Union was granted Federal charter in 2009 and has branch office in Austin, Texas.

  • Baker Mortgage
  • 1 Sugar Creek Center Blvd, Suite 945, Sugar Land, TX, 77478
  • Lends in Texas
  • Baker Mortgage was started in 1955 by Gordon R. Baker, a native Houstonian who grew up in a modest home on Anita Street in downtown Houston. After a tour of duty in the U.S. Navy, and putting himself through school at the University of Houston, it was rather obvious that Gordon was not going to be happy with the average desk job.

  • Journey Lending
  • 15907 Morgan Street, Sugar Land, TX, 77478
  • Lends in Texas
  • Journey Lending is a licensed mortgage originator based in Sugarland, Texas . Our business is built on our industry expertise, partner relationships, and providing the best service to every customer we work with, and every loan we service. Our mission is to make your journey to homeownership a joyous experience.

  • Nizari Progressive Federal Credit Union
  • 11770 University Blvd, Sugar Land, TX, 77478
  • Lends in Texas
  • Nizari PFCU is a member-owned financial institution founded in 1989 with over $260 million in assets today. Nizari PFCU envisions being the preferred financial institution of the Ismaili community. To be a member-focused financial institution committed to providing a wide array of quality financial services to its members.

  • Top Mortgage LLC
  • 800 Bonaventure Way, Suite 102, Sugar Land, TX, 77478
  • Lends in Texas
  • Buying a home is one of the largest financial decisions you’ll make in your lifetime. It can also be one of the most stressful decisions for many buyers, especially first-time buyers. Serving the Greater Houston Area and all of Texas for 17 years, we are here to guide you through the process and find the best option to suit your financial needs.

  • Discovered Homes Investment Inc
  • 800 Bonaventure Way, Suite 107, Sugar Land, TX, 77478
  • Lends in Texas
  • Discovered Homes We specialize in providing real estate services to thousands of people in the Houston and surrounding areas . We promise great customer service and an amazing experience. No exception Our goal is ensuring that you accomplish your real estate dreams from the moment you call until you reach your new home

  • Home USA Mortgage Inc
  • 14905 Southwest Freeway, Suite 201, Sugar Land, TX, 77478
  • Lends in Texas
  • Home USA Mortgage is your best source for mortgage related needs. We are a young team of energetic professionals who absolutely love real estate. We have been in business for over 18 years and continue to serve the Houston Metro area. With low rates/fees and a fun approach to the process, you will love buying your next home.

  • Archstone Lending Group
  • 3 Sugar Creek Center Blvd, Suite 100, Sugar Land, TX, 77478
  • Lends in Texas
  • Archstone Lending Group, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.