In 2026, the USDA loan limit for San-Antonio, in the county of Bexar, TX, is $322,900. Conversely, the FHA limit for a single-family home is $403,650.
Leverage the Lendersa® USDA loan calculator to evaluate and juxtapose today's top USDA versus FHA rates. Ascertain the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, aiding in choosing the most suitable program for your financial scenario in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $322,900 | 0% |
| FHA | $403,650 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® seeks to promptly secure for you the best USDA or FHA loan without hassle. Begin with one of three starting points, which connect you to matching lenders and appropriate USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, is reserved for rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans demand no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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