USDA and FHA Pro and Con in Four-Corners, Fort Bend County, TX

As of 2025, in Four-Corners, Fort Bend, TX, the USDA loan limit is set at $285,000, whereas the FHA limit for a single-family home is $356,362.

Leverage the Lendersa® USDA loan calculator to evaluate today’s leading USDA versus FHA rates to determine your required income, credit, reserves, and documents for qualifying. Our advanced mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA loan options, aiding you in selecting the best program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Four-Corners, Fort Bend, TX

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Discover USDA and FHA Loan Options in Four-Corners, TX

Lendersa® aims to swiftly secure the best possible USDA or FHA loan for you, free of hassle. Start with one of three approaches that connect you with lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in TX?

Backed by the government Department of Agriculture, a USDA home loan, also known as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans that require a minimum of 3.5% down, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Team USA Mortgage
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  • First State Mortgage (FSM), a subsidiary of First State Bank, Member FDIC, was founded in 2007 by a group of veteran bankers who have been working together in the residential First State Mortgage industry for more than 20 years. Our goal is to provide a comprehensive range of mortgage products, competitive pricing, and high quality.
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  • Riddell National Bank has a rich heritage in Clay County, Indiana, having received its original charter in 1885 under the name of "Zeller and Riddell Bank." A National Charter was granted in March of 1900 and the name of the Bank was changed to The Riddell National Bank. And, since that time.
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