USDA Vs. FHA Pro and Con comparison in Sandy-Oaks, Bexar County, TX
As of 2025, the USDA loan cap in Sandy-Oaks, Bexar county, TX is $322,900, whereas the FHA maximum for a single-family home is $403,650.
Utilize the Lendersa® USDA loan calculator to assess the current USDA vs. FHA rates. Identify the requirements for income, credit score, reserves, and documents to qualify. Our sophisticated mortgage calculator lets you compare USDA, FHA, Conforming, and VA programs side by side, assisting you in choosing the best option for your financial circumstances in .
Downpayment requirements & loan limits in Sandy-Oaks, Bexar county, TX for 2025
Loan Type
Loan Limit
Down payment Plan
USDA
$322,900
0%
FHA
$403,650
3.5%
Conventional Conforming
$548,250
3%
Different Loan Options: USDA and FHA in Sandy-Oaks, TX
Lendersa® aims to connect you with the best USDA or FHA loan promptly and effortlessly. Choose from three initial pathways that help you match with lenders and USDA loan plans.
USDA home loans, also known as USDA rural development loans, are backed by the Department of Agriculture. Available only in rural locations, unlike FHA loans requiring 3.5% down, USDA loans come with no down payment necessity.
14100 Palmetto Frontage Road, Suite 304, Miami Lakes, FL, 33016
MCM Capital Solutions is a Direct Mortgage Lender that has been in in the industry since 1998. MCM has a suite of loan products at our disposal and can have one of our licensed sales representatives walk you through each one to ensure you are utilizing the best product for your real estate needs.
14261 Commerce Way Suite 100, Miami Lakes, FL, 33016
American Bancshares Mortgage, Miami Lakes, FL, founded in 1995 as a mortgage banking firm. Company originates residential mortgage loans through retail branchess located througout the Sourtheast US. We are a Fannie Mae Seller/Servicer, FHA Direct Endorsed, VA Automatic, USDA lender.
14100 Palmetto Frontage Rd Suite 210, Miami Lakes, FL, 33016
First Origin, our mission is simple; to raise the measure of standards in the mortgage industry. We are committed to quality customer service and helping everyone we serve in obtaining the right loan product that not only puts them in their dream home but allows them to save money in the long run.
14160 Palmetto Frontage Rd, Suite 101, Hialeah, FL, 33016
We are a mortgage company that personally guides clients through their loan options, finding the most suitable program for them. For those that are not sure if they are financially ready or that may have credit issues, we provide consultation backed by 35 years of experience to help prepare you for a mortgage loan.
As a member-owned credit union, the first step in opening an account is to open a Share Savings Account with a $5.00 deposit. This deposit represents your share in the Credit Union. It provides you with the privilege of voting for your Board of Directors, Committees and to participate in the variety of services available.
Kairos Movements Mortgage Services, LLC is a full service mortgage brokerage specializing in Purchase and Refinancing.
We tailor the mortgage experience to your needs and strive to deliver the best scenarios for your particular situations. We believe that no 2 buyers are the same and attention is key.
RSI Asset Management LLC was formed in response to requests for due diligence consultation and loss mitigation services on non-performing residential and commercial mortgage debt in Florida. RSI currently represents over 500 non-performing loans owned by private equity firms and hedge funds or in partnership as principals with local investors.
9112 Alt A1a, Suite 209, West Palm Beach, FL, 33403
Intrepid Lending Solutions Inc. will tailor your loan to meet your specific financial situation. We provide a number of services to address your need for an affordable mortgage such as: addressing your credit challenges, recommending Home Buyers Education Courses, provide Mortgage Readiness Planning, Assess and Pre-approve you for a mortgage Loan
600 Sandtree Drive, Suite 204 Palm Beach, West Palm Beach, FL, 33403
Rhino Funding Inc. mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
2240 Otay Lakes Rd, Suite 306, Chula Vista, CA, 91915
Realty Executives Dillon brand originated in 1994 by Teresa "Terri" Dillon. Our brand has stood for integrity and quality for almost 30 years. As the tides change in many of the U.S. markets and throughout the world, the next generation of home buyers and sellers can expect the same level of expertise that Realty Executives.