As of 2026, in Four-Corners, Fort Bend, TX, the USDA loan limit is set at $285,000, whereas the FHA limit for a single-family home is $356,362.
Leverage the Lendersa® USDA loan calculator to evaluate today’s leading USDA versus FHA rates to determine your required income, credit, reserves, and documents for qualifying. Our advanced mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA loan options, aiding you in selecting the best program for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to swiftly secure the best possible USDA or FHA loan for you, free of hassle. Start with one of three approaches that connect you with lenders and the USDA loan programs.
Backed by the government Department of Agriculture, a USDA home loan, also known as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans that require a minimum of 3.5% down, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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