In 2025, the USDA loan ceiling for Richmond in the county of Fort Bend, TX is $336,500, while the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to compare leading USDA vs. FHA rates and determine the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, examine USDA, FHA, Conforming, and VA options side by side to identify the best program for your financial context in
Explore loan options from over 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is committed to efficiently providing you with the best USDA or FHA loan. Choose one of three pathways that connect to matching lenders and USDA loan programs.
The USDA home loan, backed by the government Department of Agriculture and known as a USDA rural development loan, is exclusively available in rural neighborhoods. Unlike FHA loans requiring a minimum of 3.5% down, USDA loans don’t require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
