USDA VS FHA in Raymondville, Willacy County, TX

In 2025, the USDA loan limit for Raymondville, in Willacy county, TX, is $336,500. On the other hand, the FHA limit for a home meant for a single family is $472,030.

Utilize the Lendersa® USDA loan calculator to assess today's leading USDA and FHA rates, thus helping you identify the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator offers side-by-side comparisons between USDA, FHA, Conforming, and VA options, assisting in selecting the best-suited program in for your particular financial situation.

Review loan offers from 100 lenders

Loan Limits and Downpayment Requirements for 2025 in Raymondville, Willacy, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Raymondville, TX

The mission of Lendersa® is to secure your access to the most suitable USDA or FHA loans swiftly and effortlessly. You can start with one of three options that connect you with matching lenders and relevant USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in TX?

The USDA home loan, guaranteed by the government through the Department of Agriculture, also called the USDA rural development loan or USDA mortgage, is available solely in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Vanguard Mortgage
  • 1200 N Federal Hwy, Hollywood, FL, 33020
  • Vanguard Mortgage employs seasoned, highly experienced and professional team. We strive to innovate with confidence and to provide exceptional service, As a Vanguard Mortgage client, you can count on us for: Simple mortgage process, The Lowest Rates, Fast Turn-Around Times, Variety of Mortgage Programs
  • A&D Mortgage
  • 1040 S Federal Hwy, Hollywood, FL, 33020
  • A&D Mortgage (NMLS #958660) is a full service lender offering a wide spectrum of Conventional and Government mortgage products. Our knowledgeable team of experts will constantly impress you with the first-class service, that you have never experienced. At A&D Mortgage our core strengths are personal touch and unique products.
  • Hamilton Home Loans
  • 1499 Palmetto Park Road, Suite 109, Boca Raton, FL, 33486
  • Hamilton Home Loans is a national mortgage lending firm recognized for outstanding customer service. If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing.
  • Yarrow Financial
  • 5100 Town Center Circle, Suite 301, Boca Raton, FL, 33486
  • Yarrow is here to serve both growing and established companies across every industry. From the public to private sector, our top priority is to give our clients the financial solutions they need to continue and grow their success. That’s why we offer a variety of useful services, including vendor programs.
  • Supreme Lending
  • 2115-A South US Hwy 1, Jupiter, FL, 33477
  • Elevate your lending experience with Supreme Lending, a premier consultancy specializing in high-value financing solutions for luxury residential and commercial projects. With the expertise of Rachel Harzewski, you are guided through bespoke, private lending options designed to maximize your investments. Discover smooth deal structuring and unparal
  • Elite Lending Team at Milestone Mortgage
  • 103 S US Highway 1, Suite E1, Jupiter, FL, 33477
  • anny Poulos and the Elite Lending at Milestone Mortgage have been proudly serving the mortgage needs of our community for over 25 years providing home loans as a Jupiter, FL mortgage company, broker, banker and lender. * Educator of the Year Awardee - JTHS Council of the Miami Association of Realtors 2017
  • Greenberg Community Lending Inc
  • 725 North A1a, Suite D104, Jupiter, FL, 33477
  • Greenberg Community Lending Inc To provide the best experience and service for our clients within the markets we serve. may be the best loan option for one may not be for another. Our Loan Officer's take the time to discover your needs in order to properly advise you on the best loan option for you
  • Celebrity Home Loans - South Florida
  • 725 N. HWY A1A, Suite C 118, Jupiter, FL, 33477
  • Celebrity Home Loans (a.k.a CHL), a division of Midwest Equity Mortgage, Inc. is a leading direct lender, licensed nationwide including , with over 90 branch offices across the nation. Our knowledgeable professionals are committed to building trust and strong relationships with our customers and partners.