USDA VS FHA in Raymondville, Willacy County, TX

In 2025, the USDA loan limit for Raymondville, in Willacy county, TX, is $336,500. On the other hand, the FHA limit for a home meant for a single family is $472,030.

Utilize the Lendersa® USDA loan calculator to assess today's leading USDA and FHA rates, thus helping you identify the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator offers side-by-side comparisons between USDA, FHA, Conforming, and VA options, assisting in selecting the best-suited program in for your particular financial situation.

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Loan Limits and Downpayment Requirements for 2025 in Raymondville, Willacy, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Raymondville, TX

The mission of Lendersa® is to secure your access to the most suitable USDA or FHA loans swiftly and effortlessly. You can start with one of three options that connect you with matching lenders and relevant USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in TX?

The USDA home loan, guaranteed by the government through the Department of Agriculture, also called the USDA rural development loan or USDA mortgage, is available solely in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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