USDA Vs. FHA your options comparison in Mesquite, Dallas County, TX

For 2025, the USDA loan limit in Mesquite, situated in Dallas County, TX, is set at $336,500. The FHA loan limit for a single-family home is $531,300 during the same period.

The Lendersa® USDA loan calculator enables you to compare the current USDA vs. FHA rates, helping you determine the necessary income, credit status, reserves, and documents required for eligibility. You can view USDA, FHA, Conforming, and VA loans side by side with our advanced mortgage calculator, assisting in identifying the best program for your unique financial condition in .

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Information on 2025 Loan Limits and Down Payment Requirements in Mesquite, Dallas, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $531,300 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Mesquite, TX

Lendersa® is committed to securing the optimal USDA or FHA loan for you quickly, with minimal hassle. Choose one of three available options to connect with lenders and relevant USDA loan programs.

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Understanding USDA Loans in TX

A USDA home loan is government-backed by the Department of Agriculture and often referred to as the USDA rural development loan or USDA mortgage. It is available exclusively in rural settings. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage demands no upfront payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Old Ocean Federal Credit Union
  • County Road 359 FM 524, Old Ocean, TX, 77463
  • Old Ocean Federal Credit Union was established in 1949. We are a federally chartered credit union, abiding to the strict regulations monitored and enforced by the National Credit Union Administration (NCUA). NCUA also insures each member’s deposits for up to $250, 000. You can rest assured your money is in a safe place.
  • Alamo Loan Co
  • 534 Bandera Rd, San Antonio, TX, 78228
  • Alamo Loan Company is committed to providing you with the convenient financial options that you need to reach your goals. We treat every customer like family and we are passionate about excellent customer service. Reach out to us for an easy and affordable personal loan or title loan.
  • Smart Rate Mortgage Brokers LLC
  • 227 North Loop 1604 East, Suite 150, San Antonio, TX, 78228
  • I am an experienced mortgage veteran with over 17 years of experience in the mortgage business. I have helped thousands of families buy their first, second and third homes. . I am extremely well versed in FHA, Conventional, VA and Jumbo Loans. With a background in Education and Finance from Southwest Texas State University
  • U.S. Bridging Loans
  • 118 Broadway STE 638, San Antonio, TX. 78205 USA, San Antonio, TX, 78205
  • Global Mortgage Group (GMG) address the need for comprehensive International real estate financing solutions. Our unique network and capabilities has allowed for asset backed loan placement in niche industries such as cannabis, and distressed situation of foreign owned property. For more information, Visit: https://usbridgeloans.com/
  • Frost Bank
  • 110 Austin Hwy, San Antonio, TX, 78205
  • Frost provides banking, investments, and insurance services to businesses and individuals throughout Texas. Founded in 1868, Frost is one of the 50 largest U.S. banks by asset size. At Frost, everything we do is aimed at making customers’ lives better. We do it by creating and delivering great experiences to them every time they interact with us.
  • Crown Lending Inc
  • 102 W Crockett St, Suite 705, San Antonio, TX, 78205
  • Crown Lending, Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering
  • American Bank of Oklahoma
  • 200 East Main Street, Collinsville, OK, 74021
  • American Bank of Oklahoma exists to provide Oklahoma businesses and citizens with local banking solutions when, where, and how they need it. American Bank of Oklahoma opened for business April 1, 1998, taking seriously the role of a community-based, full-service institution. Our organizers came from the community
  • Commerce Bank Texas
  • 112 West Fordtran Drive, Stockdale, TX, 78160
  • Commerce Bank Texas, is a state chartered Commercial Bank, with its initial office located in Stockdale, Texas, established in 1932. The Bank’s operations have expanded into San Antonio and Corpus Christi Texas to increase its commercial, real estate, agricultural and consumer banking offerings and to service a broader customer base.
  • LiftFund Laredo
  • 2007 W. Martin Street, San Antonio, TX, 78207
  • LiftFund is a small business lender supporting new and existing entrepreneurs grow their businesses no matter their life circumstances. We believe hard-working entrepreneurs deserve an opportunity to succeed. Since 1994 we've provided affordable business loans and support to thousands of small businesses.